Asia Asset Finance PLC (COSE:AAF.N0000)

Asia Asset Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	6,523	5,973	5,635	5,392	2,576	2,725
Total Interest Expense	3,460	3,355	4,250	3,651	1,324	1,462
Net Interest Income	3,063	2,618	1,385	1,741	1,252	1,263
Commissions and Fees	803.55	803.55	879.58	602.38	591.57	213.47
Revenue Before Loan Losses	3,867	3,421	2,264	2,343	1,844	1,476
Provision for Loan Losses	745.34	720.47	505.04	556.09	492.9	382.94
Revenue	3,121	2,701	1,759	1,787	1,351	1,094
Revenue Growth (YoY)	74.34%	53.52%	-1.57%	32.31%	23.52%	-6.63%
Salaries & Employee Benefits	724.17	647.51	450.12	413.68	333.32	276.09
Cost of Services Provided	1,137	1,055	745.05	853.01	664.82	609.28
Other Operating Expenses	315.39	215.35	43.12	38.62	29.89	38.8
Total Operating Expenses	2,363	2,105	1,384	1,435	1,157	1,016
Operating Income	758.56	596	375.61	351.83	194.07	77.07
Currency Exchange Gain (Loss)	-0.5	-0.5	-1.04	1.73	3.28	0.72
EBT Excluding Unusual Items	758.06	595.5	374.57	353.56	197.35	77.79
Other Unusual Items	41.71	41.71	-	2.17	1.72	-
Pretax Income	798.37	635.81	373.49	359.64	202.28	86.75
Income Tax Expense	291.8	194.67	29.3	64.3	83.72	41.55
Net Income	506.57	441.14	344.19	295.34	118.56	45.2
Net Income to Common	506.57	441.14	344.19	295.34	118.56	45.2
Net Income Growth	25.15%	28.17%	16.54%	149.10%	162.33%	-35.58%
Shares Outstanding (Basic)	124	124	124	124	124	124
Shares Outstanding (Diluted)	181	178	178	166	166	124
Shares Change (YoY)	1.99%	-	7.22%	-	33.33%	0.08%
EPS (Basic)	4.08	3.55	2.77	2.38	0.95	0.36
EPS (Diluted)	2.80	2.48	1.94	1.78	0.72	0.36
EPS Growth	22.43%	27.83%	8.99%	147.22%	100.00%	-36.32%
Free Cash Flow	-7,589	-4,343	2,393	2,972	-796.02	1,298
Free Cash Flow Per Share	-42.02	-24.46	13.48	17.95	-4.81	10.45
Operating Margin	24.30%	22.07%	21.35%	19.69%	14.37%	7.05%
Profit Margin	16.23%	16.33%	19.56%	16.53%	8.78%	4.13%
Free Cash Flow Margin	-243.11%	-160.81%	136.01%	166.28%	-58.93%	118.65%
Effective Tax Rate	36.55%	30.62%	7.85%	17.88%	41.39%	47.90%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.