Sparekassen Sjælland-Fyn A/S (CPH:SPKSJF)

Sparekassen Sjælland-Fyn Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	-	4,632	3,312	4,201	5,294	2,982
Investment Securities	-	11,251	11,290	6,532	5,774	6,193
Trading Asset Securities	-	24.52	20.03	23.09	30	25.32
Total Investments	-	11,275	11,311	6,555	5,804	6,218
Gross Loans	-	13,202	12,237	12,617	12,583	12,874
Allowance for Loan Losses	-	-556.71	-547.27	-549.22	-631.17	-657.2
Net Loans	-	12,645	11,690	12,067	11,951	12,217
Property, Plant & Equipment	-	478.34	448.68	394.26	342.37	350.52
Goodwill	-	91.15	91.15	91.15	91.15	91.15
Other Intangible Assets	-	-	-	0.02	0.1	0.17
Investments in Real Estate	-	146.57	135.9	121.5	122.05	157.47
Accrued Interest Receivable	-	90.69	112.52	62.99	65.93	81.04
Other Receivables	-	181.62	166.82	150.72	51.11	39.72
Long-Term Deferred Tax Assets	-	-	55.27	116.2	162.98	163.75
Other Long-Term Assets	-	2,159	2,308	4,240	3,381	3,057
Total Assets	-	31,700	29,631	28,001	27,266	25,359
Accrued Expenses	-	37.16	38.75	40.11	36.08	32.8
Interest Bearing Deposits	-	3,592	3,002	3,407	3,153	3,275
Non-Interest Bearing Deposits	-	19,882	19,647	18,765	18,929	17,195
Total Deposits	-	23,474	22,649	22,171	22,083	20,470
Short-Term Borrowings	-	514.1	489.92	599.4	587.52	550.29
Current Portion of Long-Term Debt	-	1,518	912.13	0.17	0.43	0.16
Current Portion of Leases	-	10.14	10.23	10.44	20.49	21.77
Current Income Taxes Payable	-	-	-	-	-	3.6
Accrued Interest Payable	-	19.99	13.46	16.32	12.37	15.3
Other Current Liabilities	-	10.4	7.27	12.67	20.89	12.41
Long-Term Debt	-	1,168	950.4	1,049	768.92	674.21
Long-Term Leases	-	17.77	25	34.06	27	44.72
Long-Term Deferred Tax Liabilities	-	3.29	-	-	-	-
Other Long-Term Liabilities	-	499.24	406.62	272.2	327.54	295.6
Total Liabilities	-	27,272	25,503	24,205	23,884	22,121
Common Stock	-	173.75	173.75	173.75	173.75	173.75
Retained Earnings	-	3,273	2,882	2,673	2,260	2,114
Comprehensive Income & Other	-	981.01	1,073	948.75	948.4	949.92
Shareholders' Equity	4,556	4,428	4,129	3,796	3,382	3,237
Total Liabilities & Equity	-	31,700	29,631	28,001	27,266	25,359
Total Debt	2,226	3,228	2,388	1,693	1,404	1,291
Net Cash (Debt)	2,623	1,428	944.56	2,531	3,920	1,716
Net Cash Growth	94.27%	51.21%	-62.69%	-35.42%	128.39%	82.89%
Net Cash Per Share	156.67	83.20	54.74	146.94	226.83	98.97
Filing Date Shares Outstanding	20.66	17.03	17.3	17.21	17.24	17.32
Total Common Shares Outstanding	20.66	17.03	17.3	17.21	17.24	17.32
Book Value Per Share	245.87	235.81	209.27	198.12	173.76	164.67
Tangible Book Value	4,465	4,336	4,037	3,704	3,291	3,146
Tangible Book Value Per Share	240.46	230.46	204.00	192.82	168.47	159.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.