Inter & Co, Inc. (BVMF:INBR32)
47.85
-1.26 (-2.57%)
At close: Dec 3, 2025
Inter & Co Income Statement
Financials in millions BRL. Fiscal year is January - December.
Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 7,499 | 5,139 | 4,550 | 2,803 | 1,435 | 942.81 | Upgrade |
Interest Income on Investments | 3,412 | 2,629 | 1,635 | 1,506 | - | - | Upgrade |
Total Interest Income | 10,911 | 7,768 | 6,184 | 4,308 | 1,435 | 942.81 | Upgrade |
Interest Paid on Deposits | 5,198 | 3,312 | 2,888 | 1,973 | 543.24 | 184.34 | Upgrade |
Total Interest Expense | 5,198 | 3,312 | 2,888 | 1,973 | 543.24 | 184.34 | Upgrade |
Net Interest Income | 5,713 | 4,457 | 3,297 | 2,335 | 892.19 | 758.47 | Upgrade |
Net Interest Income Growth (YoY) | 37.22% | 35.18% | 41.16% | 161.77% | 17.63% | 28.44% | Upgrade |
Gain (Loss) on Sale of Assets | 23.78 | 55.54 | 41.79 | 66.36 | 29.33 | - | Upgrade |
Gain (Loss) on Sale of Investments | - | - | - | - | 601.83 | -5.09 | Upgrade |
Other Non-Interest Income | 2,111 | 1,888 | 1,414 | 1,161 | 698.48 | 367.36 | Upgrade |
Total Non-Interest Income | 2,135 | 1,943 | 1,456 | 1,227 | 1,330 | 362.27 | Upgrade |
Non-Interest Income Growth (YoY) | 25.17% | 33.50% | 18.62% | -7.70% | 267.03% | 106.97% | Upgrade |
Revenues Before Loan Losses | 7,848 | 6,400 | 4,753 | 3,563 | 2,222 | 1,121 | Upgrade |
Provision for Loan Losses | 2,219 | 1,799 | 1,542 | 1,083 | 595.58 | 213.69 | Upgrade |
| 5,628 | 4,601 | 3,211 | 2,479 | 1,626 | 907.06 | Upgrade | |
Revenue Growth (YoY) | 34.63% | 43.28% | 29.50% | 52.46% | 79.29% | 42.93% | Upgrade |
Salaries and Employee Benefits | 1,032 | 908.97 | 758.05 | 686.05 | 443.33 | 229.1 | Upgrade |
Occupancy Expenses | 289.15 | 208.83 | 160.44 | 163.97 | 94.25 | 43.66 | Upgrade |
Selling, General & Administrative | 2,084 | 1,749 | 1,455 | 1,542 | 1,164 | 571.65 | Upgrade |
Other Non-Interest Expense | 670.92 | 477.04 | 326.58 | 248.59 | 146.76 | 69.68 | Upgrade |
Total Non-Interest Expense | 4,076 | 3,346 | 2,733 | 2,658 | 1,857 | 914.08 | Upgrade |
EBT Excluding Unusual Items | 1,552 | 1,255 | 478.45 | -178.57 | -231.03 | -7.02 | Upgrade |
Legal Settlements | -53.08 | -49.12 | -38.61 | - | - | - | Upgrade |
Pretax Income | 1,499 | 1,206 | 439.84 | -178.57 | -231.06 | -7.02 | Upgrade |
Income Tax Expense | 209.35 | 232.71 | 87.58 | -164.49 | -175.99 | -37.71 | Upgrade |
Earnings From Continuing Operations | 1,290 | 972.84 | 352.26 | -14.08 | -55.07 | 30.69 | Upgrade |
Minority Interest in Earnings | -76.73 | -65.71 | -49.92 | 2.99 | -17.6 | -12.78 | Upgrade |
Net Income | 1,213 | 907.13 | 302.34 | -11.09 | -72.66 | 17.91 | Upgrade |
Preferred Dividends & Other Adjustments | - | - | - | - | -36.32 | 8.26 | Upgrade |
Net Income to Common | 1,213 | 907.13 | 302.34 | -11.09 | -36.35 | 9.65 | Upgrade |
Net Income Growth | 54.97% | 200.03% | - | - | - | -77.29% | Upgrade |
Basic Shares Outstanding | 440 | 436 | 402 | 401 | 2,541 | 2,234 | Upgrade |
Diluted Shares Outstanding | 443 | 439 | 403 | 401 | 2,541 | 2,234 | Upgrade |
Shares Change (YoY) | 2.72% | 8.89% | 0.49% | -84.21% | 13.73% | - | Upgrade |
EPS (Basic) | 2.76 | 2.08 | 0.75 | -0.03 | -0.01 | 0.00 | Upgrade |
EPS (Diluted) | 2.74 | 2.07 | 0.75 | -0.03 | -0.01 | 0.00 | Upgrade |
EPS Growth | 51.09% | 176.00% | - | - | - | - | Upgrade |
Dividend Per Share | - | - | 0.146 | - | - | - | Upgrade |
Effective Tax Rate | 13.96% | 19.30% | 19.91% | - | - | - | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.