Central Finance Company PLC (COSE:CFIN.N0000)

Central Finance Company Statistics

Total Valuation

COSE:CFIN.N0000 has a market cap or net worth of LKR 64.80 billion.

Market Cap	64.80B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, November 10, 2025.

Earnings Date	Nov 10, 2025
Ex-Dividend Date	Jul 1, 2025

Share Statistics

COSE:CFIN.N0000 has 227.35 million shares outstanding. The number of shares has decreased by -0.01% in one year.

Current Share Class	227.35M
Shares Outstanding	227.35M
Shares Change (YoY)	-0.01%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	28.09%
Owned by Institutions (%)	15.12%
Float	88.26M

Valuation Ratios

The trailing PE ratio is 6.35.

PE Ratio	6.35
Forward PE	n/a
PS Ratio	3.39
PB Ratio	0.79
P/TBV Ratio	0.82
P/FCF Ratio	n/a
P/OCF Ratio	43.95
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.83, with a Debt / Equity ratio of 0.03.

Current Ratio	1.83
Quick Ratio	1.81
Debt / Equity	0.03
Debt / EBITDA	n/a
Debt / FCF	-6.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.68%.

Return on Equity (ROE)	13.68%
Return on Assets (ROA)	8.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	8.27M
Profits Per Employee	4.41M
Employee Count	2,314
Asset Turnover	0.15
Inventory Turnover	n/a

Taxes

In the past 12 months, COSE:CFIN.N0000 has paid 3.83 billion in taxes.

Income Tax	3.83B
Effective Tax Rate	26.69%

Stock Price Statistics

The stock price has increased by +178.05% in the last 52 weeks. The beta is 0.62, so COSE:CFIN.N0000's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+178.05%
50-Day Moving Average	288.50
200-Day Moving Average	216.14
Relative Strength Index (RSI)	45.08
Average Volume (20 Days)	184,946

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, COSE:CFIN.N0000 had revenue of LKR 19.13 billion and earned 10.21 billion in profits. Earnings per share was 44.91.

Revenue	19.13B
Gross Profit	19.13B
Operating Income	10.12B
Pretax Income	14.35B
Net Income	10.21B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	44.91

Balance Sheet

The company has 7.69 billion in cash and 2.08 billion in debt, giving a net cash position of 5.61 billion or 24.67 per share.

Cash & Cash Equivalents	7.69B
Total Debt	2.08B
Net Cash	5.61B
Net Cash Per Share	24.67
Equity (Book Value)	81.59B
Book Value Per Share	347.84
Working Capital	38.04B

Cash Flow

In the last 12 months, operating cash flow was 1.47 billion and capital expenditures -1.81 billion, giving a free cash flow of -336.87 million.

Operating Cash Flow	1.47B
Capital Expenditures	-1.81B
Free Cash Flow	-336.87M
FCF Per Share	-1.48

Margins

Gross margin is 100.00%, with operating and profit margins of 52.92% and 53.36%.

Gross Margin	100.00%
Operating Margin	52.92%
Pretax Margin	74.98%
Profit Margin	53.36%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 6.50, which amounts to a dividend yield of 2.28%.

Dividend Per Share	6.50
Dividend Yield	2.28%
Dividend Growth (YoY)	44.44%
Years of Dividend Growth	1
Payout Ratio	9.38%
Buyback Yield	0.01%
Shareholder Yield	2.29%
Earnings Yield	15.76%
FCF Yield	-0.52%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 1, 2021. It was a forward split with a ratio of 1.014869886.

Last Split Date	Jul 1, 2021
Split Type	Forward
Split Ratio	1.014869886

Scores

Altman Z-Score	n/a
Piotroski F-Score	5