Banco del Caribe, C.A., Banco Universal (CCSE:ABC.A)

CCSE:ABC.A Balance Sheet

Financials in millions VES. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	6,821	3,153	2,275	875.73	205.36	18.86
Investment Securities	1,425	910.45	473.03	181.59	34.21	2.12
Total Investments	1,425	910.45	473.03	181.59	34.21	2.12
Gross Loans	4,961	1,775	1,449	306.51	26.73	20.47
Allowance for Loan Losses	-410.04	-74.94	-53.25	-7.18	-0.83	-0.44
Net Loans	4,551	1,700	1,396	299.33	25.9	20.03
Property, Plant & Equipment	322.32	279.39	40.85	3.15	1.93	0.08
Other Intangible Assets	-	30.18	1.98	2.74	-	-
Accrued Interest Receivable	25.63	13.79	11.75	2.04	0.13	0.04
Other Receivables	5.03	82.48	33.2	15.14	3.84	0.65
Restricted Cash	3,525	1,189	355.08	184.56	15.57	7.81
Other Current Assets	-	371.67	181.03	29.53	10.55	1.98
Other Real Estate Owned & Foreclosed	0.01	0.01	-	-	-	-
Other Long-Term Assets	811.06	153.1	95.66	24.27	7.82	1.74
Total Assets	17,486	7,883	4,863	1,619	306.97	53.32
Accounts Payable	-	82.19	50.86	29.12	6.73	3.02
Accrued Expenses	-	26.84	23.03	5.22	1.03	0.34
Interest Bearing Deposits	1,907	575.33	339.52	80.94	20.88	3.25
Non-Interest Bearing Deposits	11,516	5,521	3,535	1,048	216.3	30.35
Total Deposits	13,422	6,096	3,874	1,129	237.18	33.59
Short-Term Borrowings	325.53	207.04	126.85	44.5	-	1.48
Current Income Taxes Payable	-	4.48	2.49	11.47	0.3	0.12
Accrued Interest Payable	17.47	5.34	11.8	0.92	0.26	0.04
Other Current Liabilities	15.7	203.21	90.2	44.79	2.56	0.39
Long-Term Unearned Revenue	-	0	4.03	0.01	0.13	0.09
Long-Term Deferred Tax Liabilities	-	3	0.5	3.5	-	-
Other Long-Term Liabilities	-	8.2	2.76	4.12	14.28	2.57
Total Liabilities	13,781	6,637	4,187	1,272	262.47	41.65
Common Stock	3,705	9.98	0.08	0.07	-	-
Additional Paid-In Capital	-	-	-	-	6.57	0
Retained Earnings	-	489.38	264.48	105.08	18.62	2.16
Comprehensive Income & Other	-	747.03	411.42	241.37	19.32	9.51
Shareholders' Equity	3,705	1,246	675.99	346.52	44.5	11.67
Total Liabilities & Equity	17,486	7,883	4,863	1,619	306.97	53.32
Total Debt	325.53	207.04	126.85	44.5	-	1.48
Net Cash (Debt)	7,015	3,305	2,291	918.47	205.36	17.47
Net Cash Growth	288.54%	44.22%	149.46%	347.26%	1075.62%	2911.27%
Net Cash Per Share	-	19.86	14.37	6.83	1.54	0.12
Filing Date Shares Outstanding	-	166.4	166.4	139.7	133.5	148.8
Total Common Shares Outstanding	-	166.4	166.4	139.7	133.5	148.8
Book Value Per Share	-	7.49	4.06	2.48	0.33	0.08
Tangible Book Value	3,705	1,216	674.01	343.78	44.5	11.67
Tangible Book Value Per Share	-	7.31	4.05	2.46	0.33	0.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.