Nordfyns Bank Income Statement

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	137.67	161.45	159.83	98.81	92.17	97.22
Interest Income on Investments	43.16	46.03	30.02	7.65	0.09	-0.81
Total Interest Income	180.83	207.48	189.85	106.46	92.26	96.4
Interest Paid on Deposits	31.85	40.43	21.42	7.2	5.56	5.42
Interest Paid on Borrowings	-	-	-	-10.23	-12.6	-6.75
Total Interest Expense	31.85	40.43	21.42	-3.03	-7.04	-1.33
Net Interest Income	148.98	167.06	168.43	109.49	99.3	97.73
Net Interest Income Growth (YoY)	-13.94%	-0.82%	53.84%	10.26%	1.61%	-0.57%
Gain (Loss) on Sale of Assets	0.17	0.17	-0.01	-0.14	0.18	-0.27
Gain (Loss) on Sale of Investments	21.14	28.49	35.92	-21.65	10.03	10.14
Other Non-Interest Income	113.07	113.02	111.69	120.76	119.37	101.8
Total Non-Interest Income	134.37	141.68	147.6	98.96	129.58	111.67
Non-Interest Income Growth (YoY)	-12.43%	-4.01%	49.15%	-23.63%	16.04%	2.18%
Revenues Before Loan Losses	283.35	308.74	316.03	208.45	228.87	209.4
Provision for Loan Losses	4.32	-10.71	-5.4	7.26	-24.97	22.88
Revenue	279.03	319.45	321.43	201.18	253.84	186.51
Revenue Growth (YoY)	-18.30%	-0.62%	59.77%	-20.75%	36.10%	-5.23%
Occupancy Expenses	10.12	8.58	8.49	10.86	9.34	8.92
Selling, General & Administrative	206.02	174.4	159.76	152.55	141.42	129.95
Other Non-Interest Expense	11.19	11.55	9.29	9.61	8.82	8.4
Total Non-Interest Expense	227.32	194.51	177.53	173	159.57	147.25
EBT Excluding Unusual Items	51.72	124.94	143.91	28.18	94.27	39.27
Asset Writedown	-7.67	-7.67	-0.49	2.91	-0.62	-1.95
Pretax Income	44.04	117.27	143.42	31.09	93.65	37.32
Income Tax Expense	20.45	34.3	33.15	5.67	18.86	7.15
Net Income	23.6	82.97	110.27	25.42	74.79	30.17
Preferred Dividends & Other Adjustments	-4.21	-4.21	3.25	3.25	3.25	1.59
Net Income to Common	27.8	87.18	107.02	22.17	71.53	28.59
Net Income Growth	-79.18%	-24.75%	333.75%	-66.00%	147.88%	-29.09%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
EPS (Basic)	16.42	53.07	65.14	13.50	43.54	17.40
EPS (Diluted)	16.42	53.07	65.10	13.50	43.50	17.40
EPS Growth	-75.52%	-18.49%	382.34%	-68.97%	150.01%	-32.81%
Dividend Per Share	13.000	13.000	17.000	-	-	-
Dividend Growth	-23.53%	-23.53%	-	-	-	-
Effective Tax Rate	46.42%	29.25%	23.11%	18.24%	20.14%	19.16%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.