XP Inc. (BVMF:XPBR31)

XP Inc. Statistics

Total Valuation

XP Inc. has a market cap or net worth of BRL 52.99 billion.

Market Cap	52.99B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, November 17, 2025.

Earnings Date	Nov 17, 2025
Ex-Dividend Date	Dec 10, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-2.54%
Shares Change (QoQ)	-0.17%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	70.90%
Float	414.98M

Valuation Ratios

The trailing PE ratio is 10.48 and the forward PE ratio is 9.51.

PE Ratio	10.48
Forward PE	9.51
PS Ratio	3.08
PB Ratio	2.24
P/TBV Ratio	2.53
P/FCF Ratio	2.93
P/OCF Ratio	2.90
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.29, with a Debt / Equity ratio of 7.72.

Current Ratio	1.29
Quick Ratio	1.26
Debt / Equity	7.72
Debt / EBITDA	n/a
Debt / FCF	10.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.51%.

Return on Equity (ROE)	22.51%
Return on Assets (ROA)	1.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, XP Inc. has paid 144.27 million in taxes.

Income Tax	144.27M
Effective Tax Rate	2.77%

Stock Price Statistics

The stock price has increased by +4.58% in the last 52 weeks. The beta is 1.18, so XP Inc.'s price volatility has been higher than the market average.

Beta (5Y)	1.18
52-Week Price Change	+4.58%
50-Day Moving Average	96.43
200-Day Moving Average	95.15
Relative Strength Index (RSI)	58.07
Average Volume (20 Days)	491,198

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.75

Income Statement

In the last 12 months, XP Inc. had revenue of BRL 17.21 billion and earned 5.05 billion in profits. Earnings per share was 9.40.

Revenue	17.21B
Gross Profit	11.94B
Operating Income	5.19B
Pretax Income	5.21B
Net Income	5.05B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.40

Balance Sheet

The company has 267.41 billion in cash and 182.78 billion in debt, giving a net cash position of 84.63 billion.

Cash & Cash Equivalents	267.41B
Total Debt	182.78B
Net Cash	84.63B
Net Cash Per Share	n/a
Equity (Book Value)	23.67B
Book Value Per Share	45.01
Working Capital	69.94B

Cash Flow

In the last 12 months, operating cash flow was 18.25 billion and capital expenditures -179.73 million, giving a free cash flow of 18.07 billion.

Operating Cash Flow	18.25B
Capital Expenditures	-179.73M
Free Cash Flow	18.07B
FCF Per Share	n/a

Margins

Gross margin is 69.38%, with operating and profit margins of 30.14% and 29.37%.

Gross Margin	69.38%
Operating Margin	30.14%
Pretax Margin	30.29%
Profit Margin	29.37%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	105.00%

Dividends & Yields

This stock pays an annual dividend of 0.95, which amounts to a dividend yield of 0.99%.

Dividend Per Share	0.95
Dividend Yield	0.99%
Dividend Growth (YoY)	-76.55%
Years of Dividend Growth	n/a
Payout Ratio	40.30%
Buyback Yield	2.54%
Shareholder Yield	3.53%
Earnings Yield	9.54%
FCF Yield	34.10%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5