Central Finance Company Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	18,097	17,232	19,500	17,912	14,219	16,604
Total Interest Expense	4,546	4,712	6,372	4,829	3,783	6,150
Net Interest Income	13,550	12,520	13,128	13,083	10,437	10,454
Other Revenue	4,451	3,972	3,147	3,118	3,713	3,538
Revenue Before Loan Losses	18,001	16,492	16,275	16,202	14,149	13,992
Provision for Loan Losses	-1,446	-1,902	53.04	843.43	286.97	3,270
Revenue	19,447	18,394	16,222	15,358	13,862	10,722
Revenue Growth (YoY)	12.00%	13.39%	5.62%	10.79%	29.29%	-4.81%
Salaries & Employee Benefits	4,229	3,732	3,305	2,851	2,705	2,267
Cost of Services Provided	3,810	3,502	3,108	3,007	2,852	2,308
Other Operating Expenses	1,735	1,410	1,345	1,240	323.61	576.55
Total Operating Expenses	9,774	8,644	7,758	7,098	5,881	5,152
Operating Income	9,673	9,750	8,463	8,260	7,982	5,570
Earnings From Equity Investments	4,122	3,665	2,664	1,887	1,388	1,069
EBT Excluding Unusual Items	13,795	13,415	11,128	10,147	9,370	6,639
Gain (Loss) on Sale of Investments	-	-	-	-	-1.23	-
Pretax Income	14,252	13,872	11,426	10,312	9,649	6,804
Income Tax Expense	3,726	3,654	3,239	2,753	2,373	1,024
Earnings From Continuing Ops.	10,526	10,218	8,187	7,559	7,276	5,780
Minority Interest in Earnings	-326.56	-294.26	-344.67	-332.12	-273.35	-235.84
Net Income	10,200	9,924	7,842	7,227	7,003	5,544
Net Income to Common	10,200	9,924	7,842	7,227	7,003	5,544
Net Income Growth	6.99%	26.55%	8.52%	3.20%	26.31%	38.95%
Shares Outstanding (Basic)	227	227	227	227	227	227
Shares Outstanding (Diluted)	227	227	227	227	227	227
Shares Change (YoY)	0.01%	-	-	-	-	-0.00%
EPS (Basic)	44.86	43.65	34.49	31.79	30.80	24.39
EPS (Diluted)	44.86	43.65	34.49	31.79	30.80	24.39
EPS Growth	6.98%	26.55%	8.52%	3.20%	26.31%	38.95%
Free Cash Flow	-13,264	1,126	1,472	1,119	3,298	7,908
Free Cash Flow Per Share	-58.34	4.95	6.48	4.92	14.51	34.78
Dividend Per Share	6.500	6.500	4.500	4.250	3.500	2.266
Dividend Growth	36.84%	44.44%	5.88%	21.43%	54.44%	94.58%
Operating Margin	49.74%	53.01%	52.17%	53.78%	57.58%	51.95%
Profit Margin	52.45%	53.95%	48.34%	47.05%	50.52%	51.71%
Free Cash Flow Margin	-68.20%	6.12%	9.08%	7.29%	23.79%	73.76%
Effective Tax Rate	26.14%	26.34%	28.35%	26.70%	24.60%	15.05%
Revenue as Reported	1,636	-	-	-	24,580	23,994

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.