HNB Finance Balance Sheet

Financials in millions LKR. Fiscal year is April - March.

Millions LKR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Cash & Equivalents	982.81	1,582	1,133	3,134	1,283	645.64	Upgrade
Investment Securities	7,024	7,064	13,808	8,266	3,369	3,583	Upgrade
Trading Asset Securities	-	-	-	-	-	16.7	Upgrade
Total Investments	7,024	7,064	13,808	8,266	3,369	3,600	Upgrade
Gross Loans	62,649	58,590	45,417	50,374	46,714	35,556	Upgrade
Allowance for Loan Losses	-	-5,490	-6,057	-6,476	-4,726	-3,617	Upgrade
Other Adjustments to Gross Loans	-	-8,273	-5,731	-5,051	-4,361	-3,172	Upgrade
Net Loans	62,649	44,826	33,629	38,848	37,628	28,768	Upgrade
Property, Plant & Equipment	2,409	2,308	2,217	2,192	2,166	1,847	Upgrade
Goodwill	-	-	19.4	38.79	58.19	-	Upgrade
Other Intangible Assets	58.17	85.09	126.61	169.86	233.49	254.26	Upgrade
Investments in Real Estate	1,410	1,410	1,280	1,204	1,136	1,105	Upgrade
Accrued Interest Receivable	-	12.78	6.58	8.85	50.96	25.8	Upgrade
Other Receivables	-	1,058	596.1	463.45	334.77	181.21	Upgrade
Other Current Assets	-	157.53	102.64	91.04	76.34	174.57	Upgrade
Long-Term Deferred Tax Assets	-	-	539.91	242.39	222.14	153.99	Upgrade
Other Long-Term Assets	2,113	-	-	-	-	-	Upgrade
Total Assets	76,645	58,503	53,458	54,657	46,557	36,755	Upgrade
Accrued Expenses	163.4	382.34	241.76	137.2	28.98	61.16	Upgrade
Interest Bearing Deposits	56,658	41,158	39,941	41,861	34,125	27,185	Upgrade
Total Deposits	56,658	41,158	39,941	41,861	34,125	27,185	Upgrade
Short-Term Borrowings	-	-	-	158.08	1,012	-	Upgrade
Current Portion of Long-Term Debt	-	302.04	1,658	3,227	1,148	846	Upgrade
Current Portion of Leases	-	-	-	-	106.99	89.49	Upgrade
Current Income Taxes Payable	438.73	363.12	227.76	-	198.24	-	Upgrade
Accrued Interest Payable	-	1,060	1,320	1,875	577.94	861.79	Upgrade
Other Current Liabilities	-	-	-	-	0	-	Upgrade
Long-Term Debt	5,247	4,466	2,499	1,179	2,107	1,791	Upgrade
Long-Term Leases	-	375.9	337.68	331.5	146.06	164.48	Upgrade
Long-Term Unearned Revenue	-	13.88	12.27	27.73	-	-	Upgrade
Pension & Post-Retirement Benefits	383.73	369.88	353.71	295.42	298.8	280.86	Upgrade
Long-Term Deferred Tax Liabilities	232.88	0.4	-	-	-	-	Upgrade
Other Long-Term Liabilities	5,313	2,425	1,215	508.56	1,188	580.96	Upgrade
Total Liabilities	68,437	50,916	47,806	49,600	40,938	31,860	Upgrade
Common Stock	1,417	1,417	223.55	223.55	223.55	223.55	Upgrade
Retained Earnings	4,588	3,792	3,424	4,138	4,588	4,071	Upgrade
Comprehensive Income & Other	2,204	2,379	2,004	695.7	752.79	600.74	Upgrade
Total Common Equity	8,208	7,587	5,652	5,057	5,564	4,895	Upgrade
Minority Interest	-	-	-	-	55.33	-	Upgrade
Shareholders' Equity	8,208	7,587	5,652	5,057	5,619	4,895	Upgrade
Total Liabilities & Equity	76,645	58,503	53,458	54,657	46,557	36,755	Upgrade
Total Debt	5,247	5,143	4,495	4,895	4,520	2,891	Upgrade
Net Cash (Debt)	1,605	2,538	634.21	-148.53	-3,187	-238.15	Upgrade
Net Cash Growth	-	300.20%	-	-	-	-	Upgrade
Net Cash Per Share	0.82	1.43	0.36	-0.09	-1.85	-0.14	Upgrade
Filing Date Shares Outstanding	2,078	2,078	1,720	1,720	1,720	1,720	Upgrade
Total Common Shares Outstanding	2,078	2,078	1,720	1,720	1,720	1,720	Upgrade
Book Value Per Share	3.95	3.65	3.29	2.94	3.24	2.85	Upgrade
Tangible Book Value	8,150	7,502	5,506	4,848	5,272	4,641	Upgrade
Tangible Book Value Per Share	3.92	3.61	3.20	2.82	3.07	2.70	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.