Itaú Unibanco Holding Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	497,844	416,405	281,939	307,568	229,601	195,666
Market Cap Growth	57.60%	47.69%	-8.33%	33.96%	17.34%	-32.63%
Last Close Price	43.58	36.32	20.76	20.65	14.97	12.55
PE Ratio	11.10	9.28	6.86	9.29	7.86	7.31
PS Ratio	3.58	3.00	2.08	2.47	2.01	1.75
PB Ratio	2.31	1.94	1.27	1.55	1.30	1.19
P/FCF Ratio	-	-	-	-	2.17	16.97
P/OCF Ratio	-	-	-	-	2.12	15.12
Debt / Equity Ratio	4.97	4.97	4.48	4.36	4.51	3.88
Debt / FCF Ratio	-	-	-	-	7.54	55.27
Net Debt / Equity Ratio	2.72	2.72	2.38	2.37	2.17	1.62
Net Debt / FCF Ratio	-22.13	-22.13	-5.41	-78.06	3.63	23.11
Return on Equity (ROE)	21.01%	21.01%	20.04%	18.01%	17.71%	17.80%
Return on Assets (ROA)	1.55%	1.55%	1.56%	1.39%	1.38%	1.39%
Earnings Yield	9.01%	10.77%	14.57%	10.76%	12.72%	13.68%
FCF Yield	-5.31%	-6.35%	-34.61%	-1.97%	46.10%	5.89%
Dividend Yield	6.59%	8.14%	12.67%	10.62%	5.03%	4.48%
Payout Ratio	71.61%	107.67%	51.88%	31.26%	22.96%	23.42%
Buyback Yield / Dilution	-0.17%	-0.17%	-0.02%	0.02%	-0.28%	-0.30%
Total Shareholder Return	6.42%	7.97%	12.64%	10.64%	4.75%	4.18%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.