Banco do Estado do Rio Grande do Sul S.A. (BVMF:BRSR3)

BVMF:BRSR3 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,317	1,134	1,146	1,579	1,547	1,274
Investment Securities	65,926	56,965	40,436	33,980	35,744	33,418
Trading Asset Securities	3,463	5,189	9,377	8,960	9,460	7,500
Mortgage-Backed Securities	-	3.71	1.91	-	2.84	-
Total Investments	69,390	62,158	49,816	42,941	45,206	40,918
Gross Loans	-	62,158	53,759	49,275	41,158	34,881
Allowance for Loan Losses	-	-2,604	-2,252	-2,258	-2,554	-2,598
Net Loans	-	59,554	51,507	47,018	38,604	32,283
Property, Plant & Equipment	866.1	934.55	839.58	797.36	767.14	439.69
Other Intangible Assets	375.22	465.58	621.25	663.7	741.15	805.73
Accrued Interest Receivable	-	117.58	104.39	89.12	102.86	108.09
Other Receivables	356.23	342.38	387.3	339.18	238.84	-0.06
Restricted Cash	12,473	11,717	11,320	10,799	9,739	7,751
Other Current Assets	-	5,671	4,445	4,214	2,812	3,099
Long-Term Deferred Tax Assets	3,760	3,695	3,442	3,428	2,989	3,071
Other Long-Term Assets	6,891	1,125	985.51	804.47	1,827	939.19
Total Assets	156,054	147,937	125,667	113,660	105,769	91,823
Accrued Expenses	-	354.1	377.7	403.45	260.56	300.7
Interest Bearing Deposits	92,712	83,808	71,525	62,828	59,602	58,157
Non-Interest Bearing Deposits	-	4,387	5,236	4,788	4,676	4,289
Total Deposits	92,712	88,195	76,761	67,616	64,277	62,447
Short-Term Borrowings	23,700	22,239	16,791	13,091	10,858	4,362
Current Portion of Long-Term Debt	-	2,919	56.87	1,098	4,151	637.31
Current Portion of Leases	-	81.74	81	96.58	92.6	-
Current Income Taxes Payable	347.03	252.77	262.73	240.24	207.52	154.14
Other Current Liabilities	9,286	13,561	11,932	12,774	9,196	7,034
Long-Term Debt	8,415	4,711	4,798	3,902	2,954	4,241
Long-Term Leases	-	169.53	133.75	164.92	184.37	-
Long-Term Unearned Revenue	-	115.57	126.99	139.38	152.4	165.06
Pension & Post-Retirement Benefits	-	483.49	776.63	657.11	913.09	1,139
Long-Term Deferred Tax Liabilities	315.5	407.52	412.58	567.66	401.3	407.43
Other Long-Term Liabilities	10,629	4,028	3,292	3,389	3,031	2,589
Total Liabilities	145,405	137,518	115,801	104,139	96,680	83,477
Common Stock	8,300	8,000	5,200	5,200	5,200	5,200
Retained Earnings	2,489	2,519	4,957	4,376	3,888	3,411
Comprehensive Income & Other	-143.06	-104.26	-298.41	-61.65	-2.21	-267.19
Total Common Equity	10,646	10,415	9,859	9,514	9,086	8,344
Minority Interest	3.18	3.71	6.8	6.23	2.37	2.15
Shareholders' Equity	10,649	10,419	9,866	9,520	9,089	8,346
Total Liabilities & Equity	156,054	147,937	125,667	113,660	105,769	91,823
Total Debt	32,115	30,120	21,860	18,353	18,241	9,241
Net Cash (Debt)	-27,335	-21,211	-5,192	-4,867	-1,472	5,564
Net Cash Growth	-	-	-	-	-	1964.25%
Net Cash Per Share	-66.84	-51.86	-12.71	-11.90	-3.60	13.60
Filing Date Shares Outstanding	408.97	408.97	408.97	408.97	408.97	408.97
Total Common Shares Outstanding	408.97	408.97	408.97	408.97	408.97	408.97
Book Value Per Share	26.03	25.47	24.11	23.26	22.22	20.40
Tangible Book Value	10,270	9,949	9,238	8,850	8,345	7,538
Tangible Book Value Per Share	25.11	24.33	22.59	21.64	20.40	18.43

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.