Seylan Bank Balance Sheet

Financials in millions LKR. Fiscal year is January - December.

Millions LKR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	18,964	67,540	70,916	42,074	24,326	10,036
Investment Securities	256,593	192,931	144,913	123,616	107,322	123,505
Trading Asset Securities	13,208	21,401	26,945	18,301	5,260	4,958
Total Investments	269,802	214,332	171,857	141,917	112,582	128,462
Gross Loans	596,867	530,782	503,173	496,382	471,438	415,222
Allowance for Loan Losses	-63,112	-62,165	-59,673	-46,212	-23,929	-15,535
Other Adjustments to Gross Loans	-	-5,667	-5,968	-5,950	-5,532	-5,921
Net Loans	533,755	462,951	437,532	444,220	441,977	393,766
Property, Plant & Equipment	10,818	10,707	9,363	9,185	9,658	8,993
Other Intangible Assets	697.97	669.78	536.99	510.15	592.89	620.53
Investments in Real Estate	818.4	857.39	884.22	886.68	870.26	856.6
Other Receivables	-	7,914	8,240	8,320	4,624	2,560
Restricted Cash	5,263	8,719	7,028	16,784	8,726	7,371
Other Current Assets	-	1,618	2,173	1,187	760.36	957.23
Long-Term Deferred Tax Assets	-	-	2,571	2,685	-	-
Other Long-Term Assets	13,566	3,265	5,332	3,407	2,402	2,603
Total Assets	853,685	780,067	717,993	672,835	608,090	558,006
Accrued Expenses	-	5,415	3,535	2,017	1,762	1,467
Interest Bearing Deposits	630,994	606,236	556,622	514,568	454,347	410,592
Non-Interest Bearing Deposits	43,860	43,760	40,246	35,696	36,620	31,955
Total Deposits	674,854	649,996	596,869	550,264	490,967	442,547
Short-Term Borrowings	41.82	0.81	32.27	906.81	3,379	9,194
Current Portion of Long-Term Debt	5,040	2,201	12,268	19,362	2,662	5,254
Current Portion of Leases	-	297.94	-	-	-	-
Current Income Taxes Payable	3,556	1,523	2,720	5,179	1,612	846.58
Other Current Liabilities	-	856.2	990.36	387.23	721.26	906.35
Long-Term Debt	61,545	32,555	26,676	26,365	42,968	37,920
Long-Term Leases	2,711	2,133	2,245	2,255	2,007	1,583
Pension & Post-Retirement Benefits	3,781	3,596	2,510	1,309	1,011	1,002
Other Long-Term Liabilities	19,992	7,361	6,451	7,324	5,131	3,440
Total Liabilities	772,313	706,391	654,295	615,369	552,803	505,950
Common Stock	21,693	21,693	20,909	19,926	18,324	17,548
Retained Earnings	52,489	46,361	38,456	34,300	32,334	27,519
Comprehensive Income & Other	6,118	4,550	3,017	1,976	3,301	5,703
Total Common Equity	80,300	72,605	62,382	56,202	53,958	50,770
Minority Interest	1,072	1,071	1,316	1,264	1,329	1,286
Shareholders' Equity	81,372	73,676	63,698	57,466	55,287	52,056
Total Liabilities & Equity	853,685	780,067	717,993	672,835	608,090	558,006
Total Debt	69,338	37,188	41,221	48,889	51,016	53,951
Net Cash (Debt)	-6,556	51,754	56,639	11,486	-21,430	-28,227
Net Cash Growth	-	-8.63%	393.12%	-	-	-
Net Cash Per Share	-10.32	81.42	89.10	18.14	-34.35	-45.75
Filing Date Shares Outstanding	635.65	635.65	635.65	635.65	635.65	635.65
Total Common Shares Outstanding	635.65	635.65	635.65	635.65	635.65	635.65
Book Value Per Share	126.33	114.22	98.14	88.42	84.89	79.87
Tangible Book Value	79,602	71,935	61,845	55,692	53,365	50,149
Tangible Book Value Per Share	125.23	113.17	97.29	87.61	83.95	78.89

Source: S&P Global Market Intelligence. Banks template. Financial Sources.