SJF Bank Ratios and Metrics

Market cap in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	6,083	4,206	3,438	3,356	2,839	1,558
Market Cap Growth	39.06%	22.33%	2.43%	18.20%	82.20%	0.45%
Last Close Price	373.00	241.21	186.12	175.15	144.75	78.95
PE Ratio	10.86	7.48	6.81	9.71	6.78	7.63
PS Ratio	3.51	2.45	2.18	2.56	2.19	1.51
PB Ratio	1.20	0.88	0.78	0.81	0.75	0.46
P/FCF Ratio	-	1.94	4.99	-	-	1.48
P/OCF Ratio	-	1.83	4.33	-	-	1.36
Debt / Equity Ratio	0.47	0.49	0.73	0.58	0.45	0.42
Debt / FCF Ratio	-	1.09	4.68	-	-	1.34
Return on Equity (ROE)	-	13.49%	13.05%	9.38%	12.36%	6.91%
Return on Assets (ROA)	-	1.95%	1.82%	1.29%	1.60%	0.87%
Earnings Yield	9.33%	14.82%	16.24%	11.08%	15.62%	14.67%
FCF Yield	-25.77%	51.55%	20.05%	-50.89%	-40.60%	67.48%
Dividend Yield	2.68%	4.15%	4.30%	3.43%	4.15%	-
Payout Ratio	35.68%	30.41%	27.41%	34.82%	5.52%	33.44%
Buyback Yield / Dilution	2.42%	1.85%	0.52%	-0.17%	0.31%	0.35%
Total Shareholder Return	5.08%	6.00%	4.82%	3.25%	4.45%	0.35%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.