Spar Nord Bank A/S (CPH:SPNO)

Spar Nord Bank Cash Flow Statement

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2,222	2,421	1,417	1,368	737
Depreciation & Amortization	91	89	93	89	78
Other Amortization	2	2	2	3	3
Gain (Loss) on Sale of Assets	-	-	-2	-	2
Total Asset Writedown	-2	3	3	5	-
Provision for Credit Losses	-21	7	75	-126	214
Change in Trading Asset Securities	1,160	-7,084	-6,391	2,616	-5,149
Change in Other Net Operating Assets	-4,610	-1,988	-3,552	-9,843	-1,173
Other Operating Activities	102	250	-437	-38	31
Operating Cash Flow	-1,202	-6,407	-8,867	-6,017	-5,286
Capital Expenditures	-69	-38	-55	-103	-43
Sale of Property, Plant and Equipment	1	70	16	31	17
Investment in Securities	-9	-162	-32	-99	-80
Income (Loss) Equity Investments	-146	-107	-75	-91	-29
Purchase / Sale of Intangibles	-4	-6	-	-255	-3
Other Investing Activities	38	23	33	36	49
Investing Cash Flow	-43	-113	-38	-390	-61
Long-Term Debt Issued	17	3,141	1,692	2,378	-
Long-Term Debt Repaid	-33	-31	-28	-29	-32
Net Debt Issued (Repaid)	-16	3,110	1,664	2,349	-32
Issuance of Common Stock	889	512	451	1,355	763
Repurchase of Common Stock	-1,295	-841	-645	-956	-831
Common Dividends Paid	-1,171	-540	-615	-238	-49
Net Increase (Decrease) in Deposit Accounts	2,929	2,228	8,394	5,359	5,137
Other Financing Activities	-47	-44	-46	-6	4
Financing Cash Flow	1,289	4,425	9,203	7,863	4,992
Net Cash Flow	44	-2,095	298	1,456	-355
Free Cash Flow	-1,271	-6,445	-8,922	-6,120	-5,329
Free Cash Flow Margin	-22.37%	-113.25%	-219.38%	-155.45%	-176.63%
Free Cash Flow Per Share	-10.96	-54.07	-73.24	-49.78	-43.35
Cash Income Tax Paid	397	451	473	354	225

Updated Feb 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.