Dialog Finance PLC (COSE:CALF.N0000)

Dialog Finance Statistics

Total Valuation

Dialog Finance has a market cap or net worth of LKR 10.21 billion.

Market Cap	10.21B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	n/a

Share Statistics

Dialog Finance has 117.40 million shares outstanding. The number of shares has increased by 1.00% in one year.

Current Share Class	117.40M
Shares Outstanding	117.40M
Shares Change (YoY)	+1.00%
Shares Change (QoQ)	-1.45%
Owned by Insiders (%)	0.55%
Owned by Institutions (%)	n/a
Float	439,536

Valuation Ratios

The trailing PE ratio is 69.03.

PE Ratio	69.03
Forward PE	n/a
PS Ratio	5.10
PB Ratio	3.74
P/TBV Ratio	4.21
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.39, with a Debt / Equity ratio of 0.35.

Current Ratio	1.39
Quick Ratio	1.36
Debt / Equity	0.35
Debt / EBITDA	n/a
Debt / FCF	-0.48
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.58%.

Return on Equity (ROE)	5.58%
Return on Assets (ROA)	1.76%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	12.66M
Profits Per Employee	936,576
Employee Count	169
Asset Turnover	0.24
Inventory Turnover	n/a

Taxes

In the past 12 months, Dialog Finance has paid 117.85 million in taxes.

Income Tax	117.85M
Effective Tax Rate	44.33%

Stock Price Statistics

The stock price has increased by +102.25% in the last 52 weeks. The beta is 0.22, so Dialog Finance's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+102.25%
50-Day Moving Average	84.63
200-Day Moving Average	59.22
Relative Strength Index (RSI)	44.25
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Dialog Finance had revenue of LKR 2.00 billion and earned 147.98 million in profits. Earnings per share was 1.26.

Revenue	2.00B
Gross Profit	1.77B
Operating Income	252.88M
Pretax Income	265.82M
Net Income	147.98M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.26

Balance Sheet

The company has 562.12 million in cash and 958.66 million in debt, giving a net cash position of -396.54 million or -3.38 per share.

Cash & Cash Equivalents	562.12M
Total Debt	958.66M
Net Cash	-396.54M
Net Cash Per Share	-3.38
Equity (Book Value)	2.73B
Book Value Per Share	23.23
Working Capital	2.52B

Cash Flow

In the last 12 months, operating cash flow was -1.84 billion and capital expenditures -165.27 million, giving a free cash flow of -2.00 billion.

Operating Cash Flow	-1.84B
Capital Expenditures	-165.27M
Free Cash Flow	-2.00B
FCF Per Share	-17.04

Margins

Gross margin is 88.22%, with operating and profit margins of 12.64% and 7.40%.

Gross Margin	88.22%
Operating Margin	12.64%
Pretax Margin	13.28%
Profit Margin	7.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Dialog Finance does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.00%
Shareholder Yield	-1.00%
Earnings Yield	1.45%
FCF Yield	-19.58%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4