Banco Pine S.A. (BVMF:PINE3)

Banco Pine Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	53.95	117.63	77.82	286.56	222.71	166.44
Investment Securities	13,747	12,366	8,888	8,265	8,313	7,143
Trading Asset Securities	1,169	2,995	1,880	158.01	419.64	434.52
Mortgage-Backed Securities	-	-	-	-	-	1.74
Total Investments	14,916	15,361	10,769	8,423	8,733	7,579
Gross Loans	11,712	8,379	6,776	4,692	3,676	3,257
Allowance for Loan Losses	-643.7	-244.22	-191.88	-253.83	-229.83	-298.11
Net Loans	11,068	8,135	6,584	4,438	3,446	2,959
Property, Plant & Equipment	43.17	44.34	8.71	8	7.74	8.95
Other Intangible Assets	25.15	23.94	18.21	1.29	2.15	2.54
Accrued Interest Receivable	28.02	53.77	30.92	26.7	24.89	31.28
Other Receivables	355.2	594.95	511.77	465.7	867.85	808.48
Other Current Assets	601.26	2,425	1,993	1,624	899.41	1,095
Other Long-Term Assets	1,888	923.04	900.46	1,040	1,060	1,046
Total Assets	28,979	27,678	20,893	16,314	15,264	13,697
Accrued Expenses	51.64	38.91	55.36	24.67	6.47	5.12
Interest Bearing Deposits	15,385	14,921	9,461	7,948	6,973	7,106
Non-Interest Bearing Deposits	95.84	103.63	90.17	108.08	128.7	168.49
Total Deposits	15,481	15,025	9,551	8,056	7,102	7,274
Short-Term Borrowings	2,209	2,077	2,200	2,213	3,237	134.53
Current Portion of Long-Term Debt	3,503	4,986	4,047	3,440	3,068	2,002
Current Income Taxes Payable	14.68	9.03	6.68	5.78	2.6	1.78
Other Current Liabilities	4,216	2,681	3,233	1,233	638.48	655.05
Long-Term Debt	853.51	663.5	348.17	219.29	146.92	2,510
Long-Term Unearned Revenue	-	-	-	-	11.89	20.15
Long-Term Deferred Tax Liabilities	360.81	313.06	257.65	193.37	216.97	213.54
Other Long-Term Liabilities	1,126	658.05	209.66	59.94	54.83	87.16
Total Liabilities	27,814	26,451	19,908	15,445	14,484	12,904
Common Stock	952.9	952.68	852.34	851.67	1,202	1,202
Retained Earnings	219.94	293.43	141.91	23.13	-418.27	-424.22
Treasury Stock	-8.27	-20.41	-6.84	-	-	-
Comprehensive Income & Other	0.44	1.51	-2.92	-5.82	-4.99	14.52
Shareholders' Equity	1,165	1,227	984.48	868.98	779.13	792.69
Total Liabilities & Equity	28,979	27,678	20,893	16,314	15,264	13,697
Total Debt	6,565	7,726	6,595	5,872	6,451	4,647
Net Cash (Debt)	-5,294	-2,276	-4,071	-5,226	-5,716	-3,982
Net Cash Per Share	-23.56	-10.18	-22.26	-28.03	-38.58	-26.88
Filing Date Shares Outstanding	224.72	223.57	182.86	186.44	148.16	148.16
Total Common Shares Outstanding	224.72	223.57	182.86	186.44	148.16	148.16
Book Value Per Share	5.18	5.49	5.38	4.66	5.26	5.35
Tangible Book Value	1,140	1,203	966.27	867.69	776.98	790.16
Tangible Book Value Per Share	5.07	5.38	5.28	4.65	5.24	5.33

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.