Banco Pine Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	2,082	1,539	1,145	737.63	454.61	341.05
Interest Income on Investments	2,031	1,037	832.14	570.53	447.07	249.03
Total Interest Income	4,113	2,576	1,977	1,308	901.68	590.07
Interest Paid on Deposits	2,704	1,811	1,788	1,222	817.71	495.98
Interest Paid on Borrowings	172.5	152.62	3.92	7.12	13.73	52.77
Total Interest Expense	2,876	1,964	1,792	1,229	831.44	548.75
Net Interest Income	1,237	612.87	185.06	79.22	70.24	41.32
Net Interest Income Growth (YoY)	251.02%	231.17%	133.62%	12.77%	69.98%	-
Other Non-Interest Income	-309.18	66.15	365.23	183.42	128.97	118.71
Total Non-Interest Income	-309.18	66.15	365.23	183.42	128.97	118.71
Non-Interest Income Growth (YoY)	-	-81.89%	99.12%	42.21%	8.64%	20.11%
Revenues Before Loan Losses	927.44	679.02	550.29	262.63	199.22	160.03
Provision for Loan Losses	135.56	76.11	-8.88	34.33	-7.46	-32.04
Revenue	791.88	602.91	559.17	228.31	206.68	192.07
Revenue Growth (YoY)	20.45%	7.82%	144.92%	10.46%	7.60%	-
Salaries and Employee Benefits	188.54	152.73	152.94	125.47	104.47	102.89
Selling, General & Administrative	238.57	213.51	149.48	80.38	84.39	75.73
Other Non-Interest Expense	14.75	-32.73	29.42	19.27	24.92	108.08
Total Non-Interest Expense	419.4	288.58	293.13	157.07	185.2	308.12
EBT Excluding Unusual Items	372.47	314.33	266.03	71.24	21.48	-116.05
Legal Settlements	0.83	-12.21	-10.04	-2.16	-7.52	-18.34
Pretax Income	373.31	302.12	256	69.08	13.96	-134.39
Income Tax Expense	85.4	43.87	75.12	28.18	8.02	-70.76
Net Income	287.91	258.25	180.88	40.9	5.94	-63.62
Net Income to Common	287.91	258.25	180.88	40.9	5.94	-63.62
Net Income Growth	22.91%	42.77%	342.24%	588.32%	-	-
Basic Shares Outstanding	225	224	183	186	148	148
Diluted Shares Outstanding	225	224	183	186	148	148
Shares Change (YoY)	8.64%	22.26%	-1.92%	25.84%	-	-
EPS (Basic)	1.28	1.16	0.99	0.22	0.04	-0.43
EPS (Diluted)	1.28	1.16	0.99	0.22	0.04	-0.43
EPS Growth	13.13%	16.78%	350.89%	446.99%	-	-
Dividend Per Share	0.523	0.492	0.309	0.062	-	-
Dividend Growth	41.45%	59.35%	401.59%	-	-	-
Effective Tax Rate	22.88%	14.52%	29.34%	40.79%	57.45%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.