Seylan Bank Income Statement

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	82,428	84,363	107,168	86,106	46,781
Interest Paid on Deposits	43,794	47,273	66,717	45,219	22,877
Net Interest Income	38,634	37,090	40,452	40,887	23,904
Net Interest Income Growth (YoY)	4.16%	-8.31%	-1.06%	71.05%	20.66%
Income From Trading Activities	249.18	461.39	818.21	-446.96	-217.84
Gain (Loss) on Sale of Assets	5.05	3.56	7.68	2.28	10.32
Gain (Loss) on Sale of Investments	197.79	265.18	150.29	34.15	553.43
Other Non-Interest Income	9,295	12,719	6,898	10,902	7,480
Total Non-Interest Income	9,747	13,449	7,874	10,492	7,826
Non-Interest Income Growth (YoY)	-27.52%	70.81%	-24.95%	34.07%	32.36%
Revenues Before Loan Losses	48,381	50,539	48,326	51,379	31,729
Provision for Loan Losses	601.13	6,287	15,485	26,433	10,417
Revenue	47,780	44,251	32,840	24,946	21,313
Revenue Growth (YoY)	7.97%	34.75%	31.64%	17.05%	13.79%
Salaries and Employee Benefits	11,304	10,242	9,194	8,007	6,946
Occupancy Expenses	1,465	1,366	1,348	1,416	1,479
Other Non-Interest Expense	15,174	13,697	12,028	8,725	6,697
Total Non-Interest Expense	27,943	25,304	22,571	18,149	15,123
EBT Excluding Unusual Items	19,837	18,947	10,269	6,797	6,190
Asset Writedown	-	-	-	-	-5.36
Pretax Income	19,837	16,235	10,269	6,797	6,185
Income Tax Expense	7,610	6,082	3,869	2,219	1,449
Earnings From Continuing Operations	12,227	10,153	6,401	4,578	4,736
Minority Interest in Earnings	-59.08	-39.33	-79.51	-3.41	-82.67
Net Income	12,168	10,113	6,321	4,574	4,653
Net Income to Common	12,168	10,113	6,321	4,574	4,653
Net Income Growth	20.31%	59.99%	38.19%	-1.69%	53.13%
Basic Shares Outstanding	636	636	636	633	624
Diluted Shares Outstanding	636	636	636	633	624
Shares Change (YoY)	-	-	0.40%	1.49%	1.10%
EPS (Basic)	19.14	15.91	9.94	7.23	7.46
EPS (Diluted)	19.14	15.91	9.94	7.23	7.46
EPS Growth	20.31%	59.99%	37.64%	-3.13%	51.45%
Dividend Per Share	4.000	3.500	0.972	-	-
Dividend Growth	14.29%	260.05%	-	-	-
Effective Tax Rate	38.36%	37.46%	37.67%	32.65%	23.43%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.