Amãna Takaful Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	9,693	9,501	7,344	5,784	3,699	2,999
Total Interest & Dividend Income	1,134	955.22	1,022	629.06	255.02	336.04
Gain (Loss) on Sale of Investments	55.32	55.32	62.31	83.98	103.64	52.18
Other Revenue	502.06	497.49	459.47	298.08	205.27	132.82
Total Revenue	11,385	11,009	8,887	6,795	4,263	3,521
Revenue Growth (YoY)	5.85%	23.88%	30.78%	59.41%	21.08%	-9.02%
Policy Benefits	6,352	6,484	5,767	3,969	2,108	1,773
Policy Acquisition & Underwriting Costs	720.58	707.51	559.12	468.69	377.19	250.33
Amortization of Goodwill & Intangibles	17.79	17.79	14.73	14.24	8.29	8
Selling, General & Administrative	2,976	2,587	2,285	1,862	1,415	1,190
Total Operating Expenses	10,090	9,796	8,627	6,314	3,909	3,221
Operating Income	1,295	1,213	260.64	481.22	353.83	299.14
Interest Expense	-120.35	-90.62	-52.89	-70.98	-49.27	-40.95
Currency Exchange Gain (Loss)	-5.11	-5.11	12.27	144.08	6.13	0.31
Other Non Operating Income (Expenses)	-0	-	-	-	-	-0
EBT Excluding Unusual Items	1,170	1,117	220.01	554.32	310.69	258.51
Gain (Loss) on Sale of Assets	33.26	33.26	0.19	0.29	0.17	1.52
Asset Writedown	1.5	1.5	0.45	3.05	2.1	-
Pretax Income	1,204	1,152	220.65	557.66	312.96	260.02
Income Tax Expense	203.86	197.58	69.22	70.05	36.81	37.6
Earnings From Continuing Ops.	1,001	954.57	151.44	487.61	276.16	222.43
Minority Interest in Earnings	-454.14	-474.21	-161.42	-188.67	-111.59	-101.85
Net Income	546.45	480.35	-9.99	298.94	164.57	120.58
Net Income to Common	546.45	480.35	-9.99	298.94	164.57	120.58
Net Income Growth	33.60%	-	-	81.65%	36.48%	-
Shares Outstanding (Basic)	204	204	204	180	180	180
Shares Outstanding (Diluted)	247	247	204	247	180	180
Shares Change (YoY)	21.13%	21.13%	-17.45%	37.04%	-	-
EPS (Basic)	2.68	2.36	-0.05	1.66	0.91	0.67
EPS (Diluted)	2.22	1.95	-0.05	1.21	0.91	0.67
EPS Growth	11.10%	-	-	32.35%	36.48%	-
Free Cash Flow	2,563	1,794	1,210	1,457	617.38	372.34
Free Cash Flow Per Share	10.39	7.27	5.94	5.91	3.43	2.07
Operating Margin	11.38%	11.02%	2.93%	7.08%	8.30%	8.50%
Profit Margin	4.80%	4.36%	-0.11%	4.40%	3.86%	3.43%
Free Cash Flow Margin	22.51%	16.29%	13.61%	21.44%	14.48%	10.58%
EBITDA	1,271	1,246	292.75	514.16	380.64	323.83
EBITDA Margin	11.16%	11.31%	3.29%	7.57%	8.93%	9.20%
D&A For EBITDA	-24.3	32.43	32.12	32.94	26.81	24.69
EBIT	1,295	1,213	260.64	481.22	353.83	299.14
EBIT Margin	11.38%	11.02%	2.93%	7.08%	8.30%	8.50%
Effective Tax Rate	16.93%	17.15%	31.37%	12.56%	11.76%	14.46%
Revenue as Reported	11,039	11,039	8,900	6,943	4,271	3,522

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.