Commercial Bank of Ceylon Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	301,367	275,217	297,646	222,393	132,818
Interest Paid on Deposits	160,406	157,082	211,231	137,728	66,402
Net Interest Income	140,961	118,135	86,415	84,665	66,416
Net Interest Income Growth (YoY)	19.32%	36.71%	2.07%	27.48%	30.56%
Income From Trading Activities	272.31	-2,201	-12,482	35,297	1,936
Gain (Loss) on Sale of Assets	-	12.71	21.05	20.12	4.05
Gain (Loss) on Sale of Investments	2,808	-41,017	5,060	276.88	3,002
Other Non-Interest Income	47,117	32,126	43,036	16,369	22,235
Total Non-Interest Income	50,198	-11,079	35,636	51,963	27,177
Non-Interest Income Growth (YoY)	-	-	-31.42%	91.21%	5.09%
Revenues Before Loan Losses	191,158	107,056	122,051	136,629	93,593
Provision for Loan Losses	23,116	-62,295	38,895	71,924	25,140
Revenue	168,042	169,350	83,156	64,704	68,453
Revenue Growth (YoY)	-0.77%	103.65%	28.52%	-5.48%	23.76%
Salaries and Employee Benefits	30,187	27,885	22,789	19,788	16,757
Occupancy Expenses	5,892	4,737	4,336	3,598	3,220
Selling, General & Administrative	-	4,491	4,402	3,177	2,280
Other Non-Interest Expense	39,175	34,432	17,685	13,640	13,246
Total Non-Interest Expense	75,254	71,545	49,207	40,207	35,501
EBT Excluding Unusual Items	92,787	97,805	33,948	24,497	32,952
Asset Writedown	-	3.5	-21.34	7.95	5.28
Pretax Income	92,787	97,808	33,927	24,505	32,957
Income Tax Expense	31,850	42,122	12,027	105.57	8,667
Earnings From Continuing Operations	60,938	55,686	21,900	24,399	24,290
Minority Interest in Earnings	-827.33	-613.17	-784.99	-587.56	-227.82
Net Income	60,110	55,073	21,115	23,812	24,062
Net Income to Common	60,110	55,073	21,115	23,812	24,062
Net Income Growth	9.15%	160.83%	-11.33%	-1.04%	42.05%
Basic Shares Outstanding	1,631	1,449	1,354	1,354	1,353
Diluted Shares Outstanding	1,631	1,452	1,355	1,354	1,353
Shares Change (YoY)	12.33%	7.13%	0.09%	0.07%	8.02%
EPS (Basic)	36.86	38.00	15.59	17.59	17.79
EPS (Diluted)	36.86	37.94	15.58	17.59	17.79
EPS Growth	-2.83%	143.45%	-11.40%	-1.11%	31.51%
Dividend Per Share	-	5.437	4.366	-	3.973
Dividend Growth	-	24.52%	-	-	2.48%
Effective Tax Rate	34.33%	43.07%	35.45%	0.43%	26.30%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.