Banco do Estado do Rio Grande do Sul S.A. (BVMF: BRSR5)

BVMF: BRSR5 Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,208	1,146	1,579	1,547	1,274	1,161
Investment Securities	56,831	40,385	33,980	35,744	33,418	22,573
Trading Asset Securities	5,756	9,377	8,960	9,460	7,500	6,048
Mortgage-Backed Securities	1.62	1.91	-	2.84	-	-
Total Investments	62,589	49,764	42,941	45,206	40,918	28,621
Gross Loans	57,765	53,759	49,275	41,158	34,881	33,011
Allowance for Loan Losses	-2,562	-2,200	-2,258	-2,554	-2,598	-2,513
Net Loans	55,203	51,558	47,018	38,604	32,283	30,498
Property, Plant & Equipment	905.26	839.58	797.36	767.14	439.69	253.13
Other Intangible Assets	517.79	621.25	663.7	741.15	805.73	1,030
Accrued Interest Receivable	167.64	104.39	89.12	102.86	108.09	113.74
Other Receivables	485.99	387.3	339.18	238.84	-0.06	-161.55
Restricted Cash	10,381	11,320	10,799	9,739	7,751	12,186
Other Current Assets	4,839	4,374	4,214	2,812	3,099	3,384
Long-Term Deferred Tax Assets	3,623	3,442	3,428	2,989	3,071	2,711
Other Long-Term Assets	1,477	1,056	804.47	1,827	939.19	678.45
Total Assets	142,408	125,667	113,660	105,769	91,823	81,550
Accrued Expenses	350.57	377.7	403.45	260.56	300.7	314.75
Interest Bearing Deposits	81,867	65,895	62,828	59,602	58,157	50,411
Non-Interest Bearing Deposits	3,175	5,236	4,788	4,676	4,289	3,229
Total Deposits	85,042	71,131	67,616	64,277	62,447	53,640
Short-Term Borrowings	21,370	16,791	13,091	10,858	4,362	3,391
Current Portion of Long-Term Debt	2,150	1,776	1,098	4,151	637.31	1,331
Current Portion of Leases	70.36	81	96.58	92.6	-	-
Current Income Taxes Payable	437.4	262.73	240.24	207.52	154.14	174.19
Other Current Liabilities	13,921	17,561	12,774	9,196	7,034	7,767
Long-Term Debt	3,480	3,079	3,902	2,954	4,241	3,231
Long-Term Leases	140.59	133.75	164.92	184.37	-	-
Long-Term Unearned Revenue	118.39	126.99	139.38	152.4	165.06	178.19
Pension & Post-Retirement Benefits	636.81	776.63	657.11	913.09	1,139	952.33
Long-Term Deferred Tax Liabilities	369.22	412.58	567.66	401.3	407.43	304.48
Other Long-Term Liabilities	4,045	3,292	3,389	3,031	2,589	2,472
Total Liabilities	132,131	115,801	104,139	96,680	83,477	73,755
Common Stock	8,000	5,200	5,200	5,200	5,200	5,200
Retained Earnings	2,293	4,957	4,376	3,888	3,411	2,873
Comprehensive Income & Other	-19.29	-298.41	-61.65	-2.21	-267.19	-280.48
Total Common Equity	10,274	9,859	9,514	9,086	8,344	7,792
Minority Interest	3.41	6.8	6.23	2.37	2.15	2
Shareholders' Equity	10,277	9,866	9,520	9,089	8,346	7,794
Total Liabilities & Equity	142,408	125,667	113,660	105,769	91,823	81,550
Total Debt	27,211	21,860	18,353	18,241	9,241	7,953
Net Cash (Debt)	-15,865	-5,192	-4,867	-1,472	5,564	269.54
Net Cash Growth	-	-	-	-	1964.25%	-61.45%
Net Cash Per Share	-38.82	-12.71	-11.90	-3.60	13.60	0.66
Filing Date Shares Outstanding	408.97	408.97	408.97	408.97	408.97	408.97
Total Common Shares Outstanding	408.97	408.97	408.97	408.97	408.97	408.97
Book Value Per Share	25.12	24.11	23.26	22.22	20.40	19.05
Tangible Book Value	9,756	9,238	8,850	8,345	7,538	6,762
Tangible Book Value Per Share	23.85	22.59	21.64	20.40	18.43	16.53

Source: S&P Capital IQ. Banks template. Financial Sources.