Amãna Bank Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	16,918	15,400	17,238	12,113	7,674
Interest Paid on Deposits	8,598	8,525	10,743	7,344	3,419
Net Interest Income	8,320	6,874	6,495	4,769	4,255
Net Interest Income Growth (YoY)	21.03%	5.84%	36.20%	12.06%	23.19%
Income From Trading Activities	349.53	693.11	1,765	864.7	155.11
Gain (Loss) on Sale of Assets	-	0.07	0.05	0.32	0.13
Gain (Loss) on Sale of Investments	16.77	38.92	16.1	-23.1	-18.75
Other Non-Interest Income	1,374	1,083	934.25	755.16	407.02
Total Non-Interest Income	1,741	1,815	2,716	1,597	543.51
Non-Interest Income Growth (YoY)	-4.12%	-33.15%	70.04%	193.84%	-30.27%
Revenues Before Loan Losses	10,061	8,690	9,211	6,366	4,799
Provision for Loan Losses	-640.34	289.61	2,121	1,638	784.95
Revenue	10,701	8,400	7,090	4,727	4,014
Revenue Growth (YoY)	27.39%	18.48%	49.98%	17.77%	7.90%
Salaries and Employee Benefits	2,641	2,274	1,976	1,488	1,399
Occupancy Expenses	471.37	256.9	249.47	274.61	279.63
Amortization of Goodwill & Intangibles	-	64.94	58.14	51.33	58.69
Selling, General & Administrative	-	85.72	66.55	44.25	27.19
Other Non-Interest Expense	3,497	2,931	2,427	1,661	1,168
Total Non-Interest Expense	6,610	5,613	4,778	3,520	2,933
EBT Excluding Unusual Items	4,091	2,787	2,312	1,207	1,081
Pretax Income	4,091	2,787	2,312	1,207	1,081
Income Tax Expense	1,610	1,012	925.41	419.1	256.31
Net Income	2,481	1,775	1,387	788.18	824.7
Net Income to Common	2,481	1,775	1,387	788.18	824.7
Net Income Growth	39.80%	27.97%	75.95%	-4.43%	77.85%
Basic Shares Outstanding	551	551	325	293	290
Diluted Shares Outstanding	551	551	333	293	290
Shares Change (YoY)	0.04%	65.28%	13.85%	0.92%	-
EPS (Basic)	4.50	3.22	4.27	2.69	2.84
EPS (Diluted)	4.50	3.22	4.16	2.69	2.84
EPS Growth	39.75%	-22.57%	54.84%	-5.48%	80.27%
Dividend Per Share	-	1.200	-	-	-
Effective Tax Rate	39.36%	36.32%	40.02%	34.71%	23.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.