XP Inc. (BVMF:XPBR31)

XP Inc. Statistics

Total Valuation

XP Inc. has a market cap or net worth of BRL 49.88 billion.

Market Cap	49.88B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, May 18, 2026.

Earnings Date	May 18, 2026
Ex-Dividend Date	Dec 10, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-2.99%
Shares Change (QoQ)	-2.76%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	72.29%
Float	414.94M

Valuation Ratios

The trailing PE ratio is 9.65 and the forward PE ratio is 8.57.

PE Ratio	9.65
Forward PE	8.57
PS Ratio	2.81
PB Ratio	2.12
P/TBV Ratio	2.40
P/FCF Ratio	4.21
P/OCF Ratio	4.14
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.34, with a Debt / Equity ratio of 6.31.

Current Ratio	1.34
Quick Ratio	1.31
Debt / Equity	6.31
Debt / EBITDA	n/a
Debt / FCF	12.56
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.72% and return on invested capital (ROIC) is 2.72%.

Return on Equity (ROE)	23.72%
Return on Assets (ROA)	1.39%
Return on Invested Capital (ROIC)	2.72%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.80%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, XP Inc. has paid 279.26 million in taxes.

Income Tax	279.26M
Effective Tax Rate	5.13%

Stock Price Statistics

The stock price has increased by +10.25% in the last 52 weeks. The beta is 1.26, so XP Inc.'s price volatility has been higher than the market average.

Beta (5Y)	1.26
52-Week Price Change	+10.25%
50-Day Moving Average	102.29
200-Day Moving Average	99.21
Relative Strength Index (RSI)	42.04
Average Volume (20 Days)	1,211,438

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.25

Income Statement

In the last 12 months, XP Inc. had revenue of BRL 17.77 billion and earned 5.17 billion in profits. Earnings per share was 9.72.

Revenue	17.77B
Gross Profit	12.31B
Operating Income	5.42B
Pretax Income	5.45B
Net Income	5.17B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.72

Balance Sheet

The company has 266.71 billion in cash and 148.63 billion in debt, with a net cash position of 118.08 billion.

Cash & Cash Equivalents	266.71B
Total Debt	148.63B
Net Cash	118.08B
Net Cash Per Share	n/a
Equity (Book Value)	23.55B
Book Value Per Share	45.39
Working Capital	78.81B

Cash Flow

In the last 12 months, operating cash flow was 12.04 billion and capital expenditures -209.29 million, giving a free cash flow of 11.84 billion.

Operating Cash Flow	12.04B
Capital Expenditures	-209.29M
Free Cash Flow	11.84B
FCF Per Share	n/a

Margins

Gross margin is 69.26%, with operating and profit margins of 30.52% and 29.09%.

Gross Margin	69.26%
Operating Margin	30.52%
Pretax Margin	30.66%
Profit Margin	29.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	66.59%

Dividends & Yields

This stock pays an annual dividend of 0.99, which amounts to a dividend yield of 0.99%.

Dividend Per Share	0.99
Dividend Yield	0.99%
Dividend Growth (YoY)	-75.61%
Years of Dividend Growth	n/a
Payout Ratio	9.57%
Buyback Yield	2.99%
Shareholder Yield	3.98%
Earnings Yield	10.36%
FCF Yield	23.73%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6