National Development Bank Cash Flow Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	12,979	9,794	5,759	3,009	6,904	5,117
Depreciation & Amortization	892.13	848.26	779.11	784.92	794.1	797.64
Other Amortization	319.73	319.73	275.35	141.12	120.01	133.96
Gain (Loss) on Sale of Assets	-2.83	-2.83	-5.71	-3.83	-14.21	-1.86
Gain (Loss) on Sale of Investments	-27,608	-27,608	-878.08	17,751	1,370	645.55
Total Asset Writedown	185.57	185.57	-211.55	-168.27	-153	-108.11
Provision for Credit Losses	13,082	13,082	15,668	12,506	7,313	5,840
Change in Other Net Operating Assets	-106,988	-41,179	93,153	-54,315	-102,587	-15,622
Other Operating Activities	29,096	22,922	-4,935	3,671	1,274	-2,268
Operating Cash Flow	-77,941	-21,534	109,604	-16,625	-84,935	-5,466
Capital Expenditures	-1,152	-482.15	-398.26	-346.24	-637.75	-485.32
Sale of Property, Plant and Equipment	4.28	4.16	5.11	1.79	16.34	2.92
Investment in Securities	-14,490	-21,632	-25,191	-67,147	8,845	-62,439
Purchase / Sale of Intangibles	-35.74	-172.28	-1,934	-832.7	-437.76	-525.44
Other Investing Activities	-	-	-	-	-400	-
Investing Cash Flow	-15,673	-22,282	-27,518	-68,324	7,386	-63,447
Long-Term Debt Issued	-	10,000	5,000	-	8,000	6,500
Long-Term Debt Repaid	-	-5,561	-3,638	-	-	-10,000
Net Debt Issued (Repaid)	-5,782	4,439	1,362	-	8,000	-3,500
Issuance of Common Stock	163.03	-	-	-	9,469	-
Common Dividends Paid	-1,752	-697.33	-	-345.73	-333.03	-423.21
Net Increase (Decrease) in Deposit Accounts	90,111	22,132	-57,506	106,460	61,745	84,679
Other Financing Activities	10.05	-3,559	-3,401	-3,389	-2,446	-1,033
Financing Cash Flow	82,751	22,314	-59,545	102,726	76,435	79,723
Net Cash Flow	-10,863	-21,503	22,541	17,777	-1,114	10,809
Free Cash Flow	-79,092	-22,016	109,206	-16,971	-85,573	-5,951
Free Cash Flow Margin	-120.80%	-37.79%	423.69%	-113.12%	-378.80%	-30.52%
Free Cash Flow Per Share	-184.72	-51.65	257.01	-39.94	-231.51	-21.50
Cash Interest Paid	52,592	63,819	91,380	55,244	32,984	36,097
Cash Income Tax Paid	9,668	9,367	5,363	5,759	5,327	2,930

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.