BVMF:IBMB34 Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	1,199,074	1,474,652	1,081,948	795,153	678,305	638,444
Market Cap Growth	-9.75%	36.30%	36.07%	17.23%	6.24%	11.95%
Enterprise Value	1,464,824	1,737,575	1,311,078	1,038,262	914,634	888,233
PE Ratio	20.55	26.52	34.19	20.09	78.27	25.65
Forward PE	19.13	24.50	21.12	16.60	14.63	12.81
PEG Ratio	-	3.15	4.80	3.08	1.77	1.86
PS Ratio	3.22	4.11	3.24	2.42	2.11	2.10
PB Ratio	6.65	8.50	7.46	6.64	5.82	6.36
P/TBV Ratio	37.92	8.61	7.54	6.69	5.86	6.40
P/FCF Ratio	17.99	22.93	16.43	11.80	14.05	11.19
P/OCF Ratio	16.50	21.04	15.15	10.74	12.23	9.39
EV/Sales Ratio	4.10	4.84	3.93	3.16	2.84	2.91
EV/EBITDA Ratio	15.91	18.92	20.27	13.30	24.00	13.47
EV/EBIT Ratio	22.05	26.66	32.86	18.98	72.60	27.90
EV/FCF Ratio	21.98	27.02	19.90	15.40	18.94	15.57
Debt / Equity Ratio	1.95	1.95	2.10	2.61	2.41	2.85
Debt / EBITDA Ratio	3.05	3.74	4.80	4.08	7.53	4.44
Debt / FCF Ratio	5.95	5.34	4.71	4.72	5.94	5.14
Net Debt / Equity Ratio	1.54	1.54	1.60	2.06	2.06	2.53
Net Debt / EBITDA Ratio	2.37	2.90	3.60	3.17	6.31	3.86
Net Debt / FCF Ratio	4.63	4.15	3.53	3.67	4.98	4.46
Asset Turnover	0.47	0.47	0.46	0.47	0.47	0.40
Inventory Turnover	27.64	27.64	25.66	20.32	21.41	18.08
Quick Ratio	0.67	0.67	0.74	0.82	0.76	0.68
Current Ratio	0.96	0.96	1.04	0.96	0.92	0.88
Return on Equity (ROE)	35.16%	35.16%	24.06%	33.67%	8.69%	23.72%
Return on Assets (ROA)	8.68%	8.68%	5.72%	6.78%	2.82%	4.05%
Return on Invested Capital (ROIC)	10.31%	10.31%	6.80%	7.91%	3.20%	4.62%
Return on Capital Employed (ROCE)	11.29%	11.29%	7.32%	10.46%	2.44%	5.59%
Earnings Yield	4.87%	3.77%	2.92%	4.98%	1.28%	3.90%
FCF Yield	5.56%	4.36%	6.09%	8.48%	7.12%	8.93%
Dividend Yield	1.84%	2.27%	3.03%	4.05%	4.68%	4.90%
Payout Ratio	39.04%	59.05%	102.06%	80.51%	362.90%	102.19%
Buyback Yield / Dilution	0.11%	0.11%	-0.05%	-0.01%	0.10%	0.27%
Total Shareholder Return	1.95%	2.38%	2.99%	4.04%	4.78%	5.17%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.