COSE:CDB.N0000 Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	23,916	22,885	22,220	20,133	15,194	14,877
Total Interest Expense	11,885	11,638	13,249	12,685	6,259	7,390
Net Interest Income	12,031	11,247	8,971	7,448	8,936	7,487
Commissions and Fees	320.79	272.91	240.5	242.02	311.13	406.23
Other Revenue	226.43	226.43	212.48	202.3	154.41	71
Revenue Before Loan Losses	12,578	11,747	9,424	7,893	9,401	7,965
Provision for Loan Losses	-466.99	-663.86	715.32	549.74	1,107	1,422
Revenue	13,045	12,410	8,709	7,343	8,294	6,543
Revenue Growth (YoY)	17.14%	42.50%	18.60%	-11.46%	26.76%	19.63%
Salaries & Employee Benefits	3,053	2,740	1,940	1,807	1,773	1,402
Cost of Services Provided	3,859	3,707	3,213	3,031	2,418	2,213
Other Operating Expenses	2,109	1,870	632.63	-31.47	152.25	188.96
Total Operating Expenses	9,021	8,316	5,786	4,806	4,343	3,805
Operating Income	4,024	4,094	2,923	2,537	3,951	2,739
Currency Exchange Gain (Loss)	-28.28	-28.28	-93.77	-173.73	215.2	-341.96
EBT Excluding Unusual Items	4,517	4,066	2,829	2,364	4,166	2,397
Impairment of Goodwill	-19.63	-19.63	-25.6	-111.26	-87.69	-
Other Unusual Items	1,646	1,646	836.83	373.43	1,108	1,029
Pretax Income	6,202	5,751	3,706	2,494	5,268	3,467
Income Tax Expense	1,700	1,745	1,191	867.34	1,656	910
Earnings From Continuing Ops.	4,502	4,005	2,516	1,627	3,612	2,557
Net Income	4,502	4,005	2,516	1,627	3,612	2,557
Net Income to Common	4,502	4,005	2,516	1,627	3,612	2,557
Net Income Growth	25.82%	59.23%	54.62%	-54.96%	41.27%	39.19%
Shares Outstanding (Basic)	71	71	70	70	70	70
Shares Outstanding (Diluted)	73	73	73	72	71	71
Shares Change (YoY)	-0.01%	-	1.66%	1.33%	-	1.21%
EPS (Basic)	63.16	56.53	35.95	23.29	51.75	36.64
EPS (Diluted)	61.87	55.05	34.57	22.73	51.14	36.20
EPS Growth	25.84%	59.24%	52.09%	-55.55%	41.27%	37.53%
Free Cash Flow	-6,495	316.45	2,070	3,939	4,752	1,276
Free Cash Flow Per Share	-89.25	4.35	28.45	55.03	67.28	18.07
Dividend Per Share	17.500	15.000	7.000	5.000	3.750	7.500
Dividend Growth	45.83%	114.29%	40.00%	33.33%	-50.00%	-
Operating Margin	30.84%	32.99%	33.56%	34.55%	47.64%	41.85%
Profit Margin	34.51%	32.27%	28.88%	22.16%	43.55%	39.08%
Free Cash Flow Margin	-49.79%	2.55%	23.77%	53.64%	57.30%	19.50%
Effective Tax Rate	27.41%	30.35%	32.13%	34.77%	31.43%	26.25%
Revenue as Reported	27,199	25,599	23,894	21,561	17,572	16,623

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.