SJF Bank A/S (CPH:SPKSJF)

SJF Bank Statistics

Total Valuation

SJF Bank has a market cap or net worth of DKK 5.68 billion.

Market Cap	5.68B
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 31, 2025.

Earnings Date	Oct 31, 2025
Ex-Dividend Date	Mar 7, 2025

Share Statistics

SJF Bank has 16.37 million shares outstanding. The number of shares has decreased by -8.55% in one year.

Current Share Class	16.37M
Shares Outstanding	16.37M
Shares Change (YoY)	-8.55%
Shares Change (QoQ)	-6.51%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	5.75%
Float	n/a

Valuation Ratios

The trailing PE ratio is 10.08.

PE Ratio	10.08
Forward PE	n/a
PS Ratio	3.27
PB Ratio	1.13
P/TBV Ratio	1.15
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.52
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.97%.

Return on Equity (ROE)	12.97%
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.08M
Profits Per Employee	997,466
Employee Count	553
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SJF Bank has paid 160.02 million in taxes.

Income Tax	160.02M
Effective Tax Rate	20.43%

Stock Price Statistics

The stock price has increased by +69.27% in the last 52 weeks. The beta is 0.20, so SJF Bank's price volatility has been lower than the market average.

Beta (5Y)	0.20
52-Week Price Change	+69.27%
50-Day Moving Average	341.43
200-Day Moving Average	309.72
Relative Strength Index (RSI)	55.98
Average Volume (20 Days)	9,753

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SJF Bank had revenue of DKK 1.74 billion and earned 562.57 million in profits. Earnings per share was 34.41.

Revenue	1.74B
Gross Profit	1.74B
Operating Income	772.12M
Pretax Income	783.15M
Net Income	562.57M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	34.41

Balance Sheet

The company has 6.00 billion in cash and 2.38 billion in debt, giving a net cash position of 3.62 billion or 221.24 per share.

Cash & Cash Equivalents	6.00B
Total Debt	2.38B
Net Cash	3.62B
Net Cash Per Share	221.24
Equity (Book Value)	5.05B
Book Value Per Share	290.56
Working Capital	-20.08B

Cash Flow

In the last 12 months, operating cash flow was -1.22 billion and capital expenditures -348.39 million, giving a free cash flow of -1.57 billion.

Operating Cash Flow	-1.22B
Capital Expenditures	-348.39M
Free Cash Flow	-1.57B
FCF Per Share	-95.73

Margins

Gross Margin	n/a
Operating Margin	44.40%
Pretax Margin	45.03%
Profit Margin	35.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 2.88%.

Dividend Per Share	10.00
Dividend Yield	2.88%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	1
Payout Ratio	35.68%
Buyback Yield	8.55%
Shareholder Yield	11.50%
Earnings Yield	9.90%
FCF Yield	-27.59%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1