XP Inc. (BVMF:XPBR31)

XP Inc. Statistics

Total Valuation

XP Inc. has a market cap or net worth of BRL 53.23 billion.

Market Cap	53.23B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, August 19, 2025.

Earnings Date	Aug 19, 2025
Ex-Dividend Date	Dec 10, 2024

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-2.52%
Shares Change (QoQ)	-0.69%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	422.93M

Valuation Ratios

The trailing PE ratio is 10.82 and the forward PE ratio is 9.75.

PE Ratio	10.82
Forward PE	9.75
PS Ratio	3.17
PB Ratio	2.39
P/TBV Ratio	2.72
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.28, with a Debt / Equity ratio of 7.75.

Current Ratio	1.28
Quick Ratio	1.25
Debt / Equity	7.75
Debt / EBITDA	n/a
Debt / FCF	16.45
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 23.32%.

Return on Equity (ROE)	23.32%
Return on Assets (ROA)	1.47%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, XP Inc. has paid 169.64 million in taxes.

Income Tax	169.64M
Effective Tax Rate	3.33%

Stock Price Statistics

The stock price has decreased by -2.49% in the last 52 weeks. The beta is 1.14, so XP Inc.'s price volatility has been higher than the market average.

Beta (5Y)	1.14
52-Week Price Change	-2.49%
50-Day Moving Average	95.96
200-Day Moving Average	90.01
Relative Strength Index (RSI)	59.14
Average Volume (20 Days)	706,735

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.91

Income Statement

In the last 12 months, XP Inc. had revenue of BRL 16.81 billion and earned 4.92 billion in profits. Earnings per share was 9.11.

Revenue	16.81B
Gross Profit	11.60B
Operating Income	5.10B
Pretax Income	5.09B
Net Income	4.92B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.11

Balance Sheet

The company has 246.40 billion in cash and 172.49 billion in debt, giving a net cash position of 73.92 billion.

Cash & Cash Equivalents	246.40B
Total Debt	172.49B
Net Cash	73.92B
Net Cash Per Share	n/a
Equity (Book Value)	22.27B
Book Value Per Share	42.26
Working Capital	62.85B

Cash Flow

In the last 12 months, operating cash flow was 10.63 billion and capital expenditures -144.61 million, giving a free cash flow of 10.49 billion.

Operating Cash Flow	10.63B
Capital Expenditures	-144.61M
Free Cash Flow	10.49B
FCF Per Share	n/a

Margins

Gross margin is 69.01%, with operating and profit margins of 30.33% and 29.27%.

Gross Margin	69.01%
Operating Margin	30.33%
Pretax Margin	30.30%
Profit Margin	29.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	62.38%

Dividends & Yields

This stock pays an annual dividend of 4.06, which amounts to a dividend yield of 4.02%.

Dividend Per Share	4.06
Dividend Yield	4.02%
Dividend Growth (YoY)	-36.67%
Years of Dividend Growth	n/a
Payout Ratio	41.40%
Buyback Yield	2.52%
Shareholder Yield	6.54%
Earnings Yield	9.24%
FCF Yield	19.70%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4