Spar Nord Bank A/S (CPH:SPNO)

Spar Nord Bank Ratios and Metrics

Market cap in millions DKK. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 1, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	23,850	23,557	12,546	12,847	10,275	7,351
Market Cap Growth	87.77%	87.77%	-2.34%	25.03%	39.78%	-7.57%
Last Close Price	208.50	206.00	98.05	93.98	69.41	48.58
PE Ratio	11.15	10.83	5.29	9.38	7.86	10.69
PS Ratio	4.25	4.15	2.20	3.16	2.61	2.44
PB Ratio	1.63	1.61	0.90	1.03	0.86	0.71
Debt / Equity Ratio	1.23	1.23	1.18	0.84	0.77	0.88
Return on Equity (ROE)	15.53%	15.53%	18.31%	11.62%	12.26%	7.32%
Return on Assets (ROA)	1.59%	1.59%	1.87%	1.18%	1.25%	0.76%
Earnings Yield	9.12%	9.43%	19.30%	11.03%	13.31%	10.03%
FCF Yield	-5.33%	-5.39%	-51.37%	-69.45%	-59.56%	-72.49%
Dividend Yield	4.80%	-	10.20%	4.79%	3.60%	3.09%
Payout Ratio	52.70%	52.70%	22.30%	43.40%	17.40%	6.65%
Buyback Yield / Dilution	2.75%	2.75%	2.16%	0.91%	-0.01%	0.01%
Total Shareholder Return	7.54%	2.75%	12.36%	5.70%	3.60%	3.10%

Updated Feb 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.