Assurances Maghrebia Vie S.A. (BVMT: AMV)

Assurances Maghrebia Vie Income Statement

Financials in millions TND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 31, 2023	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Premiums & Annuity Revenue	264.88	264.88	239.91	216.3	190.28	171.38
Total Interest & Dividend Income	64.56	64.56	56.96	48.81	40.69	34.79
Gain (Loss) on Sale of Investments	0.52	0.52	0.61	0.27	0.36	0.2
Other Revenue	0.01	0.01	0.39	0.2	0.01	0.46
Total Revenue	329.97	329.97	297.85	265.58	231.34	206.83
Revenue Growth (YoY)	10.78%	10.78%	12.15%	14.80%	11.85%	72.11%
Policy Benefits	230.77	230.77	198.01	180.24	156.5	148.27
Policy Acquisition & Underwriting Costs	41.97	41.97	37.75	34.11	31.08	30.04
Selling, General & Administrative	11.3	11.3	12.11	8.63	9.78	8.75
Other Operating Expenses	6.8	6.8	14.32	10.61	7.04	4.34
Reinsurance Income or Expense	15.31	15.31	13.48	13.31	12.51	12.59
Total Operating Expenses	275.53	275.53	248.71	220.28	191.9	178.81
Operating Income	54.44	54.44	49.14	45.3	39.44	28.01
Other Non Operating Income (Expenses)	0	0	0	-0	-	0
EBT Excluding Unusual Items	54.44	54.44	49.14	45.3	39.44	28.01
Other Unusual Items	-3.18	-3.18	-1.54	-0.86	-2.32	-0.72
Pretax Income	51.26	51.26	47.6	44.44	37.12	27.29
Income Tax Expense	9.09	9.09	10.24	11.3	11.05	8.47
Earnings From Continuing Ops.	42.17	42.17	37.36	33.14	26.07	18.82
Minority Interest in Earnings	-8.69	-8.69	-7.76	-4	-2.94	-2.5
Net Income	33.48	33.48	29.61	29.15	23.13	16.32
Net Income to Common	33.48	33.48	29.61	29.15	23.13	16.32
Net Income Growth	13.08%	13.08%	1.59%	26.01%	41.71%	61.20%
Shares Outstanding (Basic)	-	-	-	5	5	5
Shares Outstanding (Diluted)	-	-	-	5	5	5
EPS (Basic)	-	-	-	6.48	5.14	3.63
EPS (Diluted)	-	-	-	6.48	5.14	3.63
EPS Growth	-	-	-	26.01%	41.71%	-
Free Cash Flow	-15.59	-15.59	14.48	5.9	9.75	7.25
Free Cash Flow Per Share	-	-	-	1.31	2.17	1.61
Dividend Per Share	-	-	0.291	-	-	1.180
Dividend Growth	-	-	-	-	-	18.00%
Operating Margin	16.50%	16.50%	16.50%	17.06%	17.05%	13.54%
Profit Margin	10.15%	10.15%	9.94%	10.97%	10.00%	7.89%
Free Cash Flow Margin	-4.72%	-4.72%	4.86%	2.22%	4.21%	3.51%
EBITDA	63.82	63.82	-	-	39.9	28.48
EBITDA Margin	19.34%	19.34%	-	-	17.25%	13.77%
D&A For EBITDA	9.38	9.38	-	-	0.46	0.46
EBIT	54.44	54.44	49.14	45.3	39.44	28.01
EBIT Margin	16.50%	16.50%	16.50%	17.06%	17.05%	13.54%
Effective Tax Rate	17.74%	17.74%	21.51%	25.42%	29.76%	31.03%

Source: S&P Capital IQ. Insurance template. Financial Sources.