DFCC Bank PLC (COSE:DFCC.N0000)

DFCC Bank Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	63,598	24,753	43,657	31,369	17,023	23,161
Investment Securities	244,725	192,985	164,698	110,223	78,559	117,973
Trading Asset Securities	17,652	17,059	18,240	21,903	499.11	1,445
Total Investments	262,377	210,044	182,938	132,126	79,058	119,418
Gross Loans	549,736	448,410	398,067	405,883	389,544	322,797
Allowance for Loan Losses	-50,414	-46,545	-45,917	-33,904	-19,058	-15,323
Other Adjustments to Gross Loans	-	-6,003	-3,382	-2,907	-4,585	-5,564
Net Loans	499,322	395,862	348,767	369,072	365,901	301,909
Property, Plant & Equipment	4,242	4,081	3,704	3,389	3,389	3,587
Goodwill	-	156.23	156.23	156.23	156.23	156.23
Other Intangible Assets	2,504	2,014	1,945	2,219	2,253	1,729
Investments in Real Estate	591.06	490.07	468.39	439.97	469.84	345.86
Other Receivables	1.12	2,772	9,082	6,388	1,655	879.15
Restricted Cash	5,603	2,328	2,108	9,031	9,359	4,902
Other Current Assets	-	7,976	2,006	1,723	5,412	9,803
Long-Term Deferred Tax Assets	5,656	4,913	5,415	4,144	1,359	2.92
Other Long-Term Assets	8,709	53,809	45,272	9,478	2,222	1,474
Total Assets	852,603	709,199	645,521	569,536	488,257	467,367
Accounts Payable	-	6,118	4,538	6,583	3,064	3,415
Accrued Expenses	-	1,088	1,135	911.35	936.11	654.55
Interest Bearing Deposits	547,879	446,983	394,221	360,475	308,651	301,550
Non-Interest Bearing Deposits	19,119	17,377	12,364	9,271	10,711	8,017
Total Deposits	566,998	464,360	406,585	369,747	319,362	309,566
Short-Term Borrowings	71.77	49,809	10,724	3,231	5,532	7,426
Current Portion of Long-Term Debt	8,117	32,090	71,318	36,697	5,346	23,981
Current Portion of Leases	-	401.39	142.66	359.55	308.91	274.55
Current Income Taxes Payable	3,544	3,160	4,536	2,575	1,032	1,082
Other Current Liabilities	-	18.89	25.62	31.06	34.37	44.41
Long-Term Debt	153,962	55,840	68,541	91,864	97,559	66,266
Long-Term Leases	-	959.89	1,330	1,153	1,057	1,059
Pension & Post-Retirement Benefits	1,592	1,451	1,401	615.85	716.48	671.04
Long-Term Deferred Tax Liabilities	36.8	96.8	104.28	149.61	112.51	341.69
Other Long-Term Liabilities	13,262	3,960	2,766	1,298	1,431	876.19
Total Liabilities	747,585	619,352	573,145	515,216	436,492	415,658
Common Stock	15,446	14,710	13,867	13,182	8,600	7,682
Retained Earnings	66,420	60,106	50,665	43,387	42,358	39,425
Comprehensive Income & Other	22,512	14,584	7,452	-2,554	489.01	4,319
Total Common Equity	104,378	89,400	71,984	54,015	51,448	51,426
Minority Interest	640.09	446.43	392.16	306.15	317.16	282.59
Shareholders' Equity	105,018	89,847	72,376	54,321	51,765	51,709
Total Liabilities & Equity	852,603	709,199	645,521	569,536	488,257	467,367
Total Debt	162,151	139,100	152,055	133,305	109,804	99,007
Net Cash (Debt)	-80,901	-97,288	-90,158	-80,033	-92,281	-70,248
Net Cash Per Share	-184.97	-223.03	-207.63	-197.51	-253.77	-192.09
Filing Date Shares Outstanding	438.4	438.4	438.4	438.4	366.74	366.74
Total Common Shares Outstanding	438.4	438.4	438.4	438.4	366.74	366.74
Book Value Per Share	238.09	203.92	164.19	123.21	140.28	140.22
Tangible Book Value	101,874	87,230	69,882	51,640	49,039	49,541
Tangible Book Value Per Share	232.37	198.97	159.40	117.79	133.71	135.08

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.