Nordfyns Bank A/S (CPH:NRDF)

Nordfyns Bank Statistics

Total Valuation

Nordfyns Bank has a market cap or net worth of DKK 1.01 billion.

Market Cap	1.01B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, August 26, 2025.

Earnings Date	Aug 26, 2025
Ex-Dividend Date	Mar 27, 2025

Share Statistics

Nordfyns Bank has 1.64 million shares outstanding.

Current Share Class	1.64M
Shares Outstanding	1.64M
Shares Change (YoY)	n/a
Shares Change (QoQ)	-3.64%
Owned by Insiders (%)	0.78%
Owned by Institutions (%)	0.19%
Float	1.63M

Valuation Ratios

The trailing PE ratio is 15.48.

PE Ratio	15.48
Forward PE	n/a
PS Ratio	3.34
PB Ratio	1.29
P/TBV Ratio	1.29
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.68
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.96%.

Return on Equity (ROE)	7.96%
Return on Assets (ROA)	1.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.36M
Profits Per Employee	509,969
Employee Count	119
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Nordfyns Bank has paid 25.71 million in taxes.

Income Tax	25.71M
Effective Tax Rate	29.63%

Stock Price Statistics

The stock price has increased by +76.72% in the last 52 weeks. The beta is 0.64, so Nordfyns Bank's price volatility has been lower than the market average.

Beta (5Y)	0.64
52-Week Price Change	+76.72%
50-Day Moving Average	601.70
200-Day Moving Average	427.21
Relative Strength Index (RSI)	55.37
Average Volume (20 Days)	7,368

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Nordfyns Bank had revenue of DKK 302.27 million and earned 65.28 million in profits. Earnings per share was 39.73.

Revenue	302.27M
Gross Profit	302.27M
Operating Income	94.44M
Pretax Income	86.78M
Net Income	65.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	39.73

Balance Sheet

The company has 899.10 million in cash and 137.01 million in debt, giving a net cash position of 762.10 million or 463.88 per share.

Cash & Cash Equivalents	899.10M
Total Debt	137.01M
Net Cash	762.10M
Net Cash Per Share	463.88
Equity (Book Value)	785.56M
Book Value Per Share	456.18
Working Capital	-3.86B

Cash Flow

In the last 12 months, operating cash flow was -190.41 million and capital expenditures -10.43 million, giving a free cash flow of -200.85 million.

Operating Cash Flow	-190.41M
Capital Expenditures	-10.43M
Free Cash Flow	-200.85M
FCF Per Share	-122.26

Margins

Gross Margin	n/a
Operating Margin	31.24%
Pretax Margin	28.71%
Profit Margin	20.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 13.00, which amounts to a dividend yield of 2.11%.

Dividend Per Share	13.00
Dividend Yield	2.11%
Dividend Growth (YoY)	-23.53%
Years of Dividend Growth	1
Payout Ratio	35.17%
Buyback Yield	n/a
Shareholder Yield	2.13%
Earnings Yield	6.46%
FCF Yield	-19.88%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 25, 2020. It was a forward split with a ratio of 5.

Last Split Date	Aug 25, 2020
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2