DFCC Bank Cash Flow Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	11,311	9,778	8,485	2,932	3,549	2,745
Depreciation & Amortization	1,084	899.27	766.99	765.46	746.53	721.48
Other Amortization	390.93	390.93	423.67	422.97	327.64	249.48
Gain (Loss) on Sale of Assets	-19.87	-19.87	-18.1	-8.74	1.7	-23.24
Gain (Loss) on Sale of Investments	-5,055	-5,055	-2,607	140.11	-1,211	-57.74
Provision for Credit Losses	4,648	4,648	13,985	17,059	4,485	3,328
Change in Accounts Payable	5,055	5,055	6,742	7,386	-434.12	-465.86
Change in Other Net Operating Assets	-103,980	-54,557	9,368	16,708	-67,670	-29,153
Other Operating Activities	-6,292	-2,465	-3,341	-3,692	-8,739	-7,027
Operating Cash Flow	-92,855	-41,324	33,802	41,381	-69,241	-30,091
Operating Cash Flow Growth	-	-	-18.31%	-	-	-
Capital Expenditures	-3,196	-2,023	-1,546	-1,115	-1,539	-1,762
Sale of Property, Plant and Equipment	10.95	10.95	15.5	12.47	45.1	-
Investment in Securities	-8,752	-28,065	-83,018	-31,007	35,087	-14,218
Income (Loss) Equity Investments	1.54	1.54	-1.61	-332.72	-296.66	-407.79
Other Investing Activities	1,261	694.09	111.61	695.33	9,030	8,554
Investing Cash Flow	-10,676	-29,383	-84,437	-31,414	42,623	-7,426
Short-Term Debt Issued	-	-	44,673	-	-	-
Long-Term Debt Issued	-	11,651	1,754	17,606	35,208	25,736
Total Debt Issued	50,913	11,651	46,427	17,606	35,208	25,736
Short-Term Debt Repaid	-	-7,021	-	-	-	-
Long-Term Debt Repaid	-	-17,294	-20,469	-26,411	-24,707	-31,905
Total Debt Repaid	-34,433	-24,314	-20,469	-26,411	-24,707	-31,905
Net Debt Issued (Repaid)	16,480	-12,663	25,958	-8,805	10,501	-6,170
Issuance of Common Stock	-	-	-	3,620	-	-
Common Dividends Paid	-1,843	-1,379	-101.54	-	-89.4	-839.8
Net Increase (Decrease) in Deposit Accounts	118,572	65,845	37,066	9,214	10,069	62,028
Other Financing Activities	-	-	-	-85.8	-	-
Financing Cash Flow	133,208	51,803	62,922	3,944	20,481	55,018
Net Cash Flow	29,677	-18,904	12,288	13,911	-6,138	17,501
Free Cash Flow	-96,051	-43,347	32,256	40,266	-70,780	-31,853
Free Cash Flow Growth	-	-	-19.89%	-	-	-
Free Cash Flow Margin	-236.97%	-122.47%	118.58%	280.05%	-493.84%	-263.42%
Free Cash Flow Per Share	-219.61	-99.37	74.28	99.37	-194.64	-87.10
Cash Interest Paid	42,920	45,099	59,450	33,952	24,648	28,867
Cash Income Tax Paid	6,343	6,085	4,447	1,631	1,682	671.52

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.