Citizens Development Business Finance PLC (COSE:CDB.N0000)

COSE:CDB.N0000 Statistics

Total Valuation

COSE:CDB.N0000 has a market cap or net worth of LKR 25.94 billion.

Market Cap	25.94B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	Jul 1, 2025

Share Statistics

COSE:CDB.N0000 has 71.72 million shares outstanding. The number of shares has decreased by -0.01% in one year.

Current Share Class	61.37M
Shares Outstanding	71.72M
Shares Change (YoY)	-0.01%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	17.08%
Owned by Institutions (%)	12.67%
Float	12.64M

Valuation Ratios

The trailing PE ratio is 6.07.

PE Ratio	6.07
Forward PE	n/a
PS Ratio	1.99
PB Ratio	1.01
P/TBV Ratio	1.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.78, with a Debt / Equity ratio of 2.31.

Current Ratio	1.78
Quick Ratio	1.62
Debt / Equity	2.31
Debt / EBITDA	n/a
Debt / FCF	-9.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.13%.

Return on Equity (ROE)	19.13%
Return on Assets (ROA)	2.81%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.97M
Profits Per Employee	2.06M
Employee Count	1,030
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:CDB.N0000 has paid 1.70 billion in taxes.

Income Tax	1.70B
Effective Tax Rate	27.41%

Stock Price Statistics

The stock price has increased by +59.79% in the last 52 weeks. The beta is 0.60, so COSE:CDB.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.60
52-Week Price Change	+59.79%
50-Day Moving Average	381.89
200-Day Moving Average	322.29
Relative Strength Index (RSI)	47.73
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:CDB.N0000 had revenue of LKR 13.05 billion and earned 4.50 billion in profits. Earnings per share was 61.87.

Revenue	13.05B
Gross Profit	13.05B
Operating Income	4.02B
Pretax Income	6.20B
Net Income	4.50B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	61.87

Balance Sheet

The company has 3.28 billion in cash and 59.25 billion in debt, giving a net cash position of -55.96 billion or -780.30 per share.

Cash & Cash Equivalents	3.28B
Total Debt	59.25B
Net Cash	-55.96B
Net Cash Per Share	-780.30
Equity (Book Value)	25.67B
Book Value Per Share	357.92
Working Capital	70.70B

Cash Flow

In the last 12 months, operating cash flow was -5.59 billion and capital expenditures -908.55 million, giving a free cash flow of -6.49 billion.

Operating Cash Flow	-5.59B
Capital Expenditures	-908.55M
Free Cash Flow	-6.49B
FCF Per Share	-90.56

Margins

Gross margin is 100.00%, with operating and profit margins of 30.84% and 34.51%.

Gross Margin	100.00%
Operating Margin	30.84%
Pretax Margin	47.54%
Profit Margin	34.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 4.10%.

Dividend Per Share	15.00
Dividend Yield	4.10%
Dividend Growth (YoY)	114.29%
Years of Dividend Growth	2
Payout Ratio	23.62%
Buyback Yield	0.01%
Shareholder Yield	4.11%
Earnings Yield	17.35%
FCF Yield	-25.04%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 20, 2019. It was a forward split with a ratio of 1.02721519.

Last Split Date	Sep 20, 2019
Split Type	Forward
Split Ratio	1.02721519

Scores

Altman Z-Score	n/a
Piotroski F-Score	3