Banco Pine Cash Flow Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2019 - 2015
Net Income	-	180.88	40.9	5.94	-63.62	Upgrade
Depreciation & Amortization	-	1.3	2.13	2.28	2.15	Upgrade
Other Amortization	-	0.82	-	-	-	Upgrade
Provision for Credit Losses	-	-8.88	34.33	-7.46	-32.04	Upgrade
Change in Other Net Operating Assets	-	-1,946	-1,188	255.71	-1,180	Upgrade
Other Operating Activities	-	53.77	29.14	-10.7	-162.08	Upgrade
Operating Cash Flow	-	-1,718	-1,082	245.76	-1,436	Upgrade
Capital Expenditures	-	-2.01	-1.53	-0.17	-0.75	Upgrade
Investment in Securities	-	0.34	-3.3	-	-	Upgrade
Income (Loss) Equity Investments	-	-4.64	-	-	-	Upgrade
Purchase / Sale of Intangibles	-	-	-	-0.52	-0.67	Upgrade
Investing Cash Flow	-	-1.67	-4.84	-0.68	-1.42	Upgrade
Long-Term Debt Issued	-	143.75	81.67	-	10.98	Upgrade
Long-Term Debt Repaid	-	-	-	-9.93	-	Upgrade
Net Debt Issued (Repaid)	-	143.75	81.67	-9.93	10.98	Upgrade
Issuance of Common Stock	-	0.67	61.25	-	-	Upgrade
Repurchase of Common Stock	-	-6.84	-	-	-	Upgrade
Common Dividends Paid	-	-25.71	-11.48	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	1,495	954.01	-172.08	1,485	Upgrade
Financing Cash Flow	-	1,607	1,085	-182	1,496	Upgrade
Foreign Exchange Rate Adjustments	-	16.63	-9.93	19.09	86.49	Upgrade
Net Cash Flow	-	-95.72	-11.04	82.17	144.87	Upgrade
Free Cash Flow	-	-1,720	-1,083	245.6	-1,437	Upgrade
Free Cash Flow Margin	-	-307.60%	-474.48%	118.83%	-747.99%	Upgrade
Free Cash Flow Per Share	-	-9.41	-5.81	1.66	-9.70	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.