Nations Trust Bank Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	70,346	64,013	70,558	54,308	28,657
Interest Paid on Deposits	31,568	28,097	35,607	25,007	14,580
Net Interest Income	38,778	35,916	34,951	29,301	14,078
Net Interest Income Growth (YoY)	7.97%	2.76%	19.28%	108.14%	2.97%
Income From Trading Activities	4,536	-3,301	-1,267	14,233	2,472
Gain (Loss) on Sale of Assets	2.76	-24.74	4.16	-0.15	0.24
Gain (Loss) on Sale of Investments	2,457	-1,547	472.29	44.13	509.04
Other Non-Interest Income	6,425	13,359	10,871	-4,711	6,210
Total Non-Interest Income	13,421	8,486	10,081	9,566	9,192
Non-Interest Income Growth (YoY)	58.15%	-15.82%	5.38%	4.08%	30.83%
Revenues Before Loan Losses	52,200	44,402	45,032	38,867	23,269
Provision for Loan Losses	-106.3	-3,196	7,500	13,842	3,742
Revenue	52,306	47,599	37,532	25,025	19,527
Revenue Growth (YoY)	9.89%	26.82%	49.98%	28.16%	15.88%
Salaries and Employee Benefits	9,434	8,460	7,284	5,999	4,620
Occupancy Expenses	715.6	633.71	643.18	731.33	827.8
Amortization of Goodwill & Intangibles	317.58	330.53	329.44	278.82	339.04
Selling, General & Administrative	359.97	249.03	314.35	118.54	95.54
Other Non-Interest Expense	13,076	12,188	10,653	7,452	5,225
Total Non-Interest Expense	23,903	21,862	19,224	14,580	11,107
EBT Excluding Unusual Items	28,403	25,737	18,308	10,445	8,420
Pretax Income	28,403	25,737	18,308	10,445	8,420
Income Tax Expense	9,145	8,934	6,837	3,217	1,726
Net Income	19,258	16,802	11,471	7,228	6,694
Net Income to Common	19,258	16,802	11,471	7,228	6,694
Net Income Growth	14.62%	46.48%	58.70%	7.99%	65.07%
Basic Shares Outstanding	336	336	334	334	334
Diluted Shares Outstanding	336	336	334	334	334
Shares Change (YoY)	-	0.84%	-0.07%	-0.01%	-0.05%
EPS (Basic)	57.26	49.96	34.39	21.66	20.05
EPS (Diluted)	57.26	49.96	34.39	21.66	20.05
EPS Growth	14.62%	45.25%	58.81%	8.00%	65.16%
Dividend Per Share	3.470	3.177	2.394	-	-
Dividend Growth	9.23%	32.70%	-	-	-
Effective Tax Rate	32.20%	34.71%	37.34%	30.80%	20.50%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.