Sparekassen Sjælland-Fyn A/S (CPH: SPKSJF)

Sparekassen Sjælland-Fyn Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	5,796	4,632	3,312	4,201	5,294	2,982
Investment Securities	9,731	11,251	11,290	6,532	5,774	6,193
Trading Asset Securities	-	24.52	20.03	23.09	30	25.32
Total Investments	9,731	11,275	11,311	6,555	5,804	6,218
Gross Loans	13,511	13,202	12,237	12,617	12,583	12,874
Allowance for Loan Losses	-639.1	-556.71	-547.27	-549.22	-631.17	-657.2
Net Loans	12,872	12,645	11,690	12,067	11,951	12,217
Property, Plant & Equipment	487.67	478.34	448.68	394.26	342.37	350.52
Goodwill	91.15	91.15	91.15	91.15	91.15	91.15
Other Intangible Assets	-	-	-	0.02	0.1	0.17
Investments in Real Estate	175.9	146.57	135.9	121.5	122.05	157.47
Accrued Interest Receivable	24.02	90.69	112.52	62.99	65.93	81.04
Other Receivables	-	181.62	166.82	150.72	51.11	39.72
Long-Term Deferred Tax Assets	12.55	-	55.27	116.2	162.98	163.75
Other Long-Term Assets	2,567	2,159	2,308	4,240	3,381	3,057
Total Assets	31,758	31,700	29,631	28,001	27,266	25,359
Accrued Expenses	36.12	37.16	38.75	40.11	36.08	32.8
Interest Bearing Deposits	23,909	3,592	3,002	3,407	3,153	3,275
Non-Interest Bearing Deposits	-	19,882	19,647	18,765	18,929	17,195
Total Deposits	23,909	23,474	22,649	22,171	22,083	20,470
Short-Term Borrowings	-	514.1	489.92	599.4	587.52	550.29
Current Portion of Long-Term Debt	-	1,518	912.13	0.17	0.43	0.16
Current Portion of Leases	-	10.14	10.23	10.44	20.49	21.77
Current Income Taxes Payable	52.49	-	-	-	-	3.6
Accrued Interest Payable	-	19.99	13.46	16.32	12.37	15.3
Other Current Liabilities	-	10.4	7.27	12.67	20.89	12.41
Long-Term Debt	2,511	1,168	950.4	1,049	768.92	674.21
Long-Term Leases	-	17.77	25	34.06	27	44.72
Long-Term Deferred Tax Liabilities	-	3.29	-	-	-	-
Other Long-Term Liabilities	534.54	499.24	406.62	272.2	327.54	295.6
Total Liabilities	27,043	27,272	25,503	24,205	23,884	22,121
Common Stock	169.8	173.75	173.75	173.75	173.75	173.75
Retained Earnings	3,563	3,273	2,882	2,673	2,260	2,114
Comprehensive Income & Other	982.44	981.01	1,073	948.75	948.4	949.92
Shareholders' Equity	4,715	4,428	4,129	3,796	3,382	3,237
Total Liabilities & Equity	31,758	31,700	29,631	28,001	27,266	25,359
Total Debt	2,511	3,228	2,388	1,693	1,404	1,291
Net Cash (Debt)	3,285	1,428	944.56	2,531	3,920	1,716
Net Cash Growth	143.33%	51.21%	-62.68%	-35.42%	128.39%	82.89%
Net Cash Per Share	194.40	83.20	54.74	146.94	226.83	98.97
Filing Date Shares Outstanding	16.86	17.03	17.3	17.21	17.24	17.32
Total Common Shares Outstanding	16.86	17.03	17.3	17.21	17.24	17.32
Book Value Per Share	255.20	235.81	209.27	198.12	173.76	164.67
Tangible Book Value	4,624	4,336	4,037	3,704	3,291	3,146
Tangible Book Value Per Share	249.80	230.46	204.00	192.82	168.47	159.40

Source: S&P Capital IQ. Banks template. Financial Sources.