Seylan Bank Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	80,728	84,363	107,168	86,106	46,781	51,112
Interest Paid on Deposits	43,843	47,273	66,717	45,219	22,877	31,302
Net Interest Income	36,885	37,090	40,452	40,887	23,904	19,811
Net Interest Income Growth (YoY)	-0.71%	-8.31%	-1.06%	71.05%	20.66%	4.58%
Income From Trading Activities	361.99	461.39	818.21	-446.96	-217.84	348.74
Gain (Loss) on Sale of Assets	3.56	3.56	7.68	2.28	10.32	8.88
Gain (Loss) on Sale of Investments	152.09	265.18	150.29	34.15	553.43	782.57
Other Non-Interest Income	15,170	13,886	6,898	10,902	7,480	4,772
Total Non-Interest Income	15,688	14,616	7,874	10,492	7,826	5,912
Non-Interest Income Growth (YoY)	94.32%	85.63%	-24.95%	34.07%	32.36%	3.71%
Revenues Before Loan Losses	52,573	51,705	48,326	51,379	31,729	25,723
Provision for Loan Losses	3,234	6,611	15,485	26,433	10,417	6,993
Revenue	49,339	45,094	32,840	24,946	21,313	18,730
Revenue Growth (YoY)	26.40%	37.31%	31.64%	17.05%	13.79%	-9.78%
Salaries and Employee Benefits	10,904	10,242	9,194	8,007	6,946	7,275
Occupancy Expenses	1,414	1,366	1,348	1,416	1,479	1,486
Other Non-Interest Expense	15,864	14,540	12,028	8,725	6,697	5,673
Total Non-Interest Expense	28,183	26,147	22,571	18,149	15,123	14,434
EBT Excluding Unusual Items	21,156	18,947	10,269	6,797	6,190	4,296
Asset Writedown	-	-	-	-	-5.36	-
Pretax Income	18,444	16,235	10,269	6,797	6,185	4,296
Income Tax Expense	6,548	6,082	3,869	2,219	1,449	1,198
Earnings From Continuing Operations	11,896	10,153	6,401	4,578	4,736	3,098
Minority Interest in Earnings	-56.1	-39.33	-79.51	-3.41	-82.67	-59.43
Net Income	11,840	10,113	6,321	4,574	4,653	3,039
Net Income to Common	11,840	10,113	6,321	4,574	4,653	3,039
Net Income Growth	40.10%	59.99%	38.19%	-1.69%	53.13%	-18.59%
Basic Shares Outstanding	635	636	636	633	624	617
Diluted Shares Outstanding	635	636	636	633	624	617
Shares Change (YoY)	-0.03%	-	0.40%	1.49%	1.10%	22.76%
EPS (Basic)	18.63	15.91	9.94	7.23	7.46	4.92
EPS (Diluted)	18.63	15.91	9.94	7.23	7.46	4.92
EPS Growth	40.14%	59.99%	37.64%	-3.13%	51.45%	-33.68%
Dividend Per Share	3.500	3.500	0.972	-	-	-
Dividend Growth	260.05%	260.05%	-	-	-	-
Effective Tax Rate	35.50%	37.46%	37.67%	32.65%	23.43%	27.88%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.