StoneCo Ltd. (BVMF:STOC34)
Brazil flag Brazil · Delayed Price · Currency is BRL
93.39
+3.39 (3.77%)
At close: Feb 9, 2026

Revenue Breakdown

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Financial Services Revenue
13.31B11.69B10.50B
Financial Services Revenue Growth
13.84%11.38%29.84%
Software Revenue
730.68M1.56B1.49B
Software Revenue Growth
-53.24%4.72%5.10%
Non-Allocated Revenue
-5.49M67.38M
Non-Allocated Revenue Growth
--91.85%-21.25%
Revenue (Other)
309.11M1,000.00-
Revenue (Total)
14.35B13.26B12.06B
Revenue (Total) Growth
8.22%9.98%25.72%

Adjusted EBT

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Financial Services Adjusted Profit Before Income Taxes
2.77B2.51B1.79B
Financial Services Adjusted Profit Before Income Taxes Growth
10.15%40.09%268.53%
Software Adjusted Profit Before Income Taxes
127.51M216.49M150.80M
Software Adjusted Profit Before Income Taxes Growth
-41.10%43.56%31.64%
Non-Allocated Adjusted Profit Before Income Taxes
-2.03M2.17M9.79M
Non-Allocated Adjusted Profit Before Income Taxes Growth
--77.86%-

Adjusted Net Income

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Financial Services Adjusted Net Income
2.27B2.02B1.44B
Financial Services Adjusted Net Income Growth
12.51%40.61%297.09%
Software Adjusted Net Income
270.19M178.33M113.84M
Software Adjusted Net Income Growth
51.51%56.65%75.85%
Non-Allocated Adjusted Net Income
-2.03M1.74M7.02M
Non-Allocated Adjusted Net Income Growth
--75.22%-

Key Performance Indicators

Millions BRL. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Period Ending
Sep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Card Total Payment Volume (CTPV)
469.30B452.10B408.30B
Card Total Payment Volume (CTPV) Growth
3.80%10.73%11.13%
PIX QR Code Total Payment Volume (TPV)
84.70B64.10B30.00B
PIX QR Code Total Payment Volume (TPV) Growth
32.14%113.67%127.27%
MSMB Total Payment Volume (TPV)
496.60B453.60B371.10B
MSMB Total Payment Volume (TPV) Growth
9.48%22.23%24.95%
Key Accounts Total Payment Volume (TPV)
57.40B62.60B67.20B
Key Accounts Total Payment Volume (TPV) Growth
-8.31%-6.84%-19.62%
Total Payment Volume (TPV)
553.90B516.20B438.30B
Total Payment Volume (TPV) Growth
7.30%17.77%15.16%
Payments MSMB Active Client Base
4.65M4.13M3.47M
Payments MSMB Active Client Base Growth
12.78%18.83%37.41%
Payments Key Accounts Active Client Base
54.50K52.30K58.30K
Payments Key Accounts Active Client Base Growth
4.21%-10.29%-10.31%
Total Payments Active Client Base
4.72M4.17M3.52M
Total Payments Active Client Base Growth
13.03%18.47%36.30%
Banking MSMB Active Client Base
3.46M3.06M2.10M
Banking MSMB Active Client Base Growth
13.05%46.05%202.61%
Merchants Credit Portfolio
2.07B1.09B309.70M
Merchants Credit Portfolio Growth
89.38%253.08%-
Credit Card Portfolio
226.90M114.20M3.10M
Credit Card Portfolio Growth
98.69%3583.87%-
Total Credit Portfolio
2.30B1.21B312.80M
Total Credit Portfolio Growth
90.28%286.06%-
MSMB Take Rate Over CTPV
-2.55%2.45%
Key Accounts Take Rate Over CTPV
-1.39%1.18%
MSMB Take Rate Over TPV
-2.27%2.31%
Key Accounts Take Rate Over TPV
-1.08%1.02%
Card Total Payment Volume (CTPV) Overlap
-23.40B10.70B
Card Total Payment Volume (CTPV) Overlap Growth
-118.69%-
Updated Sep 30, 2025. Data Source: Fiscal.ai.