Upstart Holdings, Inc. (BVMF:U2PS34)

Upstart Holdings Ratios and Metrics

Market cap in millions BRL. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 1, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	24,296	34,740	16,864	5,722	69,090	15,334
Market Cap Growth	-32.15%	106.00%	194.70%	-91.72%	350.56%	-
Enterprise Value	32,009	38,381	20,425	7,490	67,307	16,502
Last Close Price	12.45	21.11	10.88	3.55	-	-
PE Ratio	141.53	-	-	-	91.55	-
PS Ratio	4.57	8.30	6.34	1.27	14.56	12.23
PB Ratio	6.13	8.87	5.47	1.61	15.36	9.83
P/TBV Ratio	7.24	10.68	6.61	1.93	17.55	10.04
P/FCF Ratio	-	30.28	-	-	77.54	205.88
P/OCF Ratio	-	30.15	-	-	73.66	188.11
EV/Sales Ratio	6.05	9.17	7.68	1.66	14.18	13.16
EV/EBITDA Ratio	66.29	-	-	-	78.99	143.98
EV/EBIT Ratio	120.87	-	-	-	83.09	160.55
EV/FCF Ratio	-16.35	33.45	-	-	75.54	221.55
Debt / Equity Ratio	2.62	2.43	1.96	1.62	0.99	0.27
Debt / EBITDA Ratio	21.41	-	-	-	4.90	2.86
Debt / FCF Ratio	-	8.30	-	-	4.98	5.72
Asset Turnover	0.42	0.31	0.28	0.45	0.74	0.56
Quick Ratio	5.40	6.21	5.49	6.44	9.38	5.21
Current Ratio	22.27	13.90	22.19	21.90	13.81	8.50
Return on Equity (ROE)	4.81%	-20.27%	-36.73%	-14.69%	24.46%	2.78%
Return on Assets (ROA)	1.32%	-3.78%	-7.01%	-3.43%	7.91%	2.84%
Return on Capital (ROIC)	1.44%	-4.08%	-7.61%	-3.83%	9.16%	3.46%
Return on Capital Employed (ROCE)	1.80%	-5.90%	-11.40%	-5.50%	8.50%	4.60%
Earnings Yield	0.71%	-2.29%	-6.91%	-10.04%	1.09%	0.20%
FCF Yield	-8.06%	3.30%	-3.26%	-61.59%	1.29%	0.49%
Buyback Yield / Dilution	-16.73%	-6.79%	-1.20%	12.66%	-441.13%	-22.17%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.