Spar Nord Bank A/S (CPH: SPNO)

Spar Nord Bank Ratios and Metrics

Market cap in millions DKK. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jan 21, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	23,615	12,546	12,847	10,275	7,351	7,953
Market Cap Growth	13.90%	-2.35%	25.03%	39.78%	-7.57%	23.67%
Last Close Price	206.50	98.05	93.98	69.41	48.58	52.56
PE Ratio	10.60	5.28	9.38	7.86	10.68	7.87
PS Ratio	4.19	2.20	3.16	2.61	2.44	2.40
PB Ratio	1.82	0.90	1.03	0.86	0.71	0.81
Debt / Equity Ratio	1.15	1.18	0.84	0.77	0.88	0.86
Return on Equity (ROE)	16.80%	18.31%	11.62%	12.26%	7.31%	11.15%
Return on Assets (ROA)	1.75%	1.87%	1.18%	1.25%	0.76%	1.20%
Earnings Yield	9.43%	19.30%	11.03%	13.31%	10.03%	13.32%
FCF Yield	-11.62%	-51.37%	-69.45%	-59.56%	-72.49%	-54.02%
Dividend Yield	4.85%	10.20%	4.79%	3.60%	3.09%	-
Payout Ratio	50.28%	22.30%	43.40%	17.40%	6.65%	45.23%
Buyback Yield / Dilution	0.16%	2.16%	0.91%	-0.00%	0.01%	0.02%
Total Shareholder Return	5.01%	12.36%	5.70%	3.60%	3.10%	0.02%

Source: S&P Capital IQ. Banks template. Financial Sources.