Banco Pine S.A. (BVMF:PINE3)

Banco Pine Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	65.75	117.63	77.82	286.56	222.71	166.44
Investment Securities	13,811	12,366	8,888	8,265	8,313	7,143
Trading Asset Securities	264.63	2,995	1,880	158.01	419.64	434.52
Mortgage-Backed Securities	-	-	-	-	-	1.74
Total Investments	14,075	15,361	10,769	8,423	8,733	7,579
Gross Loans	11,015	8,379	6,776	4,692	3,676	3,257
Allowance for Loan Losses	-608.14	-244.22	-191.88	-253.83	-229.83	-298.11
Net Loans	10,407	8,135	6,584	4,438	3,446	2,959
Property, Plant & Equipment	44.5	44.34	8.71	8	7.74	8.95
Other Intangible Assets	27.45	23.94	18.21	1.29	2.15	2.54
Accrued Interest Receivable	31.47	53.77	30.92	26.7	24.89	31.28
Other Receivables	815.59	594.95	511.77	465.7	867.85	808.48
Other Current Assets	1,179	2,425	1,993	1,624	899.41	1,095
Other Long-Term Assets	1,099	923.04	900.46	1,040	1,060	1,046
Total Assets	27,745	27,678	20,893	16,314	15,264	13,697
Accrued Expenses	26.81	38.91	55.36	24.67	6.47	5.12
Interest Bearing Deposits	14,584	14,921	9,461	7,948	6,973	7,106
Non-Interest Bearing Deposits	83.11	103.63	90.17	108.08	128.7	168.49
Total Deposits	14,667	15,025	9,551	8,056	7,102	7,274
Short-Term Borrowings	6,799	2,077	2,200	2,213	3,237	134.53
Current Portion of Long-Term Debt	83.8	4,986	4,047	3,440	3,068	2,002
Current Income Taxes Payable	6.25	9.03	6.68	5.78	2.6	1.78
Other Current Liabilities	2,503	2,681	3,233	1,233	638.48	655.05
Long-Term Debt	645.56	663.5	348.17	219.29	146.92	2,510
Long-Term Unearned Revenue	-	-	-	-	11.89	20.15
Long-Term Deferred Tax Liabilities	454.44	313.06	257.65	193.37	216.97	213.54
Other Long-Term Liabilities	1,436	658.05	209.66	59.94	54.83	87.16
Total Liabilities	26,622	26,451	19,908	15,445	14,484	12,904
Common Stock	952.77	952.68	852.34	851.67	1,202	1,202
Retained Earnings	176.73	293.43	141.91	23.13	-418.27	-424.22
Treasury Stock	-13.76	-20.41	-6.84	-	-	-
Comprehensive Income & Other	7.9	1.51	-2.92	-5.82	-4.99	14.52
Shareholders' Equity	1,124	1,227	984.48	868.98	779.13	792.69
Total Liabilities & Equity	27,745	27,678	20,893	16,314	15,264	13,697
Total Debt	7,528	7,726	6,595	5,872	6,451	4,647
Net Cash (Debt)	-6,734	-2,276	-4,071	-5,226	-5,716	-3,982
Net Cash Per Share	-29.57	-10.18	-22.26	-28.03	-38.58	-26.88
Filing Date Shares Outstanding	226.43	223.57	182.86	186.44	148.16	148.16
Total Common Shares Outstanding	227.76	223.57	182.86	186.44	148.16	148.16
Book Value Per Share	4.93	5.49	5.38	4.66	5.26	5.35
Tangible Book Value	1,096	1,203	966.27	867.69	776.98	790.16
Tangible Book Value Per Share	4.81	5.38	5.28	4.65	5.24	5.33

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.