Itaú Unibanco Holding S.A. (BVMF: ITUB3)

Itaú Unibanco Holding Income Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	225,638	222,385	189,165	129,253	114,369	118,151
Interest Income on Investments	4,454	-	-	-	-	-
Total Interest Income	230,092	222,385	189,165	129,253	114,369	118,151
Interest Paid on Deposits	158,250	158,250	116,747	69,305	73,558	75,958
Net Interest Income	64,192	64,135	72,418	59,948	40,811	42,193
Net Interest Income Growth (YoY)	-1.09%	-11.44%	20.80%	46.89%	-3.28%	-32.56%
Gain (Loss) on Sale of Investments	30,263	30,263	13,738	17,900	6,379	27,256
Other Non-Interest Income	65,629	61,691	56,536	48,148	51,481	47,361
Total Non-Interest Income	95,892	91,954	70,274	66,048	57,860	74,617
Non-Interest Income Growth (YoY)	17.89%	30.85%	6.40%	14.15%	-22.46%	77.49%
Revenues Before Loan Losses	160,084	156,089	142,692	125,996	98,671	116,810
Provision for Loan Losses	27,776	31,563	28,150	14,001	24,452	18,298
Revenue	132,308	124,526	114,542	111,995	74,219	98,512
Revenue Growth (YoY)	15.44%	8.72%	2.27%	50.90%	-24.66%	4.78%
Salaries and Employee Benefits	2,082	737	598	-20	25,158	22,775
Selling, General & Administrative	73,261	72,279	66,691	61,405	31,577	29,618
Other Non-Interest Expense	9,870	9,987	9,590	8,379	6,181	7,572
Total Non-Interest Expense	82,413	82,083	76,207	68,600	61,517	58,650
EBT Excluding Unusual Items	49,895	42,443	38,335	43,395	12,702	39,862
Asset Writedown	-338	-338	-16	-440	-429	-233
Legal Settlements	-3,560	-2,405	-1,625	-724	-1,271	-8,386
Pretax Income	45,997	39,700	36,694	42,231	5,230	31,243
Income Tax Expense	6,425	5,823	6,452	13,847	-9,834	3,430
Earnings From Continuing Operations	39,572	33,877	30,242	28,384	15,064	27,813
Minority Interest in Earnings	-991	-772	-1,035	-1,624	3,832	-700
Net Income	38,581	33,105	29,207	26,760	18,896	27,113
Net Income to Common	38,581	33,105	29,207	26,760	18,896	27,113
Net Income Growth	22.53%	13.35%	9.14%	41.62%	-30.31%	8.86%
Basic Shares Outstanding	9,793	9,799	9,799	9,777	9,760	9,740
Diluted Shares Outstanding	9,871	9,867	9,859	9,831	9,802	9,785
Shares Change (YoY)	0.07%	0.08%	0.28%	0.30%	0.17%	0.12%
EPS (Basic)	3.94	3.38	2.98	2.74	1.94	2.78
EPS (Diluted)	3.91	3.36	2.96	2.72	1.93	2.77
EPS Growth	22.45%	13.26%	8.84%	41.19%	-30.42%	8.73%
Dividend Per Share	1.609	2.193	0.854	0.637	0.461	2.011
Dividend Growth	54.37%	156.89%	33.99%	38.10%	-77.06%	-17.58%
Effective Tax Rate	13.97%	14.67%	17.58%	32.79%	-	10.98%

Source: S&P Capital IQ. Banks template. Financial Sources.