Vallibel Finance PLC (COSE: VFIN.N0000)

Vallibel Finance Income Statement

Financials in millions LKR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	17,757	18,372	15,676	9,930	8,331	8,912
Total Interest Expense	10,441	11,419	11,014	4,235	4,068	4,855
Net Interest Income	7,315	6,952	4,662	5,696	4,264	4,058
Commissions and Fees	727.34	697.03	505.81	672.71	373.55	350.34
Gain (Loss) on Sale of Investments	107.93	107.93	21.43	64.05	67.17	107.41
Other Revenue	85.72	167.16	149.6	83.17	73.86	99.96
Revenue Before Loan Losses	8,236	7,925	5,339	6,515	4,778	4,615
Provision for Loan Losses	476	437.78	97.58	592.49	575.08	487.82
Revenue	7,760	7,487	5,241	5,923	4,203	4,128
Revenue Growth (YoY)	40.11%	42.85%	-11.51%	40.91%	1.83%	14.91%
Salaries & Employee Benefits	2,089	1,949	1,553	1,405	1,069	1,053
Cost of Services Provided	544.1	535.08	435.65	417.5	281.93	304
Other Operating Expenses	2,479	2,276	1,477	1,410	1,057	1,118
Total Operating Expenses	5,111	4,760	3,466	3,232	2,407	2,475
Operating Income	2,649	2,727	1,775	2,690	1,796	1,652
EBT Excluding Unusual Items	2,896	2,727	1,775	2,690	1,796	1,652
Other Unusual Items	626.17	626.17	268.14	1,213	590.23	209.55
Pretax Income	3,781	3,611	2,047	3,904	2,387	1,862
Income Tax Expense	1,623	1,556	719.46	1,062	660.82	608.69
Net Income	2,158	2,055	1,327	2,842	1,726	1,253
Net Income to Common	2,158	2,055	1,327	2,842	1,726	1,253
Net Income Growth	71.80%	54.81%	-53.29%	64.67%	37.68%	11.05%
Shares Outstanding (Basic)	235	235	235	235	235	235
Shares Outstanding (Diluted)	235	235	235	235	235	235
Shares Change (YoY)	-	-	-	-	-	6.20%
EPS (Basic)	9.17	8.73	5.64	12.07	7.33	5.32
EPS (Diluted)	9.17	8.73	5.64	12.07	7.33	5.32
EPS Growth	71.80%	54.81%	-53.29%	64.67%	37.70%	4.54%
Free Cash Flow	3,302	2,855	6,176	-12,571	730.57	1,997
Free Cash Flow Per Share	14.03	12.13	26.23	-53.39	3.10	8.48
Dividend Per Share	2.000	2.000	1.000	2.000	1.500	-
Dividend Growth	100.00%	100.00%	-50.00%	33.33%	-	-
Operating Margin	34.14%	36.42%	33.87%	45.42%	42.73%	40.03%
Profit Margin	27.81%	27.45%	25.33%	47.98%	41.06%	30.37%
Free Cash Flow Margin	42.55%	38.13%	117.85%	-212.25%	17.38%	48.39%
Effective Tax Rate	42.92%	43.10%	35.15%	27.21%	27.69%	32.69%
Revenue as Reported	19,863	20,281	16,689	11,978	9,470	9,695

Source: S&P Capital IQ. Financial Services template. Financial Sources.