Banco Provincial, S.A. Banco Universal (CCSE:BPV)

CCSE:BPV Cash Flow Statement

Financials in millions VES. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	2,203	1,494	382.05	76.11
Depreciation & Amortization	-	98.74	16.63	2.87	1.06
Other Amortization	-	45.01	23.24	12.63	1.25
Gain (Loss) on Sale of Assets	-	0.02	0	0	-
Gain (Loss) on Sale of Investments	-	0.19	-	-	-
Total Asset Writedown	-	0.93	5.52	16.28	0.21
Provision for Credit Losses	-	202.33	82.09	17.12	9.39
Change in Trading Asset Securities	-	-0	-0	0	9
Accrued Interest Receivable	-	-142.46	-48.35	-14.1	-2.02
Change in Other Net Operating Assets	-	-630.61	-2,407	262	-27.22
Other Operating Activities	-	600.94	82.88	37.97	5.94
Operating Cash Flow	-	2,289	-750.67	716.98	73.73
Operating Cash Flow Growth	-	-	-	872.44%	-
Capital Expenditures	-	-335.19	-290.44	-23.36	-10.58
Cash Acquisitions	-	866.97	-33.14	-	6.74
Investment in Securities	-	266.52	-382.11	-74.43	0
Income (Loss) Equity Investments	-	-93.95	0.05	0.19	-
Divestitures	-	-	-	62.26	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-7,360	-1,867	-929.35	-343.79
Other Investing Activities	-	-80.62	-434.3	-0.1	0.06
Investing Cash Flow	-	-6,643	-3,007	-964.96	-347.57
Issuance of Common Stock	-	260.4	118	-	-
Common Dividends Paid	-	-520	-	-	-
Net Increase (Decrease) in Deposit Accounts	-	12,081	5,623	2,772	810.4
Financing Cash Flow	-	11,821	5,741	2,772	810.4
Foreign Exchange Rate Adjustments	-	1,078	792.76	1,233	388.36
Net Cash Flow	-	8,612	2,776	3,757	924.92
Free Cash Flow	-	1,954	-1,041	693.62	63.15
Free Cash Flow Growth	-	-	-	998.33%	-
Free Cash Flow Margin	-	24.07%	-29.92%	78.77%	20.18%
Free Cash Flow Per Share	-	0.45	-0.43	0.28	0.04

Source: S&P Global Market Intelligence. Banks template. Financial Sources.