Banco Pine S.A. (BVMF:PINE3)

Banco Pine Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	54	117.63	77.82	286.56	222.71	166.44
Investment Securities	13,629	12,366	8,888	8,265	8,313	7,143
Trading Asset Securities	1,169	2,995	1,880	158.01	419.64	434.52
Mortgage-Backed Securities	-	-	-	-	-	1.74
Total Investments	14,798	15,361	10,769	8,423	8,733	7,579
Gross Loans	11,712	8,379	6,776	4,692	3,676	3,257
Allowance for Loan Losses	-644	-244.22	-191.88	-253.83	-229.83	-298.11
Net Loans	11,068	8,135	6,584	4,438	3,446	2,959
Property, Plant & Equipment	43	44.34	8.71	8	7.74	8.95
Other Intangible Assets	26	23.94	18.21	1.29	2.15	2.54
Accrued Interest Receivable	-	53.77	30.92	26.7	24.89	31.28
Other Receivables	981	594.95	511.77	465.7	867.85	808.48
Other Current Assets	-	2,425	1,993	1,624	899.41	1,095
Other Long-Term Assets	2,009	923.04	900.46	1,040	1,060	1,046
Total Assets	28,979	27,678	20,893	16,314	15,264	13,697
Accrued Expenses	-	38.91	55.36	24.67	6.47	5.12
Interest Bearing Deposits	15,481	14,921	9,461	7,948	6,973	7,106
Non-Interest Bearing Deposits	-	103.63	90.17	108.08	128.7	168.49
Total Deposits	15,481	15,025	9,551	8,056	7,102	7,274
Short-Term Borrowings	5,880	2,077	2,200	2,213	3,237	134.53
Current Portion of Long-Term Debt	-	4,986	4,047	3,440	3,068	2,002
Current Income Taxes Payable	-	9.03	6.68	5.78	2.6	1.78
Other Current Liabilities	4,121	2,681	3,233	1,233	638.48	655.05
Long-Term Debt	685	663.5	348.17	219.29	146.92	2,510
Long-Term Unearned Revenue	-	-	-	-	11.89	20.15
Long-Term Deferred Tax Liabilities	-	313.06	257.65	193.37	216.97	213.54
Other Long-Term Liabilities	1,647	658.05	209.66	59.94	54.83	87.16
Total Liabilities	27,814	26,451	19,908	15,445	14,484	12,904
Common Stock	953	952.68	852.34	851.67	1,202	1,202
Retained Earnings	220	293.43	141.91	23.13	-418.27	-424.22
Treasury Stock	-8	-20.41	-6.84	-	-	-
Comprehensive Income & Other	-	1.51	-2.92	-5.82	-4.99	14.52
Shareholders' Equity	1,165	1,227	984.48	868.98	779.13	792.69
Total Liabilities & Equity	28,979	27,678	20,893	16,314	15,264	13,697
Total Debt	6,565	7,726	6,595	5,872	6,451	4,647
Net Cash (Debt)	-5,342	-2,276	-4,071	-5,226	-5,716	-3,982
Net Cash Per Share	-23.45	-10.18	-22.26	-28.03	-38.58	-26.88
Filing Date Shares Outstanding	227.76	223.57	182.86	186.44	148.16	148.16
Total Common Shares Outstanding	227.76	223.57	182.86	186.44	148.16	148.16
Book Value Per Share	5.12	5.49	5.38	4.66	5.26	5.35
Tangible Book Value	1,139	1,203	966.27	867.69	776.98	790.16
Tangible Book Value Per Share	5.00	5.38	5.28	4.65	5.24	5.33

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.