PagSeguro Digital Ltd. (BVMF:PAGS34)

PagSeguro Digital Statistics

Total Valuation

BVMF:PAGS34 has a market cap or net worth of BRL 15.93 billion. The enterprise value is 16.66 billion.

Market Cap	15.93B
Enterprise Value	16.66B

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Oct 3, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-5.32%
Shares Change (QoQ)	-1.92%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	44.19%
Float	158.76M

Valuation Ratios

The trailing PE ratio is 7.19 and the forward PE ratio is 6.27.

PE Ratio	7.19
Forward PE	6.27
PS Ratio	0.82
PB Ratio	1.07
P/TBV Ratio	1.35
P/FCF Ratio	3.98
P/OCF Ratio	3.16
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 1.90, with an EV/FCF ratio of 4.16.

EV / Earnings	7.52
EV / Sales	0.86
EV / EBITDA	1.90
EV / EBIT	2.37
EV / FCF	4.16

Financial Position

The company has a current ratio of 1.42, with a Debt / Equity ratio of 0.18.

Current Ratio	1.42
Quick Ratio	1.33
Debt / Equity	0.18
Debt / EBITDA	0.30
Debt / FCF	0.66
Interest Coverage	1.60

Financial Efficiency

Return on equity (ROE) is 15.11% and return on invested capital (ROIC) is 25.21%.

Return on Equity (ROE)	15.11%
Return on Assets (ROA)	6.33%
Return on Invested Capital (ROIC)	25.21%
Return on Capital Employed (ROCE)	25.43%
Revenue Per Employee	2.89M
Profits Per Employee	328,153
Employee Count	6,751
Asset Turnover	0.28
Inventory Turnover	634.40

Taxes

In the past 12 months, BVMF:PAGS34 has paid 253.52 million in taxes.

Income Tax	253.52M
Effective Tax Rate	10.27%

Stock Price Statistics

The stock price has increased by +16.34% in the last 52 weeks. The beta is 1.45, so BVMF:PAGS34's price volatility has been higher than the market average.

Beta (5Y)	1.45
52-Week Price Change	+16.34%
50-Day Moving Average	10.26
200-Day Moving Average	9.91
Relative Strength Index (RSI)	54.02
Average Volume (20 Days)	137,797

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.27

Income Statement

In the last 12 months, BVMF:PAGS34 had revenue of BRL 19.52 billion and earned 2.22 billion in profits. Earnings per share was 7.29.

Revenue	19.52B
Gross Profit	9.77B
Operating Income	7.07B
Pretax Income	2.47B
Net Income	2.22B
EBITDA	8.82B
EBIT	7.07B
Earnings Per Share (EPS)	7.29

Balance Sheet

The company has 1.89 billion in cash and 2.63 billion in debt, giving a net cash position of -742.81 million.

Cash & Cash Equivalents	1.89B
Total Debt	2.63B
Net Cash	-742.81M
Net Cash Per Share	n/a
Equity (Book Value)	14.89B
Book Value Per Share	51.16
Working Capital	18.69B

Cash Flow

In the last 12 months, operating cash flow was 5.03 billion and capital expenditures -1.03 billion, giving a free cash flow of 4.00 billion.

Operating Cash Flow	5.03B
Capital Expenditures	-1.03B
Free Cash Flow	4.00B
FCF Per Share	n/a

Margins

Gross margin is 50.04%, with operating and profit margins of 36.19% and 11.35%.

Gross Margin	50.04%
Operating Margin	36.19%
Pretax Margin	12.65%
Profit Margin	11.35%
EBITDA Margin	45.16%
EBIT Margin	36.19%
FCF Margin	20.51%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 3.71%.

Dividend Per Share	0.40
Dividend Yield	3.71%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	19.46%
Buyback Yield	5.32%
Shareholder Yield	9.03%
Earnings Yield	13.91%
FCF Yield	25.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BVMF:PAGS34 has an Altman Z-Score of 1.27 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.27
Piotroski F-Score	5