Vestjysk Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Millions DKK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	4,108	3,253	3,210	4,868	5,174	364.36
Investment Securities	12,695	13,488	12,924	11,277	10,626	6,850
Trading Asset Securities	-	40.07	40.87	56.33	80.62	19.8
Total Investments	12,695	13,528	12,965	11,333	10,706	6,870
Gross Loans	23,556	22,068	19,932	18,429	19,140	11,458
Allowance for Loan Losses	-1,285	-1,298	-1,404	-1,820	-2,362	-2,127
Net Loans	22,270	20,771	18,528	16,609	16,778	9,332
Property, Plant & Equipment	278.93	284.64	298.63	325.4	360.43	267.5
Other Intangible Assets	60.85	69.48	80.98	92.48	103.98	-
Investments in Real Estate	11.28	11.28	11.28	13.39	32.13	-
Accrued Interest Receivable	-	135.97	137.11	281.46	293.31	118.44
Other Receivables	259.62	235.64	139.03	255.98	186.9	570.55
Other Current Assets	46.93	9.8	34.05	49.3	48.58	17.01
Long-Term Deferred Tax Assets	-	-	-	205.76	292.72	98
Other Long-Term Assets	10,494	10,194	9,033	7,920	9,333	5,468
Total Assets	50,225	48,492	44,437	41,953	43,310	23,105
Accrued Expenses	4.57	4.25	4.84	6.19	14.89	-
Interest Bearing Deposits	38,230	12,389	10,943	9,530	10,876	6,384
Non-Interest Bearing Deposits	-	24,293	22,925	23,352	24,371	12,451
Total Deposits	38,230	36,682	33,868	32,882	35,247	18,835
Short-Term Borrowings	-	73.55	56.9	78.97	101.6	42.2
Current Income Taxes Payable	-	-	-	-	64.75	-
Accrued Interest Payable	-	32.49	29.01	17.81	16.02	15.3
Long-Term Debt	3,382	3,080	2,309	1,868	1,266	348.33
Long-Term Leases	-	71.87	74.68	81.27	85.65	32.39
Pension & Post-Retirement Benefits	13.57	14.82	14.57	17.9	25.67	15.32
Long-Term Deferred Tax Liabilities	210.67	189.41	136.39	-	-	-
Other Long-Term Liabilities	1,041	1,087	985.03	1,083	1,091	571.14
Total Liabilities	42,882	41,236	37,479	36,035	37,914	19,860
Common Stock	1,234	1,234	1,234	1,234	1,234	895.98
Additional Paid-In Capital	599.49	599.49	599.49	599.49	599.49	47.45
Retained Earnings	3,712	3,632	3,341	2,458	1,938	1,595
Comprehensive Income & Other	1,798	1,792	1,784	1,627	1,625	706.6
Shareholders' Equity	7,343	7,256	6,959	5,918	5,396	3,245
Total Liabilities & Equity	50,225	48,492	44,437	41,953	43,310	23,105
Total Debt	3,382	3,225	2,441	2,028	1,454	422.93
Net Cash (Debt)	725.8	67.85	809.89	2,896	3,801	-38.76
Net Cash Growth	103.15%	-91.62%	-72.04%	-23.81%	-	-
Net Cash Per Share	0.60	0.05	0.63	2.13	3.52	-0.04
Filing Date Shares Outstanding	1,233	1,233	1,233	1,233	1,233	895.81
Total Common Shares Outstanding	1,233	1,233	1,233	1,233	1,233	895.81
Book Value Per Share	5.56	5.49	5.24	4.55	4.12	3.45
Tangible Book Value	7,282	7,187	6,878	5,826	5,292	3,245
Tangible Book Value Per Share	5.51	5.43	5.18	4.47	4.04	3.45

Source: S&P Global Market Intelligence. Banks template. Financial Sources.