Vestjysk Bank A/S (CPH:VJBA)

Vestjysk Bank Balance Sheet

Financials in millions DKK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,253	3,210	4,868	5,174	364.36
Investment Securities	13,488	12,924	11,277	10,626	6,850
Trading Asset Securities	40.07	40.87	56.33	80.62	19.8
Total Investments	13,528	12,965	11,333	10,706	6,870
Gross Loans	22,068	19,932	18,429	19,140	11,458
Allowance for Loan Losses	-1,298	-1,404	-1,820	-2,362	-2,127
Net Loans	20,771	18,528	16,609	16,778	9,332
Property, Plant & Equipment	284.64	298.63	325.4	360.43	267.5
Other Intangible Assets	69.48	80.98	92.48	103.98	-
Investments in Real Estate	11.28	11.28	13.39	32.13	-
Accrued Interest Receivable	135.97	137.11	281.46	293.31	118.44
Other Receivables	235.64	139.03	255.98	186.9	570.55
Other Current Assets	9.8	34.05	49.3	48.58	17.01
Long-Term Deferred Tax Assets	-	-	205.76	292.72	98
Other Long-Term Assets	10,194	9,033	7,920	9,333	5,468
Total Assets	48,492	44,437	41,953	43,310	23,105
Accrued Expenses	4.25	4.84	6.19	14.89	-
Interest Bearing Deposits	12,389	10,943	9,530	10,876	6,384
Non-Interest Bearing Deposits	24,293	22,925	23,352	24,371	12,451
Total Deposits	36,682	33,868	32,882	35,247	18,835
Short-Term Borrowings	73.55	56.9	78.97	101.6	42.2
Current Income Taxes Payable	-	-	-	64.75	-
Accrued Interest Payable	32.49	29.01	17.81	16.02	15.3
Long-Term Debt	3,080	2,309	1,868	1,266	348.33
Long-Term Leases	71.87	74.68	81.27	85.65	32.39
Pension & Post-Retirement Benefits	14.82	14.57	17.9	25.67	15.32
Long-Term Deferred Tax Liabilities	189.41	136.39	-	-	-
Other Long-Term Liabilities	1,087	985.03	1,083	1,091	571.14
Total Liabilities	41,236	37,479	36,035	37,914	19,860
Common Stock	1,234	1,234	1,234	1,234	895.98
Additional Paid-In Capital	599.49	599.49	599.49	599.49	47.45
Retained Earnings	3,632	3,341	2,458	1,938	1,595
Comprehensive Income & Other	1,792	1,784	1,627	1,625	706.6
Shareholders' Equity	7,256	6,959	5,918	5,396	3,245
Total Liabilities & Equity	48,492	44,437	41,953	43,310	23,105
Total Debt	3,225	2,441	2,028	1,454	422.93
Net Cash (Debt)	67.85	809.89	2,896	3,801	-38.76
Net Cash Growth	-91.62%	-72.04%	-23.81%	-	-
Net Cash Per Share	0.05	0.63	2.13	3.52	-0.04
Filing Date Shares Outstanding	1,233	1,233	1,233	1,233	895.81
Total Common Shares Outstanding	1,233	1,233	1,233	1,233	895.81
Book Value Per Share	5.49	5.24	4.55	4.12	3.45
Tangible Book Value	7,187	6,878	5,826	5,292	3,245
Tangible Book Value Per Share	5.43	5.18	4.47	4.04	3.45

Source: S&P Capital IQ. Banks template. Financial Sources.