Banco do Estado do Rio Grande do Sul S.A. (BVMF:BRSR3)

BVMF:BRSR3 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,127	1,146	1,579	1,547	1,274
Investment Securities	56,219	40,385	33,980	35,744	33,418
Trading Asset Securities	5,185	9,377	8,960	9,460	7,500
Mortgage-Backed Securities	-	1.91	-	2.84	-
Total Investments	61,405	49,764	42,941	45,206	40,918
Gross Loans	62,158	53,759	49,275	41,158	34,881
Allowance for Loan Losses	-2,604	-2,200	-2,258	-2,554	-2,598
Net Loans	59,554	51,558	47,018	38,604	32,283
Property, Plant & Equipment	934.55	839.58	797.36	767.14	439.69
Other Intangible Assets	465.58	621.25	663.7	741.15	805.73
Accrued Interest Receivable	-	104.39	89.12	102.86	108.09
Other Receivables	158.52	387.3	339.18	238.84	-0.06
Restricted Cash	11,717	11,320	10,799	9,739	7,751
Other Current Assets	-	4,374	4,214	2,812	3,099
Long-Term Deferred Tax Assets	3,695	3,442	3,428	2,989	3,071
Other Long-Term Assets	8,880	1,056	804.47	1,827	939.19
Total Assets	147,937	125,667	113,660	105,769	91,823
Accrued Expenses	-	377.7	403.45	260.56	300.7
Interest Bearing Deposits	88,195	65,895	62,828	59,602	58,157
Non-Interest Bearing Deposits	-	5,236	4,788	4,676	4,289
Total Deposits	88,195	71,131	67,616	64,277	62,447
Short-Term Borrowings	22,239	16,791	13,091	10,858	4,362
Current Portion of Long-Term Debt	-	1,776	1,098	4,151	637.31
Current Portion of Leases	-	81	96.58	92.6	-
Current Income Taxes Payable	252.77	262.73	240.24	207.52	154.14
Other Current Liabilities	6,936	17,561	12,774	9,196	7,034
Long-Term Debt	7,630	3,079	3,902	2,954	4,241
Long-Term Leases	-	133.75	164.92	184.37	-
Long-Term Unearned Revenue	-	126.99	139.38	152.4	165.06
Pension & Post-Retirement Benefits	-	776.63	657.11	913.09	1,139
Long-Term Deferred Tax Liabilities	407.52	412.58	567.66	401.3	407.43
Other Long-Term Liabilities	11,857	3,292	3,389	3,031	2,589
Total Liabilities	137,518	115,801	104,139	96,680	83,477
Common Stock	8,000	5,200	5,200	5,200	5,200
Retained Earnings	2,519	4,957	4,376	3,888	3,411
Comprehensive Income & Other	-104.26	-298.41	-61.65	-2.21	-267.19
Total Common Equity	10,415	9,859	9,514	9,086	8,344
Minority Interest	3.71	6.8	6.23	2.37	2.15
Shareholders' Equity	10,419	9,866	9,520	9,089	8,346
Total Liabilities & Equity	147,937	125,667	113,660	105,769	91,823
Total Debt	29,869	21,860	18,353	18,241	9,241
Net Cash (Debt)	-23,557	-5,192	-4,867	-1,472	5,564
Net Cash Growth	-	-	-	-	1964.25%
Net Cash Per Share	-	-12.71	-11.90	-3.60	13.60
Filing Date Shares Outstanding	-	408.97	408.97	408.97	408.97
Total Common Shares Outstanding	-	408.97	408.97	408.97	408.97
Book Value Per Share	-	24.11	23.26	22.22	20.40
Tangible Book Value	9,949	9,238	8,850	8,345	7,538
Tangible Book Value Per Share	-	22.59	21.64	20.40	18.43

Source: S&P Capital IQ. Banks template. Financial Sources.