Seylan Bank PLC (COSE:SEYB.X0000)

Accolade Income Statement

Financials in millions LKR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	79,831	84,363	107,168	86,106	46,781	51,112
Interest Paid on Deposits	43,575	47,273	66,717	45,219	22,877	31,302
Net Interest Income	36,256	37,090	40,452	40,887	23,904	19,811
Net Interest Income Growth (YoY)	-6.00%	-8.31%	-1.06%	71.05%	20.66%	4.58%
Income From Trading Activities	497.13	461.39	818.21	-446.96	-217.84	348.74
Gain (Loss) on Sale of Assets	3.56	3.56	7.68	2.28	10.32	8.88
Gain (Loss) on Sale of Investments	147.57	265.18	150.29	34.15	553.43	782.57
Other Non-Interest Income	14,603	13,886	6,898	10,902	7,480	4,772
Total Non-Interest Income	15,251	14,616	7,874	10,492	7,826	5,912
Non-Interest Income Growth (YoY)	53.15%	85.63%	-24.95%	34.07%	32.36%	3.71%
Revenues Before Loan Losses	51,507	51,705	48,326	51,379	31,729	25,723
Provision for Loan Losses	4,146	6,611	15,485	26,433	10,417	6,993
Revenue	47,360	45,094	32,840	24,946	21,313	18,730
Revenue Growth (YoY)	24.21%	37.31%	31.64%	17.05%	13.79%	-9.78%
Salaries and Employee Benefits	10,671	10,242	9,194	8,007	6,946	7,275
Occupancy Expenses	1,398	1,366	1,348	1,416	1,479	1,486
Other Non-Interest Expense	15,249	14,540	12,028	8,725	6,697	5,673
Total Non-Interest Expense	27,317	26,147	22,571	18,149	15,123	14,434
EBT Excluding Unusual Items	20,043	18,947	10,269	6,797	6,190	4,296
Asset Writedown	-	-	-	-	-5.36	-
Pretax Income	17,331	16,235	10,269	6,797	6,185	4,296
Income Tax Expense	6,263	6,082	3,869	2,219	1,449	1,198
Earnings From Continuing Operations	11,068	10,153	6,401	4,578	4,736	3,098
Minority Interest in Earnings	-50	-39.33	-79.51	-3.41	-82.67	-59.43
Net Income	11,018	10,113	6,321	4,574	4,653	3,039
Net Income to Common	11,018	10,113	6,321	4,574	4,653	3,039
Net Income Growth	31.80%	59.99%	38.19%	-1.69%	53.13%	-18.59%
Basic Shares Outstanding	636	636	636	633	624	617
Diluted Shares Outstanding	636	636	636	633	624	617
Shares Change (YoY)	0.45%	-	0.40%	1.49%	1.10%	22.76%
EPS (Basic)	17.33	15.91	9.94	7.23	7.46	4.92
EPS (Diluted)	17.33	15.91	9.94	7.23	7.46	4.92
EPS Growth	31.21%	59.99%	37.64%	-3.13%	51.45%	-33.68%
Dividend Per Share	-	3.500	0.972	-	-	-
Dividend Growth	-	260.05%	-	-	-	-
Effective Tax Rate	36.14%	37.46%	37.67%	32.65%	23.43%	27.88%

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.