Janashakthi Insurance Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	7,552	6,347	4,365	4,609	5,249	3,698
Total Interest & Dividend Income	3,381	3,715	4,594	2,841	1,928	1,859
Gain (Loss) on Sale of Investments	2,902	2,902	4,639	-1,101	-253.82	508.86
Other Revenue	1,503	297.92	60.71	328.59	251.4	222
Total Revenue	15,338	13,262	13,659	6,678	7,174	6,287
Revenue Growth (YoY)	46.03%	-2.91%	104.52%	-6.91%	14.11%	12.00%
Policy Benefits	5,531	5,327	5,914	1,501	2,926	3,343
Policy Acquisition & Underwriting Costs	1,018	1,018	572.58	1,241	1,487	673.15
Selling, General & Administrative	1,747	1,552	1,225	1,572	1,163	1,032
Other Operating Expenses	650.06	-3.6	-1.95	-1.96	-1.35	-1.08
Total Operating Expenses	9,591	8,538	8,300	4,755	5,953	5,235
Operating Income	5,747	4,723	5,359	1,923	1,222	1,052
Interest Expense	-172.43	-351.22	-108.57	-89.57	-34.74	-38.3
Earnings From Equity Investments	1,916	1,332	-	-	-	-
Other Non Operating Income (Expenses)	0	0	-0	0	-	-
EBT Excluding Unusual Items	7,491	5,704	5,251	1,833	1,187	1,014
Gain (Loss) on Sale of Assets	-	-	-	3.2	-7.59	7.21
Pretax Income	7,491	5,704	5,251	1,837	1,179	1,021
Income Tax Expense	985.45	1,192	1,116	460.96	303.16	261.59
Earnings From Continuing Ops.	6,505	4,512	4,135	1,376	876.17	759.33
Net Income	6,505	4,512	4,135	1,376	876.17	759.33
Net Income to Common	6,505	4,512	4,135	1,376	876.17	759.33
Net Income Growth	123.72%	9.13%	200.56%	57.01%	15.39%	91.59%
Shares Outstanding (Basic)	227	227	227	227	227	227
Shares Outstanding (Diluted)	227	227	227	227	227	227
Shares Change (YoY)	0.24%	-	-	-	-	-
EPS (Basic)	28.68	19.92	18.25	6.07	3.87	3.35
EPS (Diluted)	28.68	19.92	18.25	6.07	3.87	3.35
EPS Growth	123.18%	9.13%	200.56%	57.01%	15.39%	91.59%
Free Cash Flow	4,259	4,273	3,701	870.02	2,992	2,442
Free Cash Flow Per Share	18.78	18.86	16.34	3.84	13.21	10.78
Dividend Per Share	15.000	5.000	13.240	2.650	2.300	2.000
Dividend Growth	13.29%	-62.24%	399.62%	15.22%	15.00%	-
Operating Margin	37.47%	35.62%	39.24%	28.79%	17.03%	16.73%
Profit Margin	42.41%	34.02%	30.27%	20.60%	12.21%	12.08%
Free Cash Flow Margin	27.77%	32.22%	27.09%	13.03%	41.70%	38.84%
EBITDA	5,801	4,811	5,467	2,030	1,314	1,146
EBITDA Margin	37.82%	36.27%	40.02%	30.40%	18.31%	18.23%
D&A For EBITDA	54.88	87.36	107.72	107.09	92.25	94.18
EBIT	5,747	4,723	5,359	1,923	1,222	1,052
EBIT Margin	37.47%	35.62%	39.24%	28.79%	17.03%	16.73%
Effective Tax Rate	13.16%	20.89%	21.25%	25.10%	25.71%	25.62%
Revenue as Reported	15,341	13,265	13,661	6,684	7,168	6,296

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.