Vestjysk Bank A/S (CPH: VJBA)

Vestjysk Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	3,171	3,210	4,868	5,174	364.36	395.71
Investment Securities	13,194	12,924	11,277	10,626	6,850	5,013
Trading Asset Securities	-	40.87	56.33	80.62	19.8	13.8
Total Investments	13,194	12,965	11,333	10,706	6,870	5,027
Gross Loans	21,530	19,932	18,429	19,140	11,458	12,593
Allowance for Loan Losses	-1,276	-1,404	-1,820	-2,362	-2,127	-2,372
Net Loans	20,254	18,528	16,609	16,778	9,332	10,221
Property, Plant & Equipment	296.89	298.63	325.4	360.43	267.5	4.83
Other Intangible Assets	72.35	80.98	92.48	103.98	-	0.02
Investments in Real Estate	11.28	11.28	13.39	32.13	-	261.68
Accrued Interest Receivable	42.42	336.44	281.46	293.31	118.44	104.75
Other Receivables	126.81	139.03	255.98	186.9	570.55	775.27
Other Current Assets	34.05	34.05	49.3	48.58	17.01	16
Long-Term Deferred Tax Assets	-	-	205.76	292.72	98	98
Other Long-Term Assets	10,140	8,834	7,920	9,333	5,468	5,288
Total Assets	47,342	44,437	41,953	43,310	23,105	22,192
Accrued Expenses	5.71	4.84	6.19	14.89	-	-
Interest Bearing Deposits	36,097	10,943	9,530	10,876	6,384	6,738
Non-Interest Bearing Deposits	-	22,925	23,352	24,371	12,451	11,538
Total Deposits	36,097	33,868	32,882	35,247	18,835	18,276
Short-Term Borrowings	-	56.9	78.97	101.6	42.2	28.44
Current Income Taxes Payable	54.8	-	-	64.75	-	3.72
Accrued Interest Payable	-	29.01	17.81	16.02	15.3	15.75
Long-Term Debt	2,814	2,309	1,868	1,266	348.33	347.43
Long-Term Leases	-	74.68	81.27	85.65	32.39	-
Pension & Post-Retirement Benefits	13.45	14.57	17.9	25.67	15.32	15.53
Long-Term Deferred Tax Liabilities	178.64	136.39	-	-	-	-
Other Long-Term Liabilities	1,081	985.03	1,083	1,091	571.14	549.07
Total Liabilities	40,245	37,479	36,035	37,914	19,860	19,236
Common Stock	1,234	1,234	1,234	1,234	895.98	895.98
Additional Paid-In Capital	599.49	599.49	599.49	599.49	47.45	-
Retained Earnings	3,475	3,341	2,458	1,938	1,595	1,858
Comprehensive Income & Other	1,789	1,784	1,627	1,625	706.6	202.45
Shareholders' Equity	7,098	6,959	5,918	5,396	3,245	2,956
Total Liabilities & Equity	47,342	44,437	41,953	43,310	23,105	22,192
Total Debt	2,814	2,441	2,028	1,454	422.93	375.87
Net Cash (Debt)	357.27	809.89	2,896	3,801	-38.76	33.64
Net Cash Growth	-61.42%	-72.04%	-23.81%	-	-	-
Net Cash Per Share	0.31	0.63	2.13	3.52	-0.04	0.04
Filing Date Shares Outstanding	1,233	1,233	1,233	1,233	895.81	895.81
Total Common Shares Outstanding	1,233	1,233	1,233	1,233	895.81	895.81
Book Value Per Share	5.36	5.24	4.55	4.12	3.62	3.30
Tangible Book Value	7,025	6,878	5,826	5,292	3,245	2,956
Tangible Book Value Per Share	5.30	5.18	4.47	4.04	3.62	3.30

Source: S&P Capital IQ. Banks template. Financial Sources.