Sparekassen Sjælland-Fyn A/S (CPH: SPKSJF)

Sparekassen Sjælland-Fyn Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	4,849	4,632	3,312	4,201	5,294	2,982
Investment Securities	10,236	11,251	11,290	6,532	5,774	6,193
Trading Asset Securities	-	24.52	20.03	23.09	30	25.32
Total Investments	10,236	11,275	11,311	6,555	5,804	6,218
Gross Loans	13,330	13,202	12,237	12,617	12,583	12,874
Allowance for Loan Losses	-622.75	-556.71	-547.27	-549.22	-631.17	-657.2
Net Loans	12,707	12,645	11,690	12,067	11,951	12,217
Property, Plant & Equipment	493.35	478.34	448.68	394.26	342.37	350.52
Goodwill	91.15	91.15	91.15	91.15	91.15	91.15
Other Intangible Assets	-	-	-	0.02	0.1	0.17
Investments in Real Estate	144.81	146.57	135.9	121.5	122.05	157.47
Accrued Interest Receivable	24.13	90.69	112.52	62.99	65.93	81.04
Other Receivables	22.28	181.62	166.82	150.72	51.11	39.72
Long-Term Deferred Tax Assets	-	-	55.27	116.2	162.98	163.75
Other Long-Term Assets	2,518	2,159	2,308	4,240	3,381	3,057
Total Assets	31,085	31,700	29,631	28,001	27,266	25,359
Accrued Expenses	35.45	37.16	38.75	40.11	36.08	32.8
Interest Bearing Deposits	23,693	3,592	3,002	3,407	3,153	3,275
Non-Interest Bearing Deposits	-	19,882	19,647	18,765	18,929	17,195
Total Deposits	23,693	23,474	22,649	22,171	22,083	20,470
Short-Term Borrowings	-	514.1	489.92	599.4	587.52	550.29
Current Portion of Long-Term Debt	-	1,518	912.13	0.17	0.43	0.16
Current Portion of Leases	-	10.14	10.23	10.44	20.49	21.77
Current Income Taxes Payable	-	-	-	-	-	3.6
Accrued Interest Payable	-	19.99	13.46	16.32	12.37	15.3
Other Current Liabilities	-	10.4	7.27	12.67	20.89	12.41
Long-Term Debt	2,226	1,168	950.4	1,049	768.92	674.21
Long-Term Leases	-	17.77	25	34.06	27	44.72
Long-Term Deferred Tax Liabilities	5.55	3.29	-	-	-	-
Other Long-Term Liabilities	568.32	499.24	406.62	272.2	327.54	295.6
Total Liabilities	26,529	27,272	25,503	24,205	23,884	22,121
Common Stock	169.8	173.75	173.75	173.75	173.75	173.75
Retained Earnings	3,405	3,273	2,882	2,673	2,260	2,114
Comprehensive Income & Other	980.92	981.01	1,073	948.75	948.4	949.92
Shareholders' Equity	4,556	4,428	4,129	3,796	3,382	3,237
Total Liabilities & Equity	31,085	31,700	29,631	28,001	27,266	25,359
Total Debt	2,226	3,228	2,388	1,693	1,404	1,291
Net Cash (Debt)	2,623	1,428	944.56	2,531	3,920	1,716
Net Cash Growth	122.69%	51.21%	-62.68%	-35.42%	128.39%	82.89%
Net Cash Per Share	154.32	83.20	54.74	146.94	226.83	98.97
Filing Date Shares Outstanding	16.86	17.03	17.3	17.21	17.24	17.32
Total Common Shares Outstanding	16.86	17.03	17.3	17.21	17.24	17.32
Book Value Per Share	245.87	235.81	209.27	198.12	173.76	164.67
Tangible Book Value	4,465	4,336	4,037	3,704	3,291	3,146
Tangible Book Value Per Share	240.46	230.46	204.00	192.82	168.47	159.40

Source: S&P Capital IQ. Banks template. Financial Sources.