Inter & Co Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	8,638	5,139	4,550	2,803	1,435
Interest Income on Investments	3,612	2,629	1,635	1,506	-
Total Interest Income	12,251	7,768	6,184	4,308	1,435
Interest Paid on Deposits	5,977	3,312	2,888	1,973	543.24
Total Interest Expense	5,977	3,312	2,888	1,973	543.24
Net Interest Income	6,274	4,457	3,297	2,335	892.19
Net Interest Income Growth (YoY)	40.77%	35.18%	41.16%	161.77%	17.63%
Gain (Loss) on Sale of Assets	-23.55	55.54	41.79	66.36	29.33
Gain (Loss) on Sale of Investments	-	-	-	-	601.83
Other Non-Interest Income	2,151	1,888	1,414	1,161	698.48
Total Non-Interest Income	2,127	1,943	1,456	1,227	1,330
Non-Interest Income Growth (YoY)	9.45%	33.50%	18.62%	-7.70%	267.03%
Revenues Before Loan Losses	8,401	6,400	4,753	3,563	2,222
Provision for Loan Losses	2,416	1,799	1,542	1,083	595.58
Revenue	5,985	4,601	3,211	2,479	1,626
Revenue Growth (YoY)	30.08%	43.28%	29.50%	52.46%	79.29%
Salaries and Employee Benefits	1,083	908.97	758.05	686.05	443.33
Occupancy Expenses	340.73	208.83	160.44	163.97	94.25
Selling, General & Administrative	2,152	1,749	1,455	1,542	1,164
Other Non-Interest Expense	728.73	477.04	326.58	248.59	146.76
Total Non-Interest Expense	4,304	3,346	2,733	2,658	1,857
EBT Excluding Unusual Items	1,680	1,255	478.45	-178.57	-231.03
Legal Settlements	-56.04	-49.12	-38.61	-	-
Pretax Income	1,624	1,206	439.84	-178.57	-231.06
Income Tax Expense	226.87	232.71	87.58	-164.49	-175.99
Earnings From Continuing Operations	1,397	972.84	352.26	-14.08	-55.07
Minority Interest in Earnings	-84.93	-65.71	-49.92	2.99	-17.6
Net Income	1,312	907.13	302.34	-11.09	-72.66
Preferred Dividends & Other Adjustments	-	-	-	-	-36.32
Net Income to Common	1,312	907.13	302.34	-11.09	-36.35
Net Income Growth	44.67%	200.03%	-	-	-
Basic Shares Outstanding	440	436	402	401	2,541
Diluted Shares Outstanding	444	439	403	401	2,541
Shares Change (YoY)	1.14%	8.89%	0.49%	-84.21%	13.73%
EPS (Basic)	2.98	2.08	0.75	-0.03	-0.01
EPS (Diluted)	2.96	2.07	0.75	-0.03	-0.01
EPS Growth	42.99%	176.00%	-	-	-
Dividend Per Share	0.623	-	0.146	-	-
Effective Tax Rate	13.97%	19.30%	19.91%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.