DFCC Bank PLC (COSE: DFCC.N0000)

DFCC Bank Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	35,943	43,657	31,369	17,023	23,161	5,660
Investment Securities	210,585	47,335	49,452	78,559	117,973	88,291
Trading Asset Securities	15,440	135,604	82,674	499.11	1,445	5,939
Total Investments	226,025	182,938	132,126	79,058	119,418	94,229
Gross Loans	405,142	398,067	405,883	389,544	322,797	290,412
Allowance for Loan Losses	-47,503	-45,917	-33,904	-19,058	-15,323	-12,406
Other Adjustments to Gross Loans	-	-3,382	-2,907	-4,585	-5,564	-5,187
Net Loans	357,639	348,767	369,072	365,901	301,909	272,818
Property, Plant & Equipment	3,683	3,704	3,389	3,389	3,587	3,313
Goodwill	-	156.23	156.23	156.23	156.23	156.23
Other Intangible Assets	1,931	1,945	2,219	2,253	1,729	1,206
Investments in Real Estate	456.58	468.39	439.97	469.84	345.86	466.98
Other Receivables	-	8,630	6,388	1,655	879.15	971.02
Restricted Cash	2,210	2,108	9,031	9,359	4,902	8,667
Other Current Assets	-	19,545	4,271	5,412	9,803	17,691
Long-Term Deferred Tax Assets	4,699	5,415	4,144	1,359	2.92	314.03
Other Long-Term Assets	8,870	27,733	6,931	2,222	1,474	1,420
Total Assets	641,457	645,068	569,536	488,257	467,367	406,912
Accounts Payable	-	4,086	6,583	3,064	3,415	2,456
Accrued Expenses	-	1,136	911.35	936.11	654.55	571.15
Interest Bearing Deposits	425,356	394,221	360,475	308,651	301,550	242,436
Non-Interest Bearing Deposits	14,680	12,364	9,271	10,711	8,017	5,022
Total Deposits	440,036	406,585	369,747	319,362	309,566	247,458
Short-Term Borrowings	434.93	10,724	3,231	5,532	7,426	14,964
Current Portion of Long-Term Debt	3,089	67,127	36,697	5,346	23,981	22,218
Current Portion of Leases	-	142.66	359.55	308.91	274.55	241.25
Current Income Taxes Payable	1,533	4,536	2,575	1,032	1,082	648.18
Other Current Liabilities	-	25.62	31.06	34.37	44.41	46.98
Long-Term Debt	109,386	72,731	91,864	97,559	66,266	66,247
Long-Term Leases	-	1,330	1,153	1,057	1,059	1,061
Pension & Post-Retirement Benefits	1,450	1,401	615.85	716.48	671.04	586.35
Long-Term Deferred Tax Liabilities	104.89	104.28	149.61	112.51	341.69	96.71
Other Long-Term Liabilities	8,842	2,765	1,298	1,431	876.19	889.65
Total Liabilities	564,876	572,693	515,216	436,492	415,658	357,485
Common Stock	14,710	13,867	13,182	8,600	7,682	7,530
Retained Earnings	55,469	50,665	43,387	42,358	39,425	37,520
Comprehensive Income & Other	5,910	7,452	-2,554	489.01	4,319	4,113
Total Common Equity	76,090	71,984	54,015	51,448	51,426	49,164
Minority Interest	491.84	392.16	306.15	317.16	282.59	262.97
Shareholders' Equity	76,582	72,376	54,321	51,765	51,709	49,426
Total Liabilities & Equity	641,457	645,068	569,536	488,257	467,367	406,912
Total Debt	112,910	152,055	133,305	109,804	99,007	104,732
Net Cash (Debt)	-61,527	27,206	-19,262	-92,281	-70,248	-93,134
Net Cash Per Share	-146.58	65.10	-48.17	-257.14	-194.64	-269.56
Filing Date Shares Outstanding	432.66	432.66	432.66	361.94	361.94	361.94
Total Common Shares Outstanding	432.66	432.66	432.66	361.94	361.94	361.94
Book Value Per Share	175.87	166.38	124.84	142.15	142.09	135.83
Tangible Book Value	74,158	69,882	51,640	49,039	49,541	47,801
Tangible Book Value Per Share	171.40	161.52	119.35	135.49	136.88	132.07

Source: S&P Capital IQ. Banks template. Financial Sources.