Nations Trust Bank PLC (COSE:NTB.X0000)

Nations Trust Bank Income Statement

Financials in millions LKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	63,295	64,013	70,558	54,308	28,657	32,944
Interest Paid on Deposits	27,191	28,097	35,607	25,007	14,580	19,272
Net Interest Income	36,104	35,916	34,951	29,301	14,078	13,672
Net Interest Income Growth (YoY)	2.83%	2.76%	19.28%	108.14%	2.97%	-15.26%
Income From Trading Activities	2,545	-1,712	-1,267	14,233	2,472	1,375
Gain (Loss) on Sale of Assets	-24.74	-24.74	4.16	-0.15	0.24	1.33
Gain (Loss) on Sale of Investments	-3,309	-3,136	472.29	44.13	509.04	1,167
Other Non-Interest Income	9,757	13,359	10,871	-4,711	6,210	4,483
Total Non-Interest Income	8,968	8,486	10,081	9,566	9,192	7,026
Non-Interest Income Growth (YoY)	-10.58%	-15.82%	5.38%	4.08%	30.83%	9.47%
Revenues Before Loan Losses	45,072	44,402	45,032	38,867	23,269	20,698
Provision for Loan Losses	-3,309	-3,196	7,500	13,842	3,742	3,847
Revenue	48,381	47,599	37,532	25,025	19,527	16,851
Revenue Growth (YoY)	23.46%	26.82%	49.98%	28.16%	15.88%	-12.47%
Salaries and Employee Benefits	8,698	8,460	7,284	5,999	4,620	4,629
Occupancy Expenses	645.77	633.71	643.18	731.33	827.8	902.08
Amortization of Goodwill & Intangibles	318.2	330.53	329.44	278.82	339.04	379.9
Selling, General & Administrative	249.03	249.03	314.35	118.54	95.54	5.33
Other Non-Interest Expense	12,337	12,188	10,653	7,452	5,225	4,876
Total Non-Interest Expense	22,248	21,862	19,224	14,580	11,107	10,792
EBT Excluding Unusual Items	26,133	25,737	18,308	10,445	8,420	6,059
Pretax Income	26,133	25,737	18,308	10,445	8,420	6,059
Income Tax Expense	9,022	8,934	6,837	3,217	1,726	2,004
Net Income	17,111	16,802	11,471	7,228	6,694	4,055
Net Income to Common	17,111	16,802	11,471	7,228	6,694	4,055
Net Income Growth	37.40%	46.48%	58.70%	7.99%	65.07%	9.19%
Basic Shares Outstanding	331	331	331	331	331	331
Diluted Shares Outstanding	331	331	331	331	331	331
Shares Change (YoY)	0.02%	-	-0.07%	-0.01%	-0.05%	-0.03%
EPS (Basic)	51.75	50.82	34.69	21.85	20.23	12.25
EPS (Diluted)	51.75	50.82	34.69	21.85	20.23	12.25
EPS Growth	37.38%	46.48%	58.81%	8.00%	65.16%	9.22%
Dividend Per Share	3.204	3.204	2.415	-	-	1.714
Dividend Growth	32.69%	32.69%	-	-	-	-13.04%
Effective Tax Rate	34.52%	34.71%	37.34%	30.80%	20.50%	33.07%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.