BVMF:IBMB34 Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	1,156,189	1,525,044	1,257,172	724,645	673,420	667,859
Market Cap Growth	-15.26%	21.31%	73.49%	7.61%	0.83%	14.65%
Enterprise Value	1,414,201	1,810,352	1,544,807	955,721	907,764	952,306
Last Close Price	1220.97	1712.30	1338.77	758.56	690.47	665.78
PE Ratio	19.82	26.14	33.75	19.91	77.72	20.87
PS Ratio	3.11	4.10	3.24	2.41	2.10	2.09
PB Ratio	6.41	8.46	7.42	6.60	5.79	6.31
P/FCF Ratio	17.35	23.92	16.40	11.77	14.02	11.17
P/OCF Ratio	15.91	20.99	15.12	10.72	12.21	9.37
EV/Sales Ratio	4.08	4.87	3.98	3.18	2.84	2.98
EV/EBITDA Ratio	15.82	19.59	19.38	15.46	15.94	15.11
EV/EBIT Ratio	21.93	27.96	25.52	19.89	22.83	30.61
EV/FCF Ratio	21.22	28.39	20.15	15.53	18.89	15.92
Debt / Equity Ratio	1.97	1.97	2.13	2.65	2.45	2.90
Debt / EBITDA Ratio	3.57	3.57	4.11	4.27	4.49	4.33
Debt / FCF Ratio	5.58	5.58	4.71	4.72	5.94	5.14
Net Debt / Equity Ratio	1.53	1.53	1.60	2.06	2.06	2.52
Net Debt / EBITDA Ratio	2.99	2.99	3.40	3.65	4.20	4.24
Net Debt / FCF Ratio	4.34	4.34	3.53	3.67	4.98	4.46
Asset Turnover	0.47	0.47	0.46	0.47	0.47	0.40
Inventory Turnover	22.51	22.51	21.90	20.04	17.14	14.64
Quick Ratio	0.80	0.80	0.88	0.82	0.74	0.68
Current Ratio	0.96	0.96	1.04	0.96	0.92	0.88
Return on Equity (ROE)	35.16%	35.16%	24.06%	33.67%	8.69%	23.73%
Return on Assets (ROA)	5.08%	5.08%	4.49%	4.72%	3.63%	2.42%
Return on Invested Capital (ROIC)	14.46%	15.26%	13.95%	12.55%	11.21%	7.83%
Return on Capital Employed (ROCE)	10.40%	10.40%	9.40%	9.80%	7.90%	5.70%
Earnings Yield	5.05%	3.83%	2.96%	5.02%	1.29%	4.79%
FCF Yield	5.77%	4.18%	6.10%	8.49%	7.13%	8.96%
Dividend Yield	1.95%	2.16%	3.08%	4.24%	5.05%	5.48%
Payout Ratio	59.05%	59.05%	102.06%	80.51%	362.90%	102.19%
Buyback Yield / Dilution	-1.23%	-1.23%	-1.64%	-1.07%	-0.84%	-0.90%
Total Shareholder Return	0.72%	0.93%	1.44%	3.17%	4.20%	4.58%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.