Assurances Maghrebia Vie Income Statement

Financials in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	313.2	298.07	264.88	239.91	216.3	190.28
Total Interest & Dividend Income	76.4	68.24	64.56	56.96	48.81	40.69
Gain (Loss) on Sale of Investments	0.91	1.22	0.52	0.61	0.27	0.36
Other Revenue	1.58	1.46	0.01	0.39	0.2	0.01
Total Revenue	392.1	368.99	329.97	297.85	265.58	231.34
Revenue Growth (YoY)	12.38%	11.82%	10.78%	12.15%	14.80%	11.85%
Policy Benefits	281.55	267.58	230.77	198.01	180.24	156.5
Policy Acquisition & Underwriting Costs	46.27	42.87	41.97	37.75	34.11	31.08
Selling, General & Administrative	13.37	13.39	11.3	12.11	8.63	9.78
Other Operating Expenses	9.54	4.82	6.8	14.32	10.61	7.04
Reinsurance Income or Expense	14.77	14.03	15.31	13.48	13.31	12.51
Total Operating Expenses	335.96	314.63	275.53	248.71	220.28	191.9
Operating Income	56.14	54.36	54.44	49.14	45.3	39.44
Other Non Operating Income (Expenses)	0	0	0	0	-0	-
EBT Excluding Unusual Items	56.14	54.36	54.44	49.14	45.3	39.44
Other Unusual Items	-2.22	-3.11	-3.18	-1.54	-0.86	-2.32
Pretax Income	54.54	51.26	51.26	47.6	44.44	37.12
Income Tax Expense	11.22	8.89	9.09	10.24	11.3	11.05
Earnings From Continuing Ops.	43.32	42.37	42.17	37.36	33.14	26.07
Minority Interest in Earnings	-10.6	-9.79	-8.69	-7.76	-4	-2.94
Net Income	32.71	32.58	33.48	29.61	29.15	23.13
Net Income to Common	32.71	32.58	33.48	29.61	29.15	23.13
Net Income Growth	-0.68%	-2.69%	13.08%	1.59%	26.01%	41.71%
Shares Outstanding (Basic)	-	-	-	-	5	5
Shares Outstanding (Diluted)	-	-	-	-	5	5
EPS (Basic)	-	-	-	-	6.48	5.14
EPS (Diluted)	-	-	-	-	6.48	5.14
EPS Growth	-	-	-	-	26.01%	41.71%
Free Cash Flow	36.65	21.26	-15.59	14.48	5.9	9.75
Free Cash Flow Per Share	-	-	-	-	1.31	2.17
Dividend Per Share	0.363	0.363	0.321	0.291	-	-
Dividend Growth	13.08%	13.08%	10.31%	-	-	-
Operating Margin	14.32%	14.73%	16.50%	16.50%	17.06%	17.05%
Profit Margin	8.34%	8.83%	10.15%	9.94%	10.97%	10.00%
Free Cash Flow Margin	9.35%	5.76%	-4.72%	4.86%	2.22%	4.21%
EBITDA	66.36	64.3	63.82	-	-	39.9
EBITDA Margin	16.92%	17.43%	19.34%	-	-	17.25%
D&A For EBITDA	10.22	9.94	9.38	-	-	0.46
EBIT	56.14	54.36	54.44	49.14	45.3	39.44
EBIT Margin	14.32%	14.73%	16.50%	16.50%	17.06%	17.05%
Effective Tax Rate	20.58%	17.34%	17.74%	21.51%	25.42%	29.76%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.