Janashakthi Insurance Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	8,374	6,347	4,365	4,609	5,249
Total Interest & Dividend Income	3,408	3,715	4,594	2,841	1,928
Gain (Loss) on Sale of Investments	1,781	2,902	4,639	-1,101	-253.82
Other Revenue	185.88	297.92	60.71	328.59	251.4
Total Revenue	13,749	13,262	13,659	6,678	7,174
Revenue Growth (YoY)	3.67%	-2.91%	104.52%	-6.91%	14.11%
Policy Benefits	6,067	5,327	5,914	1,501	2,926
Policy Acquisition & Underwriting Costs	1,619	1,018	572.58	1,241	1,487
Selling, General & Administrative	1,886	1,552	1,225	1,572	1,163
Other Operating Expenses	-4.68	-3.6	-1.95	-1.96	-1.35
Total Operating Expenses	10,475	8,538	8,300	4,755	5,953
Operating Income	3,274	4,723	5,359	1,923	1,222
Interest Expense	-260.68	-351.22	-108.57	-89.57	-34.74
Earnings From Equity Investments	939.22	1,332	-	-	-
Other Non Operating Income (Expenses)	-	-0	-0	0	-
EBT Excluding Unusual Items	3,952	5,704	5,251	1,833	1,187
Gain (Loss) on Sale of Assets	-	-	-	3.2	-7.59
Pretax Income	3,952	5,704	5,251	1,837	1,179
Income Tax Expense	486.22	1,192	1,116	460.96	303.16
Earnings From Continuing Ops.	3,466	4,512	4,135	1,376	876.17
Net Income	3,466	4,512	4,135	1,376	876.17
Net Income to Common	3,466	4,512	4,135	1,376	876.17
Net Income Growth	-23.18%	9.13%	200.56%	57.01%	15.39%
Shares Outstanding (Basic)	227	227	227	227	227
Shares Outstanding (Diluted)	227	227	227	227	227
EPS (Basic)	15.30	19.92	18.25	6.07	3.87
EPS (Diluted)	15.30	19.92	18.25	6.07	3.87
EPS Growth	-23.18%	9.13%	200.56%	57.01%	15.39%
Free Cash Flow	4,318	4,273	3,701	870.02	2,992
Free Cash Flow Per Share	19.06	18.86	16.34	3.84	13.21
Dividend Per Share	15.000	-	13.240	2.650	2.300
Dividend Growth	-	-	399.62%	15.22%	15.00%
Operating Margin	23.81%	35.62%	39.24%	28.79%	17.03%
Profit Margin	25.21%	34.02%	30.27%	20.60%	12.21%
Free Cash Flow Margin	31.41%	32.22%	27.09%	13.03%	41.70%
EBITDA	3,380	4,797	5,467	2,030	1,314
EBITDA Margin	24.59%	36.17%	40.02%	30.40%	18.31%
D&A For EBITDA	106.49	73.47	107.72	107.09	92.25
EBIT	3,274	4,723	5,359	1,923	1,222
EBIT Margin	23.81%	35.62%	39.24%	28.79%	17.03%
Effective Tax Rate	12.30%	20.89%	21.25%	25.10%	25.71%
Revenue as Reported	13,754	13,265	13,661	6,684	7,168

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.