Lanka Credit and Business Finance PLC (COSE:LCBF.N0000)
3.400
-0.100 (-2.86%)
At close: Jun 19, 2025
COSE:LCBF.N0000 Income Statement
Financials in millions LKR. Fiscal year is April - March.
Millions LKR. Fiscal year is Apr - Mar.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2018 - 2020 |
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Period Ending | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 | Mar '21 Mar 31, 2021 | 2018 - 2020 |
Interest and Dividend Income | 1,323 | 1,202 | 1,032 | 504.11 | 456.26 | Upgrade
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Total Interest Expense | 476.22 | 620.16 | 427.37 | 104.98 | 117.1 | Upgrade
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Net Interest Income | 846.81 | 582.29 | 604.62 | 399.13 | 339.16 | Upgrade
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Gain (Loss) on Sale of Investments | 2.5 | 1.13 | 2.75 | -10.81 | - | Upgrade
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Other Revenue | 106.51 | 157.35 | 44.93 | 46.4 | 29.72 | Upgrade
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Revenue Before Loan Losses | 955.82 | 740.77 | 652.3 | 434.71 | 368.88 | Upgrade
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Provision for Loan Losses | 89.46 | 122.57 | 90.99 | -61.7 | 22.89 | Upgrade
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Revenue | 866.36 | 618.2 | 561.3 | 496.41 | 345.99 | Upgrade
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Revenue Growth (YoY) | 40.14% | 10.14% | 13.07% | 43.47% | 63.36% | Upgrade
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Salaries & Employee Benefits | 240.01 | 193.8 | 145.81 | 106.4 | 93.72 | Upgrade
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Cost of Services Provided | 24.57 | 20.38 | 19.81 | 15.94 | - | Upgrade
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Other Operating Expenses | 243.02 | 196.72 | 144.27 | 90.71 | 65.55 | Upgrade
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Total Operating Expenses | 602.96 | 487.7 | 371.85 | 257.89 | 200.4 | Upgrade
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Operating Income | 263.39 | 130.51 | 189.45 | 238.52 | 145.59 | Upgrade
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Currency Exchange Gain (Loss) | -0.06 | -0.09 | - | - | - | Upgrade
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EBT Excluding Unusual Items | 263.33 | 130.41 | 189.45 | 238.52 | 145.59 | Upgrade
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Other Unusual Items | 0.48 | - | 2.65 | - | - | Upgrade
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Pretax Income | 282.69 | 148.56 | 212.55 | 238.52 | 100.29 | Upgrade
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Income Tax Expense | 78.17 | 26.46 | 49.78 | 140.94 | 75.29 | Upgrade
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Net Income | 204.51 | 122.09 | 162.77 | 97.58 | 25 | Upgrade
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Net Income to Common | 204.51 | 122.09 | 162.77 | 97.58 | 25 | Upgrade
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Net Income Growth | 67.51% | -24.99% | 66.80% | 290.27% | 118.70% | Upgrade
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Shares Outstanding (Basic) | 790 | 790 | 790 | 790 | 665 | Upgrade
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Shares Outstanding (Diluted) | 790 | 790 | 790 | 790 | 665 | Upgrade
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Shares Change (YoY) | - | - | - | 18.79% | 40.35% | Upgrade
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EPS (Basic) | 0.26 | 0.15 | 0.21 | 0.12 | 0.04 | Upgrade
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EPS (Diluted) | 0.26 | 0.15 | 0.21 | 0.12 | 0.04 | Upgrade
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EPS Growth | 67.51% | -24.99% | 66.80% | 228.54% | 56.63% | Upgrade
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Free Cash Flow | -1,512 | 630.82 | 289.61 | -481.8 | -401.18 | Upgrade
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Free Cash Flow Per Share | -1.91 | 0.80 | 0.37 | -0.61 | -0.60 | Upgrade
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Operating Margin | 30.40% | 21.11% | 33.75% | 48.05% | 42.08% | Upgrade
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Profit Margin | 23.61% | 19.75% | 29.00% | 19.66% | 7.23% | Upgrade
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Free Cash Flow Margin | -174.49% | 102.04% | 51.60% | -97.06% | -115.95% | Upgrade
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Effective Tax Rate | 27.65% | 17.81% | 23.42% | 59.09% | 75.07% | Upgrade
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Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.