Banco do Estado do Rio Grande do Sul S.A. (BVMF:BRSR3)

BVMF:BRSR3 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,500	1,134	1,146	1,579	1,547	1,274
Investment Securities	62,373	56,965	40,436	33,980	35,744	33,418
Trading Asset Securities	3,572	5,189	9,377	8,960	9,460	7,500
Mortgage-Backed Securities	-	3.71	1.91	-	2.84	-
Total Investments	65,945	62,158	49,816	42,941	45,206	40,918
Gross Loans	64,010	62,158	53,759	49,275	41,158	34,881
Allowance for Loan Losses	-3,186	-2,604	-2,252	-2,258	-2,554	-2,598
Net Loans	60,824	59,554	51,507	47,018	38,604	32,283
Property, Plant & Equipment	890.39	934.55	839.58	797.36	767.14	439.69
Other Intangible Assets	424.03	465.58	621.25	663.7	741.15	805.73
Accrued Interest Receivable	125.04	117.58	104.39	89.12	102.86	108.09
Other Receivables	450.89	342.38	387.3	339.18	238.84	-0.06
Restricted Cash	11,621	11,717	11,320	10,799	9,739	7,751
Other Current Assets	4,539	5,671	4,445	4,214	2,812	3,099
Long-Term Deferred Tax Assets	3,740	3,695	3,442	3,428	2,989	3,071
Other Long-Term Assets	183.45	1,125	985.51	804.47	1,827	939.19
Total Assets	151,262	147,937	125,667	113,660	105,769	91,823
Accrued Expenses	262.05	354.1	377.7	403.45	260.56	300.7
Interest Bearing Deposits	85,579	83,808	71,525	62,828	59,602	58,157
Non-Interest Bearing Deposits	2,842	4,387	5,236	4,788	4,676	4,289
Total Deposits	88,421	88,195	76,761	67,616	64,277	62,447
Short-Term Borrowings	25,463	22,239	16,791	13,091	10,858	4,362
Current Portion of Long-Term Debt	2,892	2,919	56.87	1,098	4,151	637.31
Current Portion of Leases	-	81.74	81	96.58	92.6	-
Current Income Taxes Payable	245.03	252.77	262.73	240.24	207.52	154.14
Other Current Liabilities	13,868	13,561	11,932	12,774	9,196	7,034
Long-Term Debt	5,099	4,711	4,798	3,902	2,954	4,241
Long-Term Leases	-	169.53	133.75	164.92	184.37	-
Long-Term Unearned Revenue	112.93	115.57	126.99	139.38	152.4	165.06
Pension & Post-Retirement Benefits	485.16	483.49	776.63	657.11	913.09	1,139
Long-Term Deferred Tax Liabilities	309.89	407.52	412.58	567.66	401.3	407.43
Other Long-Term Liabilities	3,692	4,028	3,292	3,389	3,031	2,589
Total Liabilities	140,849	137,518	115,801	104,139	96,680	83,477
Common Stock	8,000	8,000	5,200	5,200	5,200	5,200
Retained Earnings	2,500	2,519	4,957	4,376	3,888	3,411
Comprehensive Income & Other	-90.56	-104.26	-298.41	-61.65	-2.21	-267.19
Total Common Equity	10,409	10,415	9,859	9,514	9,086	8,344
Minority Interest	3.97	3.71	6.8	6.23	2.37	2.15
Shareholders' Equity	10,413	10,419	9,866	9,520	9,089	8,346
Total Liabilities & Equity	151,262	147,937	125,667	113,660	105,769	91,823
Total Debt	33,453	30,120	21,860	18,353	18,241	9,241
Net Cash (Debt)	-25,584	-21,211	-5,192	-4,867	-1,472	5,564
Net Cash Growth	-	-	-	-	-	1964.25%
Net Cash Per Share	-62.56	-51.86	-12.71	-11.90	-3.60	13.60
Filing Date Shares Outstanding	408.97	408.97	408.97	408.97	408.97	408.97
Total Common Shares Outstanding	408.97	408.97	408.97	408.97	408.97	408.97
Book Value Per Share	25.45	25.47	24.11	23.26	22.22	20.40
Tangible Book Value	9,985	9,949	9,238	8,850	8,345	7,538
Tangible Book Value Per Share	24.42	24.33	22.59	21.64	20.40	18.43

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.