SJF Bank A/S (CPH:SPKSJF)

SJF Bank Statistics

Total Valuation

SJF Bank has a market cap or net worth of DKK 5.48 billion.

Market Cap	5.48B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, October 31, 2025.

Earnings Date	Oct 31, 2025
Ex-Dividend Date	Mar 7, 2025

Share Statistics

SJF Bank has 16.37 million shares outstanding. The number of shares has decreased by -2.13% in one year.

Current Share Class	16.37M
Shares Outstanding	16.37M
Shares Change (YoY)	-2.13%
Shares Change (QoQ)	-0.95%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	5.75%
Float	n/a

Valuation Ratios

The trailing PE ratio is 9.67.

PE Ratio	9.67
Forward PE	n/a
PS Ratio	3.18
PB Ratio	1.11
P/TBV Ratio	1.13
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-4.53
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.37%.

Return on Equity (ROE)	13.37%
Return on Assets (ROA)	1.96%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.06M
Profits Per Employee	1.02M
Employee Count	553
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SJF Bank has paid 175.14 million in taxes.

Income Tax	175.14M
Effective Tax Rate	21.66%

Stock Price Statistics

The stock price has increased by +56.41% in the last 52 weeks. The beta is 0.27, so SJF Bank's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+56.41%
50-Day Moving Average	341.23
200-Day Moving Average	302.94
Relative Strength Index (RSI)	45.86
Average Volume (20 Days)	7,701

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SJF Bank had revenue of DKK 1.72 billion and earned 575.92 million in profits. Earnings per share was 34.58.

Revenue	1.72B
Gross Profit	1.72B
Operating Income	795.71M
Pretax Income	808.69M
Net Income	575.92M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	34.58

Balance Sheet

The company has 5.77 billion in cash and 2.52 billion in debt, giving a net cash position of 3.25 billion or 198.31 per share.

Cash & Cash Equivalents	5.77B
Total Debt	2.52B
Net Cash	3.25B
Net Cash Per Share	198.31
Equity (Book Value)	4.92B
Book Value Per Share	275.43
Working Capital	-19.67B

Cash Flow

In the last 12 months, operating cash flow was -218.62 million and capital expenditures -337.14 million, giving a free cash flow of -555.77 million.

Operating Cash Flow	-218.62M
Capital Expenditures	-337.14M
Free Cash Flow	-555.77M
FCF Per Share	-33.95

Margins

Gross Margin	n/a
Operating Margin	46.13%
Pretax Margin	46.88%
Profit Margin	36.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 2.99%.

Dividend Per Share	10.00
Dividend Yield	2.99%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	1
Payout Ratio	35.31%
Buyback Yield	2.13%
Shareholder Yield	5.12%
Earnings Yield	10.52%
FCF Yield	-10.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2