COSE:PABC.N0000 Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	30,703	30,782	37,123	26,626	18,798
Interest Paid on Deposits	17,956	18,646	26,821	17,171	9,157
Net Interest Income	12,748	12,136	10,302	9,455	9,642
Net Interest Income Growth (YoY)	5.04%	17.79%	8.96%	-1.93%	30.83%
Income From Trading Activities	508.39	753.37	910.21	111.32	92.26
Gain (Loss) on Sale of Assets	-	-1.31	-1.3	-	-
Gain (Loss) on Sale of Investments	226.86	-3,747	116.69	-	-
Other Non-Interest Income	2,515	975.27	767.34	-960.44	2,175
Total Non-Interest Income	3,250	-2,020	1,793	-849.13	2,267
Non-Interest Income Growth (YoY)	-	-	-	-	13.89%
Revenues Before Loan Losses	15,998	10,116	12,095	8,606	11,909
Provision for Loan Losses	520.81	-5,061	2,715	2,861	2,370
Revenue	15,477	15,177	9,381	5,746	9,538
Revenue Growth (YoY)	1.97%	61.79%	63.26%	-39.76%	22.85%
Salaries and Employee Benefits	3,633	3,508	2,660	1,894	2,227
Occupancy Expenses	631.24	540.21	513.13	-	-
Selling, General & Administrative	-	360.17	269.89	229.85	266.06
Other Non-Interest Expense	5,392	4,742	3,609	2,972	3,011
Total Non-Interest Expense	9,657	9,150	7,052	5,096	5,505
EBT Excluding Unusual Items	5,820	6,028	2,328	649.85	4,034
Pretax Income	5,820	6,028	2,328	649.85	4,034
Income Tax Expense	1,815	1,893	473.38	-1,352	958.3
Net Income	4,006	4,135	1,855	2,002	3,075
Net Income to Common	4,006	4,135	1,855	2,002	3,075
Net Income Growth	-3.12%	122.90%	-7.34%	-34.90%	50.15%
Basic Shares Outstanding	443	443	443	443	443
Diluted Shares Outstanding	443	443	443	443	443
Shares Change (YoY)	0.01%	-	-	-	-
EPS (Basic)	9.05	9.34	4.19	4.52	6.95
EPS (Diluted)	9.05	9.34	4.19	4.52	6.95
EPS Growth	-3.13%	122.90%	-7.34%	-34.90%	50.15%
Dividend Per Share	1.000	1.000	0.250	-	-
Dividend Growth	-	300.00%	-	-	-
Effective Tax Rate	31.18%	31.40%	20.33%	-	23.76%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.