SJF Bank A/S (CPH:SPKSJF)

SJF Bank Statistics

Total Valuation

SJF Bank has a market cap or net worth of DKK 5.17 billion.

Market Cap	5.17B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 8, 2025.

Earnings Date	Aug 8, 2025
Ex-Dividend Date	Mar 7, 2025

Share Statistics

SJF Bank has 16.06 million shares outstanding. The number of shares has decreased by -2.05% in one year.

Current Share Class	16.06M
Shares Outstanding	16.06M
Shares Change (YoY)	-2.05%
Shares Change (QoQ)	+28.76%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	5.79%
Float	n/a

Valuation Ratios

The trailing PE ratio is 9.48.

PE Ratio	9.48
Forward PE	n/a
PS Ratio	2.98
PB Ratio	1.09
P/TBV Ratio	1.11
P/FCF Ratio	3.09
P/OCF Ratio	2.87
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.31
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.64%.

Return on Equity (ROE)	13.64%
Return on Assets (ROA)	2.00%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.15M
Profits Per Employee	1.03M
Employee Count	553
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SJF Bank has paid 190.19 million in taxes.

Income Tax	190.19M
Effective Tax Rate	23.24%

Stock Price Statistics

The stock price has increased by +49.07% in the last 52 weeks. The beta is 0.29, so SJF Bank's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	+49.07%
50-Day Moving Average	305.42
200-Day Moving Average	262.36
Relative Strength Index (RSI)	62.28
Average Volume (20 Days)	7,063

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SJF Bank had revenue of DKK 1.74 billion and earned 569.01 million in profits. Earnings per share was 33.96.

Revenue	1.74B
Gross Profit	1.74B
Operating Income	806.69M
Pretax Income	818.40M
Net Income	569.01M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	33.96

Balance Sheet

The company has 5.93 billion in cash and 2.19 billion in debt, giving a net cash position of 3.74 billion or 232.70 per share.

Cash & Cash Equivalents	5.93B
Total Debt	2.19B
Net Cash	3.74B
Net Cash Per Share	232.70
Equity (Book Value)	4.75B
Book Value Per Share	263.17
Working Capital	-18.51B

Cash Flow

In the last 12 months, operating cash flow was 1.80 billion and capital expenditures -128.92 million, giving a free cash flow of 1.67 billion.

Operating Cash Flow	1.80B
Capital Expenditures	-128.92M
Free Cash Flow	1.67B
FCF Per Share	104.10

Margins

Gross Margin	n/a
Operating Margin	46.43%
Pretax Margin	47.10%
Profit Margin	36.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	96.19%

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 3.08%.

Dividend Per Share	10.00
Dividend Yield	3.08%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	1
Payout Ratio	37.39%
Buyback Yield	2.05%
Shareholder Yield	5.13%
Earnings Yield	11.01%
FCF Yield	32.33%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4