Banco Pine S.A. (BVMF:PINE3)

Banco Pine Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	287.91	258.25	180.88	40.9	5.94	-63.62
Depreciation & Amortization	7.53	2.22	2.12	2.13	2.28	2.15
Other Amortization	4.72	4.72	-	-	-	-
Provision for Credit Losses	135.56	76.11	-8.88	34.33	-7.46	-32.04
Change in Other Net Operating Assets	-2,616	-3,941	-1,946	-1,188	255.71	-1,180
Other Operating Activities	181.59	158.62	53.77	29.14	-10.7	-162.08
Operating Cash Flow	-2,007	-3,442	-1,718	-1,082	245.76	-1,436
Capital Expenditures	-37.97	-37.84	-2.01	-1.53	-0.17	-0.75
Investment in Securities	1.09	-7.28	0.34	-3.3	-	-
Income (Loss) Equity Investments	-17.28	-22.95	-4.64	-	-	-
Purchase / Sale of Intangibles	-7.02	-10.46	-	-	-0.52	-0.67
Other Investing Activities	0.65	6.61	-	-	-	-
Investing Cash Flow	-43.26	-48.98	-1.67	-4.84	-0.68	-1.42
Long-Term Debt Issued	-	287	143.75	81.67	-	10.98
Long-Term Debt Repaid	-	-	-	-	-9.93	-
Net Debt Issued (Repaid)	72.58	287	143.75	81.67	-9.93	10.98
Issuance of Common Stock	53.6	100.34	0.67	61.25	-	-
Repurchase of Common Stock	-32.44	-28.13	-6.84	-	-	-
Common Dividends Paid	-67.19	-83.2	-25.71	-11.48	-	-
Net Increase (Decrease) in Deposit Accounts	1,904	5,474	1,495	954.01	-172.08	1,485
Financing Cash Flow	1,930	5,750	1,607	1,085	-182	1,496
Foreign Exchange Rate Adjustments	-130.75	-136.17	16.63	-9.93	19.09	86.49
Net Cash Flow	-250.93	2,122	-95.72	-11.04	82.17	144.87
Free Cash Flow	-2,045	-3,480	-1,720	-1,083	245.6	-1,437
Free Cash Flow Margin	-258.26%	-577.16%	-307.60%	-474.48%	118.83%	-747.99%
Free Cash Flow Per Share	-9.10	-15.56	-9.41	-5.81	1.66	-9.70

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.