HNB Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	11,759	10,484	13,091	12,301	6,633	6,478
Interest Paid on Deposits	5,091	4,979	7,565	7,913	2,729	3,521
Net Interest Income	6,668	5,505	5,526	4,388	3,904	2,957
Net Interest Income Growth (YoY)	18.63%	-0.37%	25.92%	12.41%	32.02%	-32.59%
Gain (Loss) on Sale of Assets	1.58	1.58	0.05	0.45	1.03	0.12
Other Non-Interest Income	2,695	2,313	1,540	960.07	912.54	507.97
Total Non-Interest Income	2,697	2,315	1,540	960.52	913.57	508.09
Non-Interest Income Growth (YoY)	38.78%	50.28%	60.36%	5.14%	79.81%	-43.81%
Revenues Before Loan Losses	9,365	7,820	7,066	5,349	4,817	3,465
Provision for Loan Losses	809.12	660	1,608	1,793	988.78	1,045
Revenue	8,556	7,160	5,458	3,556	3,829	2,420
Revenue Growth (YoY)	40.31%	31.19%	53.49%	-7.12%	58.22%	-42.45%
Salaries and Employee Benefits	2,178	2,071	1,598	1,504	1,398	1,123
Selling, General & Administrative	119.62	119.62	86.33	88.63	-	-
Other Non-Interest Expense	4,211	3,679	3,275	2,612	1,927	1,577
Total Non-Interest Expense	6,505	5,869	4,959	4,205	3,325	2,701
EBT Excluding Unusual Items	2,051	1,291	498.66	-649.1	503.41	-280.74
Asset Writedown	129.9	129.9	68.05	68	112.5	27.2
Other Unusual Items	-	-	-	-	-	57.23
Pretax Income	2,190	1,421	566.71	-581.1	615.91	-196.31
Income Tax Expense	1,076	656.38	-54.28	-112.71	100.3	-72.69
Earnings From Continuing Operations	1,114	764.51	620.99	-468.4	515.62	-123.61
Minority Interest in Earnings	-	-	-	-0.62	-12.45	-
Net Income	1,114	764.51	620.99	-469.02	503.16	-123.61
Net Income to Common	1,114	764.51	620.99	-469.02	503.16	-123.61
Net Income Growth	76.51%	23.11%	-	-	-	-
Basic Shares Outstanding	1,966	1,777	1,773	1,720	1,720	1,720
Diluted Shares Outstanding	1,966	1,777	1,773	1,720	1,720	1,720
Shares Change (YoY)	12.25%	0.24%	3.11%	-	-	-
EPS (Basic)	0.57	0.43	0.35	-0.27	0.29	-0.07
EPS (Diluted)	0.57	0.43	0.35	-0.27	0.29	-0.07
EPS Growth	57.24%	22.82%	-	-	-	-
Effective Tax Rate	49.12%	46.20%	-	-	16.28%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.