Banco Pine Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	258.25	180.88	40.9	5.94	-63.62	Upgrade
Depreciation & Amortization	2.22	2.12	2.13	2.28	2.15	Upgrade
Other Amortization	4.72	-	-	-	-	Upgrade
Provision for Credit Losses	76.11	-8.88	34.33	-7.46	-32.04	Upgrade
Change in Other Net Operating Assets	-3,941	-1,946	-1,188	255.71	-1,180	Upgrade
Other Operating Activities	158.62	53.77	29.14	-10.7	-162.08	Upgrade
Operating Cash Flow	-3,442	-1,718	-1,082	245.76	-1,436	Upgrade
Capital Expenditures	-37.84	-2.01	-1.53	-0.17	-0.75	Upgrade
Investment in Securities	-7.28	0.34	-3.3	-	-	Upgrade
Income (Loss) Equity Investments	-22.95	-4.64	-	-	-	Upgrade
Purchase / Sale of Intangibles	-10.46	-	-	-0.52	-0.67	Upgrade
Other Investing Activities	6.61	-	-	-	-	Upgrade
Investing Cash Flow	-48.98	-1.67	-4.84	-0.68	-1.42	Upgrade
Long-Term Debt Issued	287	143.75	81.67	-	10.98	Upgrade
Long-Term Debt Repaid	-	-	-	-9.93	-	Upgrade
Net Debt Issued (Repaid)	287	143.75	81.67	-9.93	10.98	Upgrade
Issuance of Common Stock	100.34	0.67	61.25	-	-	Upgrade
Repurchase of Common Stock	-28.13	-6.84	-	-	-	Upgrade
Common Dividends Paid	-83.2	-25.71	-11.48	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	5,474	1,495	954.01	-172.08	1,485	Upgrade
Financing Cash Flow	5,750	1,607	1,085	-182	1,496	Upgrade
Foreign Exchange Rate Adjustments	-136.17	16.63	-9.93	19.09	86.49	Upgrade
Net Cash Flow	2,122	-95.72	-11.04	82.17	144.87	Upgrade
Free Cash Flow	-3,480	-1,720	-1,083	245.6	-1,437	Upgrade
Free Cash Flow Margin	-577.16%	-307.60%	-474.48%	118.83%	-747.99%	Upgrade
Free Cash Flow Per Share	-15.56	-9.41	-5.81	1.66	-9.70	Upgrade

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.