Citizens Development Business Finance PLC (COSE:CDB.X0000)

COSE:CDB.X0000 Statistics

Total Valuation

COSE:CDB.X0000 has a market cap or net worth of LKR 24.58 billion.

Market Cap	24.58B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Jul 1, 2025

Share Statistics

Current Share Class	10.34M
Shares Outstanding	n/a
Shares Change (YoY)	-0.40%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	19.33M

Valuation Ratios

The trailing PE ratio is 5.95.

PE Ratio	5.95
Forward PE	n/a
PS Ratio	1.92
PB Ratio	0.98
P/TBV Ratio	1.00
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.66, with a Debt / Equity ratio of 1.93.

Current Ratio	1.66
Quick Ratio	1.50
Debt / Equity	1.93
Debt / EBITDA	n/a
Debt / FCF	-16.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.94%.

Return on Equity (ROE)	17.94%
Return on Assets (ROA)	2.71%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	6.56M
Profits Per Employee	2.12M
Employee Count	1,030
Asset Turnover	0.08
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:CDB.X0000 has paid 1.82 billion in taxes.

Income Tax	1.82B
Effective Tax Rate	30.59%

Stock Price Statistics

The stock price has increased by +190.29% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+190.29%
50-Day Moving Average	306.85
200-Day Moving Average	213.14
Relative Strength Index (RSI)	41.25
Average Volume (20 Days)	12,407

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:CDB.X0000 had revenue of LKR 12.80 billion and earned 4.13 billion in profits. Earnings per share was 56.76.

Revenue	12.80B
Gross Profit	12.80B
Operating Income	4.03B
Pretax Income	5.95B
Net Income	4.13B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	56.76

Balance Sheet

The company has 3.80 billion in cash and 48.26 billion in debt, giving a net cash position of -44.46 billion.

Cash & Cash Equivalents	3.80B
Total Debt	48.26B
Net Cash	-44.46B
Net Cash Per Share	n/a
Equity (Book Value)	24.97B
Book Value Per Share	352.12
Working Capital	59.74B

Cash Flow

In the last 12 months, operating cash flow was -2.14 billion and capital expenditures -869.10 million, giving a free cash flow of -3.01 billion.

Operating Cash Flow	-2.14B
Capital Expenditures	-869.10M
Free Cash Flow	-3.01B
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of 31.52% and 32.27%.

Gross Margin	100.00%
Operating Margin	31.52%
Pretax Margin	46.49%
Profit Margin	32.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 15.00, which amounts to a dividend yield of 5.19%.

Dividend Per Share	15.00
Dividend Yield	5.19%
Dividend Growth (YoY)	114.29%
Years of Dividend Growth	2
Payout Ratio	20.59%
Buyback Yield	0.40%
Shareholder Yield	5.59%
Earnings Yield	16.80%
FCF Yield	-12.26%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 20, 2019. It was a forward split with a ratio of 1.03359375.

Last Split Date	Sep 20, 2019
Split Type	Forward
Split Ratio	1.03359375

Scores

Altman Z-Score	n/a
Piotroski F-Score	4