PagSeguro Digital Ltd. (BVMF:PAGS34)

PagSeguro Digital Statistics

Total Valuation

BVMF:PAGS34 has a market cap or net worth of BRL 14.59 billion. The enterprise value is 16.55 billion.

Market Cap	14.59B
Enterprise Value	16.55B

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Oct 3, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-3.53%
Shares Change (QoQ)	-1.60%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	43.80%
Float	159.65M

Valuation Ratios

The trailing PE ratio is 6.66 and the forward PE ratio is 5.74.

PE Ratio	6.66
Forward PE	5.74
PS Ratio	0.76
PB Ratio	1.00
P/TBV Ratio	1.27
P/FCF Ratio	13.29
P/OCF Ratio	6.75
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.03, with an EV/FCF ratio of 15.08.

EV / Earnings	7.55
EV / Sales	0.88
EV / EBITDA	2.03
EV / EBIT	2.55
EV / FCF	15.08

Financial Position

The company has a current ratio of 1.42, with a Debt / Equity ratio of 0.25.

Current Ratio	1.42
Quick Ratio	1.32
Debt / Equity	0.25
Debt / EBITDA	0.43
Debt / FCF	3.27
Interest Coverage	1.68

Financial Efficiency

Return on equity (ROE) is 15.17% and return on invested capital (ROIC) is 23.80%.

Return on Equity (ROE)	15.17%
Return on Assets (ROA)	6.06%
Return on Invested Capital (ROIC)	23.80%
Return on Capital Employed (ROCE)	24.29%
Revenue Per Employee	2.86M
Profits Per Employee	324,697
Employee Count	6,751
Asset Turnover	0.28
Inventory Turnover	629.60

Taxes

In the past 12 months, BVMF:PAGS34 has paid 233.96 million in taxes.

Income Tax	233.96M
Effective Tax Rate	9.64%

Stock Price Statistics

The stock price has increased by +4.37% in the last 52 weeks. The beta is 1.45, so BVMF:PAGS34's price volatility has been higher than the market average.

Beta (5Y)	1.45
52-Week Price Change	+4.37%
50-Day Moving Average	10.25
200-Day Moving Average	9.79
Relative Strength Index (RSI)	50.23
Average Volume (20 Days)	70,063

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.38

Income Statement

In the last 12 months, BVMF:PAGS34 had revenue of BRL 19.31 billion and earned 2.19 billion in profits. Earnings per share was 7.07.

Revenue	19.31B
Gross Profit	9.50B
Operating Income	6.67B
Pretax Income	2.43B
Net Income	2.19B
EBITDA	8.38B
EBIT	6.67B
Earnings Per Share (EPS)	7.07

Balance Sheet

The company has 1.58 billion in cash and 3.59 billion in debt, giving a net cash position of -2.02 billion.

Cash & Cash Equivalents	1.58B
Total Debt	3.59B
Net Cash	-2.02B
Net Cash Per Share	n/a
Equity (Book Value)	14.58B
Book Value Per Share	49.97
Working Capital	18.50B

Cash Flow

In the last 12 months, operating cash flow was 2.16 billion and capital expenditures -1.06 billion, giving a free cash flow of 1.10 billion.

Operating Cash Flow	2.16B
Capital Expenditures	-1.06B
Free Cash Flow	1.10B
FCF Per Share	n/a

Margins

Gross margin is 49.19%, with operating and profit margins of 34.56% and 11.35%.

Gross Margin	49.19%
Operating Margin	34.56%
Pretax Margin	12.56%
Profit Margin	11.35%
EBITDA Margin	43.40%
EBIT Margin	34.56%
FCF Margin	5.69%

Dividends & Yields

This stock pays an annual dividend of 0.40, which amounts to a dividend yield of 4.00%.

Dividend Per Share	0.40
Dividend Yield	4.00%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	5.68%
Buyback Yield	3.53%
Shareholder Yield	7.60%
Earnings Yield	15.02%
FCF Yield	7.52%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

BVMF:PAGS34 has an Altman Z-Score of 1.27 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.27
Piotroski F-Score	4