Atlantic Insurance Company Public Limited (CYS:ATL)

CYS:ATL Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	22.17	20.2	19	17.97	18.33
Total Interest & Dividend Income	0.4	0.12	1.76	0.98	0.94
Gain (Loss) on Sale of Investments	-	-	0.87	7.06	-2.12
Non-Insurance Activities Revenue	1.13	0.81	0.52	0.52	0.39
Other Revenue	0.26	0.18	0.08	0.99	0.93
Total Revenue	30.62	27.68	22.22	27.51	18.48
Revenue Growth (YoY)	10.62%	24.54%	-19.23%	48.90%	-18.41%
Policy Benefits	10.17	8.77	9.81	8.4	7.51
Policy Acquisition & Underwriting Costs	3.89	3.4	3.26	1.24	1.31
Selling, General & Administrative	-	-	-	5.29	4.93
Non-Insurance Activities Expense	0.38	0.23	0.04	0.09	0.05
Other Operating Expenses	2.68	2.71	2.63	-	-
Total Operating Expenses	17.12	15.11	15.73	15.01	13.79
Operating Income	13.5	12.57	6.49	12.5	4.69
Currency Exchange Gain (Loss)	0.01	0.01	0.08	0.03	0
Other Non Operating Income (Expenses)	1.01	1.03	-	-	-
EBT Excluding Unusual Items	14.51	13.61	6.57	12.53	4.69
Gain (Loss) on Sale of Assets	0	0	0	-	0
Asset Writedown	0.12	0.17	0.15	-0.06	-0.28
Other Unusual Items	-	-	-	-	0.2
Pretax Income	14.63	13.78	6.72	12.47	4.61
Income Tax Expense	0.94	0.91	0.67	0.61	0.87
Earnings From Continuing Ops.	13.69	12.87	6.06	11.86	3.75
Minority Interest in Earnings	-0.17	-0.09	-0.05	-0.07	0
Net Income	13.52	12.78	6.01	11.79	3.75
Net Income to Common	13.52	12.78	6.01	11.79	3.75
Net Income Growth	5.76%	112.77%	-49.03%	214.66%	-45.58%
Shares Outstanding (Basic)	39	39	39	39	39
Shares Outstanding (Diluted)	39	39	39	39	39
Shares Change (YoY)	-	-	-	-	-0.04%
EPS (Basic)	0.35	0.33	0.15	0.30	0.10
EPS (Diluted)	0.35	0.33	0.15	0.30	0.10
EPS Growth	5.76%	112.77%	-49.03%	214.66%	-45.56%
Free Cash Flow	6	4.23	4.85	5.76	3.78
Free Cash Flow Per Share	0.15	0.11	0.12	0.15	0.10
Dividend Per Share	-	0.140	0.120	0.085	0.085
Dividend Growth	-	16.67%	41.18%	-	30.77%
Operating Margin	44.09%	45.41%	29.20%	45.43%	25.36%
Profit Margin	44.16%	46.19%	27.04%	42.84%	20.27%
Free Cash Flow Margin	19.59%	15.29%	21.81%	20.93%	20.47%
EBITDA	13.85	12.89	6.74	12.75	4.98
EBITDA Margin	45.25%	46.56%	30.34%	46.33%	26.92%
D&A For EBITDA	0.36	0.32	0.25	0.25	0.29
EBIT	13.5	12.57	6.49	12.5	4.69
EBIT Margin	44.09%	45.41%	29.20%	45.43%	25.36%
Effective Tax Rate	6.44%	6.58%	9.89%	4.92%	18.76%
Revenue as Reported	-	-	-	19.47	19.66

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.