HNB Finance Balance Sheet

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	982.81	1,582	1,133	3,134	1,283	645.64
Investment Securities	7,024	7,064	13,808	8,266	3,369	3,583
Trading Asset Securities	-	-	-	-	-	16.7
Total Investments	7,024	7,064	13,808	8,266	3,369	3,600
Gross Loans	62,649	58,590	45,417	50,374	46,714	35,556
Allowance for Loan Losses	-	-5,490	-6,057	-6,476	-4,726	-3,617
Other Adjustments to Gross Loans	-	-8,273	-5,731	-5,051	-4,361	-3,172
Net Loans	62,649	44,826	33,629	38,848	37,628	28,768
Property, Plant & Equipment	2,409	2,308	2,217	2,192	2,166	1,847
Goodwill	-	-	19.4	38.79	58.19	-
Other Intangible Assets	58.17	85.09	126.61	169.86	233.49	254.26
Investments in Real Estate	1,410	1,410	1,280	1,204	1,136	1,105
Accrued Interest Receivable	-	12.78	6.58	8.85	50.96	25.8
Other Receivables	-	1,058	596.1	463.45	334.77	181.21
Other Current Assets	-	157.53	102.64	91.04	76.34	174.57
Long-Term Deferred Tax Assets	-	-	539.91	242.39	222.14	153.99
Other Long-Term Assets	2,113	-	-	-	-	-
Total Assets	76,645	58,503	53,458	54,657	46,557	36,755
Accrued Expenses	163.4	382.34	241.76	137.2	28.98	61.16
Interest Bearing Deposits	56,658	41,158	39,941	41,861	34,125	27,185
Total Deposits	56,658	41,158	39,941	41,861	34,125	27,185
Short-Term Borrowings	-	-	-	158.08	1,012	-
Current Portion of Long-Term Debt	-	302.04	1,658	3,227	1,148	846
Current Portion of Leases	-	-	-	-	106.99	89.49
Current Income Taxes Payable	438.73	363.12	227.76	-	198.24	-
Accrued Interest Payable	-	1,060	1,320	1,875	577.94	861.79
Other Current Liabilities	-	-	-	-	0	-
Long-Term Debt	5,247	4,466	2,499	1,179	2,107	1,791
Long-Term Leases	-	375.9	337.68	331.5	146.06	164.48
Long-Term Unearned Revenue	-	13.88	12.27	27.73	-	-
Pension & Post-Retirement Benefits	383.73	369.88	353.71	295.42	298.8	280.86
Long-Term Deferred Tax Liabilities	232.88	0.4	-	-	-	-
Other Long-Term Liabilities	5,313	2,425	1,215	508.56	1,188	580.96
Total Liabilities	68,437	50,916	47,806	49,600	40,938	31,860
Common Stock	1,417	1,417	223.55	223.55	223.55	223.55
Retained Earnings	4,588	3,792	3,424	4,138	4,588	4,071
Comprehensive Income & Other	2,204	2,379	2,004	695.7	752.79	600.74
Total Common Equity	8,208	7,587	5,652	5,057	5,564	4,895
Minority Interest	-	-	-	-	55.33	-
Shareholders' Equity	8,208	7,587	5,652	5,057	5,619	4,895
Total Liabilities & Equity	76,645	58,503	53,458	54,657	46,557	36,755
Total Debt	5,247	5,143	4,495	4,895	4,520	2,891
Net Cash (Debt)	1,605	2,538	634.21	-148.53	-3,187	-238.15
Net Cash Growth	-	300.20%	-	-	-	-
Net Cash Per Share	0.82	1.43	0.36	-0.09	-1.85	-0.14
Filing Date Shares Outstanding	2,078	2,078	1,720	1,720	1,720	1,720
Total Common Shares Outstanding	2,078	2,078	1,720	1,720	1,720	1,720
Book Value Per Share	3.95	3.65	3.29	2.94	3.24	2.85
Tangible Book Value	8,150	7,502	5,506	4,848	5,272	4,641
Tangible Book Value Per Share	3.92	3.61	3.20	2.82	3.07	2.70

Source: S&P Global Market Intelligence. Banks template. Financial Sources.