SJF Bank A/S (CPH:SPKSJF)

SJF Bank Statistics

Total Valuation

SJF Bank has a market cap or net worth of DKK 5.84 billion.

Market Cap	5.84B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Mar 6, 2026

Share Statistics

SJF Bank has 16.23 million shares outstanding. The number of shares has decreased by -2.61% in one year.

Current Share Class	16.23M
Shares Outstanding	16.23M
Shares Change (YoY)	-2.61%
Shares Change (QoQ)	-0.51%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	1.71%
Float	n/a

Valuation Ratios

The trailing PE ratio is 10.60.

PE Ratio	10.60
Forward PE	n/a
PS Ratio	3.30
PB Ratio	1.14
P/TBV Ratio	1.16
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.07
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.29%.

Return on Equity (ROE)	12.29%
Return on Assets (ROA)	1.82%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.67%
Revenue Per Employee	3.06M
Profits Per Employee	962,159
Employee Count	591
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SJF Bank has paid 159.69 million in taxes.

Income Tax	159.69M
Effective Tax Rate	20.70%

Stock Price Statistics

The stock price has increased by +23.08% in the last 52 weeks. The beta is 0.22, so SJF Bank's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+23.08%
50-Day Moving Average	374.39
200-Day Moving Average	340.98
Relative Strength Index (RSI)	39.15
Average Volume (20 Days)	9,725

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SJF Bank had revenue of DKK 1.77 billion and earned 557.09 million in profits. Earnings per share was 33.95.

Revenue	1.77B
Gross Profit	1.77B
Operating Income	771.50M
Pretax Income	771.28M
Net Income	557.09M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	33.95

Balance Sheet

The company has 6.48 billion in cash and 2.80 billion in debt, with a net cash position of 3.68 billion or 226.80 per share.

Cash & Cash Equivalents	6.48B
Total Debt	2.80B
Net Cash	3.68B
Net Cash Per Share	226.80
Equity (Book Value)	5.14B
Book Value Per Share	291.69
Working Capital	-21.42B

Cash Flow

In the last 12 months, operating cash flow was -2.25 billion and capital expenditures -373.43 million, giving a free cash flow of -2.62 billion.

Operating Cash Flow	-2.25B
Capital Expenditures	-373.43M
Free Cash Flow	-2.62B
FCF Per Share	-161.34

Margins

Gross Margin	n/a
Operating Margin	43.60%
Pretax Margin	43.59%
Profit Margin	34.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 11.00, which amounts to a dividend yield of 3.04%.

Dividend Per Share	11.00
Dividend Yield	3.04%
Dividend Growth (YoY)	10.00%
Years of Dividend Growth	2
Payout Ratio	36.02%
Buyback Yield	2.61%
Shareholder Yield	5.65%
Earnings Yield	9.54%
FCF Yield	-44.82%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2