Citizens Development Business Finance PLC (COSE:CDB.N0000)

COSE:CDB.N0000 Statistics

Total Valuation

COSE:CDB.N0000 has a market cap or net worth of LKR 27.55 billion.

Market Cap	27.55B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 1, 2025.

Earnings Date	Aug 1, 2025
Ex-Dividend Date	Jul 1, 2025

Share Statistics

COSE:CDB.N0000 has 70.85 million shares outstanding.

Current Share Class	60.51M
Shares Outstanding	70.85M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-0.04%
Owned by Insiders (%)	17.00%
Owned by Institutions (%)	45.95%
Float	40.89M

Valuation Ratios

The trailing PE ratio is 7.29.

PE Ratio	7.29
Forward PE	n/a
PS Ratio	2.22
PB Ratio	1.15
P/TBV Ratio	1.17
P/FCF Ratio	87.05
P/OCF Ratio	23.29
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.35, with a Debt / Equity ratio of 1.68.

Current Ratio	1.35
Quick Ratio	1.17
Debt / Equity	1.68
Debt / EBITDA	n/a
Debt / FCF	126.70
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.15%.

Return on Equity (ROE)	18.15%
Return on Assets (ROA)	2.80%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	12.05M
Profits Per Employee	3.89M
Employee Count	1,030
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:CDB.N0000 has paid 1.75 billion in taxes.

Income Tax	1.75B
Effective Tax Rate	30.35%

Stock Price Statistics

The stock price has increased by +89.91% in the last 52 weeks. The beta is 0.51, so COSE:CDB.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+89.91%
50-Day Moving Average	332.96
200-Day Moving Average	255.23
Relative Strength Index (RSI)	61.57
Average Volume (20 Days)	7,523

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:CDB.N0000 had revenue of LKR 12.41 billion and earned 4.01 billion in profits. Earnings per share was 55.05.

Revenue	12.41B
Gross Profit	12.41B
Operating Income	4.09B
Pretax Income	5.75B
Net Income	4.01B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	55.05

Balance Sheet

The company has 8.29 billion in cash and 40.09 billion in debt, giving a net cash position of -31.81 billion or -448.94 per share.

Cash & Cash Equivalents	8.29B
Total Debt	40.09B
Net Cash	-31.81B
Net Cash Per Share	-448.94
Equity (Book Value)	23.94B
Book Value Per Share	337.84
Working Capital	36.15B

Cash Flow

In the last 12 months, operating cash flow was 1.18 billion and capital expenditures -866.39 million, giving a free cash flow of 316.45 million.

Operating Cash Flow	1.18B
Capital Expenditures	-866.39M
Free Cash Flow	316.45M
FCF Per Share	4.47

Margins

Gross margin is 100.00%, with operating and profit margins of 32.99% and 32.27%.

Gross Margin	100.00%
Operating Margin	32.99%
Pretax Margin	46.34%
Profit Margin	32.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	2.55%

Dividends & Yields

This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 3.74%.

Dividend Per Share	15.00
Dividend Yield	3.74%
Dividend Growth (YoY)	114.29%
Years of Dividend Growth	2
Payout Ratio	21.23%
Buyback Yield	-1.26%
Shareholder Yield	2.50%
Earnings Yield	14.54%
FCF Yield	1.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 20, 2019. It was a forward split with a ratio of 1.02721519.

Last Split Date	Sep 20, 2019
Split Type	Forward
Split Ratio	1.02721519

Scores

Altman Z-Score	n/a
Piotroski F-Score	4