DFCC Bank Cash Flow Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	11,369	9,778	8,485	2,932	3,549
Depreciation & Amortization	998.55	899.27	766.99	765.46	746.53
Other Amortization	524.16	390.93	423.67	422.97	327.64
Gain (Loss) on Sale of Assets	-13.16	-19.87	-18.1	-8.74	1.7
Gain (Loss) on Sale of Investments	-1,501	-5,055	-2,607	140.11	-1,211
Provision for Credit Losses	4,926	4,648	13,985	17,059	4,485
Change in Accounts Payable	5,851	5,055	6,742	7,386	-434.12
Change in Other Net Operating Assets	-114,770	-54,477	9,368	16,708	-67,670
Other Operating Activities	-3,166	-2,553	-3,341	-3,692	-8,739
Operating Cash Flow	-95,779	-41,332	33,802	41,381	-69,241
Operating Cash Flow Growth	-	-	-18.31%	-	-
Capital Expenditures	-3,107	-2,023	-1,546	-1,115	-1,539
Sale of Property, Plant and Equipment	19.02	10.95	15.5	12.47	45.1
Investment in Securities	20,483	-28,065	-83,018	-31,007	35,087
Income (Loss) Equity Investments	3.1	1.54	-1.61	-332.72	-296.66
Other Investing Activities	1,052	694.09	111.61	695.33	9,030
Investing Cash Flow	18,447	-29,383	-84,437	-31,414	42,623
Short-Term Debt Issued	46,698	-	44,673	-	-
Long-Term Debt Issued	19,790	11,651	1,754	17,606	35,208
Total Debt Issued	66,488	11,651	46,427	17,606	35,208
Short-Term Debt Repaid	-	-7,021	-	-	-
Long-Term Debt Repaid	-37,420	-17,294	-20,469	-26,411	-24,707
Total Debt Repaid	-37,420	-24,314	-20,469	-26,411	-24,707
Net Debt Issued (Repaid)	29,068	-12,663	25,958	-8,805	10,501
Issuance of Common Stock	-	-	-	3,620	-
Common Dividends Paid	-1,968	-1,371	-101.54	-	-89.4
Net Increase (Decrease) in Deposit Accounts	85,727	65,845	37,066	9,214	10,069
Other Financing Activities	-	-	-	-85.8	-
Financing Cash Flow	112,827	51,811	62,922	3,944	20,481
Net Cash Flow	35,495	-18,904	12,288	13,911	-6,138
Free Cash Flow	-98,886	-43,355	32,256	40,266	-70,780
Free Cash Flow Growth	-	-	-19.89%	-	-
Free Cash Flow Margin	-248.49%	-122.49%	118.58%	280.05%	-493.84%
Free Cash Flow Per Share	-219.99	-97.96	72.25	96.66	-189.32
Cash Interest Paid	43,687	45,099	59,450	33,952	24,648
Cash Income Tax Paid	6,323	6,173	4,447	1,631	1,682

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.